pay bills lor, petrol lor, hospital/pharmacy stuffs, etc ... some essentials you need to pay anyway

no need to diedie max each month, unless you want to

if not many bills to pay...

1 month maximize rm1k pay bills
next 2 months, no need pay bills
rinse and repeat

ezypayplus wont work if he spent using non-mbb card with multiple transactions

1) your upcoming statement is 26 Nov 2020 (closing day).
2) you want to purchasing something "this month"

so, what the ezypayplus 0% require is your purchase MUST be posted/appear in M2U and converted to ezypaypus on/before 26 Nov, because that purchase have not been "billed" into your 26 Nov statement, yet.

alternatively, if no rush, you can delay the purchase after 26 Nov, this will give you ample of time to convert to ezypayplus on/before 26 Dec.

Maximum Amount for Cash Treats and EzyCash [ Maybank ]
20 NOVEMBER 2020

Dear Valued Cardmember,

Effective 8 December 2020:-

The maximum amount for Cash Treats/Cash Treats-i and EzyCash/EzyCash-I will be at 70% of credit card available limit.

For more details, please refer to full product terms and conditions in www.maybank2u.com.my

yes

statement date = 26 Nov
purchase date = 12 Nov
assume convert to ezypayplus = 20 Nov

1st installment will get billed into your upcoming 26 Nov statement

hence, your payment due date = statement date + 20 days = 16 Dec (or can follow 15 Dec for safety in payment)

I'd suggest you do early settlement for ur installment, then clear all outstanding, and cancel before Feb 2021.

from ur example, not sure mbb consider ur instalments from Feb-Apr as usage/using the card, thus void your chance to get sst reversal after 10 Apr 2021 and canceling the card.

perhaps call CS to find out their recommendation and handing or SST reversal.

1) yes
2) yes
3) yes, only if they accept amex. have you checked?

should be no

but better get confirmation from CS as well

checked in maybank promo page yet? https://www.maybank2u.com.my/maybank2u/mala...on_listing.page

under this .... https://www.maybank2u.com.my/maybank2u/mala...rdsstp0219.page

MPHOnline Black Friday & Cyber Monday Sale [ Maybank ]
Campaign Period: 26 - 30 November 2020

20% + additional 5% OFF MPHOnlline Black Friday & Cyber Monday Sale

Promo Code: MBBEXTRA5

Terms and Conditions
Promotion is valid from 26 - 30 November 2020.
Promotion is exclusive to Maybank/Maybank Islamic MasterCard/ Visa & Debit Cards only.
Promotion is applicable for purchase made at mphonline.com
Cardmembers are entitled to a free delivery with a minimum spend of RM100 Nett in a single receipt. (Valid for delivery within Malaysia only)
Standard shipping fees apply for purchases below RM100 net in a single receipt.
Discount is not applicable for Value Buy, Nett Priced, Agent Controlled, IT & Multimedia items.
Cardmember is required to key in Promo Code: MBBEXTRA5 upon check out the page to enjoy the additional 5% discount.
All promotional items are on a while-stock-last basis.
Other terms and conditions apply



This post has been edited by cybpsych: Nov 25 2020, 06:56 PM

Maybank AMEX - Shopee Promotion [ MBB ]
Promotion Period: 27 November - 11 December 2020

Get RM18 OFF at Shopee App when you spend a minimum of RM120 in a single receipt with Maybank American Express Credit or Charge Card.

Promo Code: MBBAMEX

Terms and Conditions
Promotion is valid for Maybank/­Maybank Islamic American Express® Credit and Charge Card
Promotion is valid from 27 November - 11 December 2020
Promotion is valid for existing users.
Promotion is valid for one-time use only per user.
Promotion is valid for the first 350 Cardmembers daily during the promotion period
Promotion is valid for checkouts made via the Shopee app only.
Promotion is valid on a first come first serve basis only.
Promotion is valid for Shopee Mall and Preferred Sellers only.
Other terms and conditions apply.



This post has been edited by cybpsych: Dec 8 2020, 08:41 PM

no cashback or points to ewallet

none at all. read Clause 5 for TreatsPoints T&C.

you can always check Maybank's promo page. lots of info https://www.maybank2u.com.my/maybank2u/mala...on_listing.page

no BT promo. just "spend now, pay later" promo aka EzyPay Plus

check your statement / Classic M2U Web / New M2U App / MAE App to view the Posting Date

already announced by maybank back in 2019, also shared here already

already part of official t&c, also shared here already

just that most people doesnt read official documentation from bank, and later post their "shocking findings" here

2019 Maybank Year End Campaign - #SuperRewards Winners

https://www.maybank2u.com.my/maybank2u/mala...ewards2019.page

Overall and Additional Grand Prize - Local Category

Overall and Additional Grand Prize - Oversea Category

5% Cash Back on Dining & Retails - AMEX

yes have, can request.

try to persuade CS to replace without fee.