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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back
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MGM
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 Sep 5 2018, 07:36 AM
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QUOTE(LostAndFound @ Sep 5 2018, 06:36 AM) Cashback need to be compared with what you could get elsewhere. Even if you take away the RM30 (don't get it at all) just the Spend More 4 Cashback 10+% beats EVERY other card currently available in Malaysia. Unless your monthly spending really only RM480 then understandable (some don't like withdraw BigPay). But if you are also using some other card for any other type of transaction then you should maximize PBB campaign cashback AMOUNT, not percentage. Couldn't say it better. PBB is the best. |
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SUSDavid83
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Sep 5 2018, 08:10 AM
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PBB acts fast.
The yesterday approved FlexiPay first installment is charged.
I thought it'll charge in the coming statement next week.
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Ramjade
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Sep 5 2018, 08:11 AM
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QUOTE(LostAndFound @ Sep 5 2018, 06:36 AM) Cashback need to be compared with what you could get elsewhere. Even if you take away the RM30 (don't get it at all) just the Spend More 4 Cashback 10+% beats EVERY other card currently available in Malaysia. Unless your monthly spending really only RM480 then understandable (some don't like withdraw BigPay).But if you are also using some other card for any other type of transaction then you should maximize PBB campaign cashback AMOUNT, not percentage. That's the thing. I don't really spend. I keep my spending to RM300+/month. Excess put into BigPay to help pay bills for others. No point I every month topup and don't use the amount I money. This post has been edited by Ramjade: Sep 5 2018, 08:13 AM |
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cybpsych
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Sep 5 2018, 08:17 AM
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QUOTE(David83 @ Sep 5 2018, 08:10 AM) PBB acts fast. The yesterday approved FlexiPay first installment is charged. I thought it'll charge in the coming statement next week. no. 1 day after statement date. slight better than mbb's BT installment is is dropped on statement date itself. this is why the (unbilled) conversion to be done before statement date, else cannot convert (billed). |
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OPT
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Sep 5 2018, 09:49 AM
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QUOTE(Ramjade @ Sep 5 2018, 08:11 AM) That's the thing. I don't really spend. I keep my spending to RM300+/month. Excess put into BigPay to help pay bills for others. No point I every month topup and don't use the amount I money. Sikitnya spend every month |
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Ramjade
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Sep 5 2018, 09:52 AM
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QUOTE(OPT @ Sep 5 2018, 09:49 AM) Sikitnya spend every month Nothing to spend ma  |
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hihihehe
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Sep 5 2018, 10:32 AM
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the status is now pending documents even though i have submitted kwsp slip
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icecreamcake
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Sep 5 2018, 12:11 PM
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Hi, how can I increase purchase limit on this credit card? I have linked to PayPal but the transaction keep failed.
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Ramjade
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Sep 5 2018, 12:12 PM
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QUOTE(icecreamcake @ Sep 5 2018, 12:11 PM) Hi, how can I increase purchase limit on this credit card? I have linked to PayPal but the transaction keep failed. You need to activate card for international usage as PayPal is overseas transaction. |
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eeeglow24
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Sep 5 2018, 12:41 PM
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Hi guys,
For fresh grad application, do we need to wait until first payslip or can straightaway apply using offer letter?
Thanks.
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Ramjade
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Sep 5 2018, 12:45 PM
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QUOTE(eeeglow24 @ Sep 5 2018, 12:41 PM) Hi guys, For fresh grad application, do we need to wait until first payslip or can straightaway apply using offer letter? Thanks. Wait for 3 months then apply for card using 3 months salary slip. |
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HonMun
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Sep 5 2018, 02:29 PM
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QUOTE(eeeglow24 @ Sep 5 2018, 12:41 PM) Hi guys, For fresh grad application, do we need to wait until first payslip or can straightaway apply using offer letter? Thanks. Potential bursting credit limit every month......haha |
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eeeglow24
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Sep 5 2018, 03:13 PM
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QUOTE(HonMun @ Sep 5 2018, 02:29 PM) Potential bursting credit limit every month......haha No lah.. Been very good paymaster all these while. Just using for benefits only. 🤗🤗 |
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exnoob
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Sep 5 2018, 04:41 PM
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New Member
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Hi, would like to ask about jompay can get cash rebate? Thanks
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SUSDavid83
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Sep 5 2018, 04:42 PM
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QUOTE(exnoob @ Sep 5 2018, 04:41 PM) Hi, would like to ask about jompay can get cash rebate? Thanks No Presuming that transaction made from PBe This post has been edited by David83: Sep 5 2018, 04:44 PM |
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beLIEve
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Sep 5 2018, 05:09 PM
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QUOTE(eeeglow24 @ Sep 5 2018, 12:41 PM) Hi guys, For fresh grad application, do we need to wait until first payslip or can straightaway apply using offer letter? Thanks. Most banks say can apply with offer letter. Back then I did that. Local bank rejected although exceeded the requirements. Citibank accepted. So you can try if you don't mind filling up the long application form only to get rejected. |
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SUSDavid83
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Sep 5 2018, 05:22 PM
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QUOTE(beLIEve @ Sep 5 2018, 05:09 PM) Most banks say can apply with offer letter. Back then I did that. Local bank rejected although exceeded the requirements. Citibank accepted. So you can try if you don't mind filling up the long application form only to get rejected. I got my first CC from MBB using offer letter.  |
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beLIEve
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Sep 5 2018, 05:29 PM
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You're a (witch) Doctor, different story la. Banks will be running to send you cards. And now beg you not to cut them cards for SST.
Hong Leong got send you Visa Infinite Doctor Edition?
This post has been edited by beLIEve: Sep 5 2018, 05:56 PM
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CrazyGrandpa
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Sep 5 2018, 05:54 PM
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Getting Started
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QUOTE(beLIEve @ Sep 5 2018, 05:09 PM) Most banks say can apply with offer letter. Back then I did that. Local bank rejected although exceeded the requirements. Citibank accepted. So you can try if you don't mind filling up the long application form only to get rejected. my first card application with citibank but kena rejected. that time was working more than 6 months.. Then OCBC accepted. |
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SUSDavid83
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Sep 5 2018, 05:55 PM
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QUOTE(Meatballs @ Sep 5 2018, 05:53 PM) Any news on week 5 cash back for current promo? Called cs he answered no o/come. It's exceed the 2-4 weeks t&c right? 2-4 weeks from the end of tracking month right? The TnC doesn't define/explain the tracking month. |
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