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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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ClarenceT
post Feb 5 2023, 03:52 AM

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QUOTE(kakalaku @ Feb 4 2023, 09:43 PM)
Any idea where can we pay Celcom bill using Amex card?

Lazada has temporarily disabled pay celcom bill option, Shopee dont seem to allow payment via Amex, and M2U also dont allow payment via Amex card
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(1) Lazada App + TNG App
Use Amex to pay for TNG wallet PIN RM10/50/100 at Lazada App, then top up TNG wallet, pay Celcom bill at TNG wallet App.

(2) Shopee App
Use SPaylater (1.5% surcharge) to pay Celcom bill at Shopee App, then use Amex to settle SPaylater.

ClarenceT
post Feb 8 2023, 12:52 PM

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QUOTE(dragonteoh @ Feb 5 2023, 07:25 PM)
Anybody tried pay Air Selangor bill with Amex using Shopee bil payment  ?

Got cash rebate on weekend ?
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Amex is not accepted.

Alternatively, #13165 or Lazada bill payment.

This post has been edited by ClarenceT: Feb 8 2023, 12:53 PM
ClarenceT
post Feb 12 2023, 05:15 PM

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QUOTE(CP88 @ Feb 12 2023, 03:57 PM)
Hi,

Do we have rebate/points given if we were to use AMEX in hospital bill payment?

Thx
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Subject to MCC
ClarenceT
post Feb 16 2023, 12:50 PM

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QUOTE(talexeh @ Feb 16 2023, 12:39 PM)
Been using my AMEX for years & can't believe I have to argue with CS on M2U chat over RM0.24.

I was puzzled with the sudden inclusion of RM0.24 finance charge in my statement that doesn't appear in AMEX's transaction page on M2U. Therefore, I chat with CS right away & was given link that went TL;DR about how paying only minimum payment will incur interest. After arguing further about how I know all this, she relented & agreed to go over the transactions.

user posted image
Maybank's calculation is in blue while mine is in red. Payment due date is 3-FEB.

So I have carry-over statement balance of RM546.20. Apparently, the refund by IKEA of RM149 (21-JAN) is not considered as repayment. Therefore, in Maybank's system, the total repayment I made was insufficient.

user posted image
I told the CS that the IKEA transaction was made on 07-JAN & therefore, it's part of the statement balance of RM546.20. When IKEA refunded me due to their product issue, the refund should have gone into the statement balance but she said nope, it will only go into the current month's total credit.

In the end, she said she'll raise a waiver request for me but I just find it silly to go through all this for RM0.24. Oh well, here's a heads up to you guys in case you're in similar situation with refund in the near future.
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The rule of thumb: always pay the statement balance on or before the due date.
Don't assume cashback, prize or credit transaction are part of payments.
ClarenceT
post Feb 16 2023, 03:40 PM

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QUOTE(1mr3tard3d @ Feb 16 2023, 03:33 PM)
faced similar situation with different card
have they clawed back your cash back?

user posted image

they did not adjust the cash back RM 16.71 in the following month, so I just paid the finance charge RM 2.42  biggrin.gif
but the CCRIS might look bad?
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No overdue payment so why CCRIS look bad?

ClarenceT
post Feb 16 2023, 06:37 PM

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QUOTE(1mr3tard3d @ Feb 16 2023, 06:34 PM)
since they did not consider refund as payment and therefore, short of payment? subsequently, finance charge
or min payment made so not considered as late?
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CCRIS shows overdue record at the end of the month, won't tell if you settle the statement balance in full or not. If you pay minimum (5%) every month, you still get 12x 0s.

This post has been edited by ClarenceT: Feb 16 2023, 06:38 PM
ClarenceT
post Mar 7 2023, 07:11 AM

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QUOTE(Carlo J @ Mar 7 2023, 01:01 AM)
I want to apply for the Ikhwan AMEX plat card but I still have the Maybank AMEX platinum from the Maybank 2 Platinum combo, is it possible to cancel the Maybank AMEX platinum card alone or you have to cancel both at the same time?
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Convert your Maybank CC to Maybank Islamic CC. Just need to fill up the conversion form, instead of CC application form.
Give up your Maybank M2 Visa/MC + Amex.
Switch to Maybank Islamic Ikhwan Amex (+Ikhwan Visa for Petronas CC, + Ikhwan MC for Groceries/Petrol CB)

Not easy to get approval for a new Credit line from Maybank Islamic, if you are not willing to give up all / part of your existing credit limit with Maybank (Conventional banking).
ClarenceT
post Mar 7 2023, 12:33 PM

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QUOTE(jerebubu @ Mar 7 2023, 11:45 AM)
Hi there,

I'm planning to make a rm2.5k purchase.
Need some advise to whether should i do the purchase with amex on weekend to max up rm50 cashback or on weekdays to get treatpoints.

FYI, i usually unable to max up my rm50 cashback as my commitment isn't that huge, usually around rm20-30+. I can push my bills payment to next month.
As for treatpoints, i currently have 17K. I only redeemed Lotus cash voucher as it is the most practical redemption for me.
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If possible, spilt...
RM1000 weekend -> RM50 CB
RM1500 weekday -> 7500 TP
ClarenceT
post Apr 2 2023, 11:55 AM

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QUOTE(edwin1002 @ Apr 2 2023, 10:41 AM)
treat point change what gift? can change cash? amex card why many poeple said good?
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500 TP = RM1 at One-the-spot redemption outlets eg Parkson, SenQ, Mydin, Focus Point etc. Of course you can't buy nothing and ask for cash back.
(So if you spend RM1 using M2 AMEX during weekdays you earn 5x TP equivalent to 1%)

QUOTE(edwin1002 @ Apr 2 2023, 11:22 AM)
air miles point how to change to cash?
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Redeem for flights.

This post has been edited by ClarenceT: Apr 2 2023, 11:58 AM
ClarenceT
post Apr 2 2023, 12:06 PM

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QUOTE(MGM @ Apr 2 2023, 11:50 AM)
How u get 5% cb for tnb?
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Buy TNG PIN at Lazada on Sat/Sun. Then pay TNB @ TNG wallet App, or use TNG Visa to pay at TNB.

This post has been edited by ClarenceT: Apr 2 2023, 12:09 PM
ClarenceT
post Apr 2 2023, 12:10 PM

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QUOTE(edwin1002 @ Apr 2 2023, 12:09 PM)
Do u have the list for redemption? interest in mydin
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https://www.maybank2u.com.my/maybank2u/mala...artial%20points.

Merchant Locations
ClarenceT
post Apr 25 2023, 04:43 PM

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QUOTE(z|nk @ Apr 25 2023, 04:18 PM)
Lol Pai seh  â€Ĥ only owned 2 banks cc . Don’t know other bank never call/sms customer to increase limit as well .
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Had been using Maybank CC for more than 20 years, Maybank never automatically offered to increase CL. However, every time I added / switched to a new card with latest income documents, Maybank would automatically review my CL and already increased >10x from original CL (RM3000) over the >20 years.
ClarenceT
post Apr 26 2023, 03:29 PM

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QUOTE(Haloperidol @ Apr 26 2023, 12:19 PM)
Actually i noticed, for Maybank 2 Card, Gold / Platinum, the benefit is the same lolz

and may i ask, the cashback on weekend is base on posting date or transaction date ?
Hopefully transaction date.
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"Transaction date" as per posted (check M2U)
Eg you swipe the card at KL Time Sat 6am / London (BST) Time Fri 11pm, if the "Transaction Date" is Friday (you swipe in London including online), you get Treat points ; if the "Transaction Date" is Sat, you get CB.
ClarenceT
post May 4 2023, 03:53 PM

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QUOTE(LostAndFound @ May 4 2023, 03:23 PM)
Points not very useful, but if you have a decently large bill (e.g. hospital bill suddenly) which got no other CC to benefit from, then why not? At least can redeem back your SST and perhaps some grocer vouchers.
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5xTP worth 1% at On-the-spot outlets eg Mydin, SenQ etc.
(500 TP = RM1)
Not many credit cards can give 1% CB/reward.
ClarenceT
post May 9 2023, 10:07 AM

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QUOTE(kevyeoh @ May 9 2023, 09:42 AM)
Hi all... wanna ask... anyone tried on shopee and can work now? I see the past posting says shopee can work for this maybank amex card but i cannot get it to work... transaction cannot go through
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Can for purchases of goods. ("Shopee Malaysia .. MY")
Can for ShopeePay ("ShopeePay .. MY")
Not accepted (in the past, not sure now) for digital goods eg bill payment and vouchers ("Airpay .. MY")

This post has been edited by ClarenceT: May 9 2023, 10:08 AM
ClarenceT
post May 9 2023, 11:43 AM

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QUOTE(kevyeoh @ May 9 2023, 10:43 AM)
Ahhh... no wonder! I tried on bill payment.. if that is the case.. i will do normal goods purchase only... will try again... thanks!
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For bill payment, you may consider...
(1) Use Lazada Bill payment, you will get weekend CB.
(2) use Shopee Paylater (1.5% surcharge) to pay bills at Shopee App, then use M2 Amex to settle the SPayLater debt (still "Shopee... MY" last weekend so can get weekend CB).
(3) buy TNG wallet PIN RM10/50/100 at Lazada App, top up TNG wallet, pay bills at TNG wallet App.
ClarenceT
post May 23 2023, 11:09 AM

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QUOTE(eugenelam85 @ May 23 2023, 01:52 AM)
hi everyone, now is there any branch that can pledge fd and get credit cards on the same day?
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Credit card can only be issued by Card Centre, not like debit card which can be issued by branch.
ClarenceT
post May 23 2023, 01:35 PM

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QUOTE(eugenelam85 @ May 23 2023, 01:34 PM)
last time i went klcc maybank branch pledged fd and got credit cards on the same day

now is there any branch/centre that can pledge fd and get credit cards on the same day?

thank you
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If I am not wrong it is now discontinued.
ClarenceT
post May 24 2023, 05:21 AM

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QUOTE(eugenelam85 @ May 23 2023, 01:52 AM)
hi everyone, now is there any branch that can pledge fd and get credit cards on the same day?
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The due date for Form B 2022 is 30/6/2023.
Use Form B 2022 to apply for CC, no need to pledge FD.

ClarenceT
post May 24 2023, 07:07 AM

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QUOTE(MGM @ May 24 2023, 07:00 AM)
Most of us who need to pledge with FD to get CC no longer have taxable income (like dividend/interest) hence  B/BE submission no longer qualifies.
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From his past postings, he submitted Form B 2021 and his variable monthly income should be > CC income requirement.

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