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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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ClarenceT
post May 30 2023, 08:14 PM

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QUOTE(sg8989 @ May 28 2023, 10:24 PM)
Just looking for alternative to get cash back.
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RHB Shell - you can spend RM1083 on Govt, +RM1000 on 5% category + RM417 Shell.
RHB VS, WM, HLB Wise, Affin Duo Visa etc

This post has been edited by ClarenceT: May 30 2023, 08:14 PM
ClarenceT
post May 31 2023, 08:14 AM

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This post has been edited by ClarenceT: May 31 2023, 08:15 AM
ClarenceT
post Jun 3 2023, 01:35 PM

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QUOTE(LiQuID2 @ Jun 3 2023, 01:22 PM)
Mbb sucks nowadays for airmiles. Any better cards for airmiles?
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CIMB Travel World Elite. 1 RM = 1 mile till year end.
ClarenceT
post Jun 4 2023, 09:23 AM

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QUOTE(zstan @ Jun 3 2023, 05:28 PM)
Only if you have >250k annual income laugh.gif
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Alternatively pledge FD.
ClarenceT
post Jun 8 2023, 01:26 PM

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QUOTE(Pebbie @ Jun 8 2023, 12:51 PM)
Just received the card. Is there anyway to just activate the amex? Don't feel like paying rm25 SST for the other useless card.
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You applied for 2 cards then pay 2x SST lah. Otherwise get standalone Amex you will pay 1x SST.

ClarenceT
post Jun 16 2023, 11:41 AM

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QUOTE(ScrappyCoCo @ Jun 16 2023, 10:58 AM)
Just wondering, if i use my amex during Sunday evening or night, could it be possible MBB miscalculate the transaction for Monday instead so no cashback?
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Unlikely Maybank calculates..
Check the "Transaction Date" at M2U, if it is a Saturday or Sunday.

Eg if you use Amex on Sunday evening (Malaysia Time)
(1) At a NZ site etc, the "Transaction Date" can be Monday before it is already Monday in NZ.
(2) for some foreign-owned sites, the "Transaction Date" can be a later date, they charge just before the goods is shipped not at the time you give the credit card details.

This post has been edited by ClarenceT: Jun 16 2023, 11:43 AM
ClarenceT
post Jun 16 2023, 03:51 PM

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QUOTE(tan_aniki @ Jun 16 2023, 02:19 PM)
it doesn't matter as you can always use your sms otp date and time to dispute
i have done few times already even though it appear as friday night as my sms otp is saturday morning
tnc didn't state must follow payment gateway date and time, as long as you can provide malaysia local time for them, they will proceed to give you cashback as well
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No more SMS OTP soon.
ClarenceT
post Jun 20 2023, 11:00 AM

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QUOTE(Masamilow @ Jun 20 2023, 10:57 AM)
Apply through website for 2 Gold card but got rejected again. The rejection is immediately, is there something wrong with the web application?
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The Artificial Intelligence is too smart.
Why not let human read and check the documents?

This post has been edited by ClarenceT: Jun 20 2023, 11:01 AM
ClarenceT
post Jun 20 2023, 11:19 AM

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QUOTE(BuKeYi @ Jun 20 2023, 11:09 AM)
I think through website/app one the first checking is by AI

Probably your ccris score, if doesn't meet the criteria, direct reject. Maybe you can try check check your ccris score first before apply.
Either your ccris is too clean, unable to determines. Or you got some outstanding loan/cc payments which is consider late payment. Try to check out what is the caused of it first before apply any cc
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Over-qualified is also possible, eg you earn RM200k but apply for a low-end card with income requirement RM24k.
ClarenceT
post Jun 22 2023, 07:44 PM

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QUOTE(Haloperidol @ Jun 22 2023, 07:33 PM)
Hi, if Maybank 2 Card Amex / Maybank Ikhwan -- FavePay --- to individual merchant, does it consider for the online Amex Cashback ?
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Most likely auto debit.
For M2 AMEX, doesn't matter online or direct debit or PIN or contactless.
ClarenceT
post Jun 22 2023, 08:37 PM

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QUOTE(Haloperidol @ Jun 22 2023, 08:15 PM)
means Not eligible ?
Anyone try it ?

I want to conserve my TNG PIN quota lol
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You can get weekend CB using M2 AMEX.
Very likely you won't get Online CB using Amex-i.
ClarenceT
post Jun 24 2023, 04:01 PM

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QUOTE(boonhan @ Jun 24 2023, 12:48 AM)
Just now payment to spaylater, notice merchant name changed to seamoney, inside mae written repayment. Wondering this time if will continue entitle for cashback.
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Yes.
SPAYLATER REPAYMENT-EC

Now not sure till 2/7... Can get 5% weekend CB or not?
Now not sure till next statement... Cash Advance (5% charge) or not?
ClarenceT
post Jul 10 2023, 05:24 AM

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QUOTE(tksecret @ Jul 9 2023, 09:25 PM)
my amex expired this month, the SST will be charged on 1-Aug.
Due to I have earned some cashback month-to-date, I plan to pay the outstanding minus out the cashback on 2-Aug.
After clear the payment, I call to cancel the card on 2-Aug. In this case, do i still need to pay the SST?
i can't find any T&C on this. Appreciate your advise, thanks.
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You need to settle outstanding before 31/7.
If you intend to pay on 2/8, try and update here if Maybank allows the new SST to be cancelled.

This post has been edited by ClarenceT: Jul 10 2023, 05:26 AM
ClarenceT
post Jul 20 2023, 03:45 PM

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QUOTE(Bahnhofstrasse @ Jul 17 2023, 10:20 AM)
user posted image

are both of these transactions entitle for 5% weekend cashback
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25-Jun-2023 LAZADA-EC KUALA LUMPUR MY
24-Jun-2023 SPAYLATER REPAYMENT-EC SPKUALA LUMPUR MY
18-Jun-2023 Shopee Malaysia KUALA LUMPUR MY
28-May-2023 AirPay Malaysia Sdn Bhd KUALA LUMPUR MY

Weekend CB: ALL YES.
ClarenceT
post Jul 20 2023, 05:07 PM

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QUOTE(winmxbb @ Jul 20 2023, 05:00 PM)
maybank say ewallet topup no.
mean cannot for tng & boost only right?
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Don't think you can use Amex to top up TNG wallet, Setel, Bigpay.
Grabpay, ShopeePay, Boost - No CB.
ClarenceT
post Jul 21 2023, 09:42 AM

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QUOTE(joice11 @ Jul 21 2023, 09:35 AM)
so, for lazada top up to lzd wallet also not entitle cb or point right?
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Lazada Wallet (a.k.a. Alipay Malaysia Sdn Bhd) is one of the 50 non-bank e-money issuers approved by Bank Negara.

This post has been edited by ClarenceT: Jul 21 2023, 09:43 AM
ClarenceT
post Jul 21 2023, 10:59 AM

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QUOTE(winmxbb @ Jul 21 2023, 10:57 AM)
but u say
25-Jun-2023 LAZADA-EC KUALA LUMPUR MY
24-Jun-2023 SPAYLATER REPAYMENT-EC SPKUALA LUMPUR MY
18-Jun-2023 Shopee Malaysia KUALA LUMPUR MY
28-May-2023 AirPay Malaysia Sdn Bhd KUALA LUMPUR MY

Weekend CB: ALL YES.?
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None of them E-wallet.
ClarenceT
post Aug 3 2023, 04:56 AM

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QUOTE(aubergine6958 @ Aug 3 2023, 01:20 AM)
I intended to cancel my Grab Credit Card, just now gonna use Grabpay so use it to top up RM30.

Login to Maybank noted SST was charged on 1 Aug.
Question: is that possible to cancel the card without need to pay SST (as I have transaction after SST charged)
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If you use the card after 1/8, you need to settle new SST before cancel the CC.
ClarenceT
post Aug 3 2023, 11:40 AM

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QUOTE(kakalaku @ Aug 3 2023, 11:14 AM)
just wondering, is this the best usage of treatpoints for this card?

How about redeeming vouchers or airmiles?
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On the spot redemption at Parkson, Mydin, Alpro, SenQ etc.
500 TP = RM1.
ClarenceT
post Aug 17 2023, 12:00 PM

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QUOTE(1mr3tard3d @ Aug 17 2023, 10:01 AM)
yeah the cash back of the card is unattractive unless grab reload would be eligible for cashback
and hence she asked if grab reload would be eligible

although i can't think of anything to pay up to RM 7,000/month using grab wallet instead of other alternatives
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This category is attractive.

Education

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Including but not limited to...
Tenby Schools, Asia Pacific Smart School, KLASS o.p.s, Nobel International School, Beaconhouse, Sri KDU, University Teknologi MARA, International Medical University, Open University Malaysia, Universiti Teknologi Malaysia, Taylor’s University, HELP University

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