Haha okay... Was thinking of cancelling the Mastercard since ppl here say its useless.... Then change it to a MU Visa...

The infinite annual income abit too much hahaha

Oh okay.. But I would prefer TP instead of CB....

Just a reminder on the TP structure, 500TP = RM1, and i think it will devalue even further for times to come.

So using your Amex 5x points as an example, you only get RM1 worth of TP when you spent RM100 (RM100x5=500 points). Using normal 1x TP card is even worse 

so by using this, you can calculate if CB better or TP better.

Service tax start to charge liao.
Can use tp to offset?

Still lower than 20%

Anything below 20% is saving right.

Nice, at MV?

lol usually you tried at MV 

i want to try it but i understand it must be a balance transfer from a cc from different bank?
or it can be within maybank?
coz i only have mbb cc haha

how to know which terminal accept contactless?

but our amex card didn't not have contactless icon, still able to use ? just like paywave?

need to wait for 1 hour or more than that ?

why beg when you can request it yourself? 

i just called MBB CS for replacement   

some salient points...

1) m2c amex contactless is very new, only offerred to new applications.
2) no replacement process yet for existing cardholders (similar to ikhwan mc), BUT the CS offered to replace it under "Damaged Card" reason 
3) no replacement fee for this reason.
4) the current m2c amex would be locked and unusable for 7 working days. be advised! for me, no issue since the card is underused anyway.
5) existing TPs, instalment(s), balance tranfer(s) would be maintained.
6) card number maintained, expiry date maintained. CVV would be new (as it should be).
7) new card can be delivered to mailing address or maybank branch.

Can call up cs to request change Amex contactless?

service tax can be waived for both card? Can I cancel one of card to get RM25 service tax waived?

HI, would like to ask if I pay my ptptn loan using credit card AMEX, am I eligible for the 5% cash back and the points? Will they be any interest charges too?

Good day everyone, i got my Gold & Amex recently, when i try to pay GBP Pound with my AMEX it failed, do i need to contact bank to allow the transaction?

bro so confirm is maybank2u jompay transection on saturday sunday will entitle for 5% cashback?

How about the umobile bill via jompay also can entitle for 5% cashback?
because i read about this:

https://www.maybank2u.com.my/iwov-resources...enefits_faq.pdf

dont know dated when punya maybe never update it said no cashback?

guys I'm looking for upgrade and found out I now underutilize the mastercard and wish to replace it with something now that we can cancel it.

What do you suggest? I only use my treat points for enrich collection.

my gaji is very alang alang. officially I make 108k per month not official can shoot up to 180k.

medical specialist bro.
yeah but I receive cash share which doesn't appear onto official statements so I don't know how to go about it. tax receipts?