Any difference? 

Hi,
may I know does anyone able to use AMEX for paying bill/reload Prepaid on Shopee?

I have my AMEX card saved into Shopee,
and I'm able to use my AMEX to checkout item.

But when I come to bill payment and prepaid reload,
Shopee always showing "Oppss Payment failed",
in the meanwhile,
Maybank APP pushed notification mentioned that amount is charged
(The transaction didn't PO after 2 days)

Hi, no experience in credit card. Read that for MBB 2 cards AMEX got cash back and 5X points while mastercard only 1X point. So what is the purpose of mastercard since I will be using AMEX for all transactions due to cashback on weekend and more points. Is my logic right?

The interchange fee for credit card transactions paid by merchants should be the same 1.10%, regardless of which credit cards used by customers (Visa, MasterCard, American Express, and so on).

If I am not mistaken, the credit card terminals are by default linked to Visa and MasterCard network. If the merchants want to accept American Express credit cards, the merchants need to pay extra fee to their acquirer bank, to link the credit card terminals to American Express network (via Maybank).

If the merchants are willing to pay such extra fee, the credit card terminals from any acquirer bank (not necessarily Maybank) can accept American Express credit cards.

Correct me if I am wrong. As such, the acceptance of American Express credit cards among the merchants is not wide, probably due to extra fee to link the credit card terminals to American Express network, rather than the interchange fee.

For sure, some merchants may have misconception that it is more expensive to accept American Express credit cards, and that is not entirely true, because Bank Negara Malaysia stipulates that the interchange fee for Visa, MasterCard and American Express credit cards is same at 1.10%.

Been searched on the thread but not sure if which is the correct info.

If I pay my insurance on weekend with amex (online - payment gateway not FPX or Jompay. Offline over the counter) , would it be entitled with 5% cash back? Otherwise I will just pay it on weekday. Just received the card, planning to to spend 500 in the 20 days to get the 280 cash back .

Thanks

Prudential

Okie. See ur msg.
I faast fast go PRU test payment.
Ipay88..... cannot AMEX.
But if can AMEX, still use boost better, right? as boost consider more then 5% rebate

if i top up shopee pay with amex on weekend, can entitle for 5% cash back for amex?

gd morning, i'm new here. I would like to ask abt maybank cc.

Recently i applied 2nd mortgage loan with maybank (300k) and the officer applied for me a so called preapproved maybank2card gold.

The mortgage loan was approved but the credit card isn't. I called the bank and they told me it was rejected but no reason given.. I was wondering why because my annual income is more than 100k per annum, got epf also (20 years working) and only loan with Maybank. Monthly income also more than 9k per month. Never missed a payment. Has anyone experience this?

If i go to card centre apply that would make a different?

*DSR also only show 43%, no any missed payment record on ccris, all show 0 0 0 0 0 0 0

Yes correct. Both mortgage loan from Malayan Banking Berhad (Maybank). Both of them totalled about RM400k for the both loan. The 1st loan approved on 2011 and still paying today without any missed payment..

I just talked to the officer that managed my mortgage loan...He said currently i am having 2 loan from different entities which is Malayan Banking Berhad (Maybank) and Maybank Islamic Berhad..I think i signed for conventional loan lol but its okay. But still, since I am having 2 different loan from separate entities, does that affect the credit card rejection? One thing, last time i checked on my CTOS on credit application, i see (2) records, one is the new mortgage loan, another one is unknown (only shown as Maybank) but the amount applied is RM70,000. Is that the credit card CL amount applied? That's why my CC is rejected? The mortgage loan officer doesnt reveal much infomation to me.

anyone know
maybank credit card relief assistance plan
convert your cc into installment plan
have any interest?
if not, is it better than balance transfer

Update : After emailing MBB Card Center, I still got rejected despite I've given them the point that I have secured loan with them. Seems like Maybank doesn't want to give me their CC . However, if I try submit new application for Maybank Islamic CC, can I do it or must wait 6 months before applying any CC? Since Maybank Berhad and Maybank Islamic is a different financial identity. I asked the CS about this, as usual their answer is must wait 6 month before applying new card.

Thank you.

Has anybody signed up for secure2u link to the Maybank2u app. Then unlink Secure2u and uninstall Maybank2u app.
So after that can that can STILL GET SMS NOTIFICATION again.

I called CS today, and he says if I do that I will still get my SMS Notification. SMS is important for CC usage.
I read discussion while back this is not true, once got App we will NOT get SMS Notification anymore. Sometimes CS also can be wrong.

Need to ask since the process can be irreversible.    TQ 

i use Secure2u and fingerprint. Seem very useful and fast.
security future, not really sure. Just use it and check bill everytime.

I trust the app and agree its better.

Just dont trust the phone and myself. If the phone get lost can be really scary.

hard? lol...been applied maybank cc since 20 years. every time got approved without any question....lol

Apply via portal? my application via portal always get rejected one.
Looking for manual submission, but couldn't find the option.

Nice, been holding back from swiping on weekdays since most of my makan places only accept cash and I shop mostly on weekends.

Hey guys. Anyone tried paying stuffs in Shopee using AMEX. My transaction pops out error for trying to pay food deals in Shopee. Anyone with similar issues?