counted as what?
you cannot compare 1 bank with another. each works differently. each has its own internal scoring, review policies, etc.

interesting. you really dont know about SST?

unless govt says otherwise, the current arrarngement still stands. rmcd very slow, i'm still waiting for the act/pua/industry guidelines.

about your quantum visa. it would be counted, eventhough unactivated. sst is imposed to per card issuance, not per activation. best is to terminate it if u want hassle-free. since you already gotten the card, likely wont get charged this year. it would get charged on next anniversary.

So now its up to the bank if they want to absorb the cost for us credit card users

And the RM50 a week promo doesn't cost them? Everything got cost/benefit analysis one, not as simple as "cost means non".

4. ALWAYS MAKE FULL PAYMENT - STATEMENT BALANCE BY DUE DATE, avoid pay less after deducting the extra rebate that you earn and credit due to reversal of transaction, after statement is issued.
If you pay less than the statement balance, you will be charged at 18% (for new cardholders) on outstanding balance including the unbilled transactions.

the requirement to waive pbb cards is quite easy, hardly call CS for this matter.

You mean 1 statement month (4-5 Mondays)? 
If yes, RM1920 / RM2400.

If you are confident to win by just spending on BP... (But don't get addicted to BP)

Maximise CB amount, not effective CB %.

Without 5% online rebate, effective CB% is 8.3% (15/180, 25/300) or 10.4% (50/480), which is much better than CB % you get from M2 Amex, Ikhwan Petronas etc. So stop using the cards for a few months!
If you intend to withdraw from ATM, RM6 cost to withdraw RM3000, so cost per topup of RM60 is RM0.12. Don't gain from Online rebate doesn't mean you lose 5% (RM3). So you spend/invest RM0.36/RM0.60/RM0.96 to strike RM15/RM25/RM50. At your own risk!

Then RM660.
RM60X8, RM60X3 provided you spend RM660.

You get RM15 extra!

Aiyah Ramjade u r already a big player/sifu in investment why bother with this small money. From student to working graduate I have seen u progress tremendously in the last few years.

He is looking for something very academic.

Then RM660.
RM60X8, RM60X3 provided you spend RM660.

this is where u always missed the part of the real indirect benefits instead of cold hard numbers.

else 8xRM60 will just suffice for you. you don't ever lose a cent, you gain max cb. heck, you don't even pay more

this is just 1 week for 1 card that you're holding.

how about the remaining 3-4 weeks? oops!

Cashback need to be compared with what you could get elsewhere. Even if you take away the RM30 (don't get it at all) just the Spend More 4 Cashback 10+% beats EVERY other card currently available in Malaysia.

Unless your monthly spending really only RM480 then understandable (some don't like withdraw BigPay).

But if you are also using some other card for any other type of transaction then you should maximize PBB campaign cashback AMOUNT, not percentage.

Sikitnya spend every month

Hi, how can I increase purchase limit on this credit card? I have linked to PayPal but the transaction keep failed.

Hi guys,

For fresh grad application, do we need to wait until first payslip or can straightaway apply using offer letter?

Thanks.

So good to have so minimum spending. Another way to spend from bp, reload into grab and take taxi or pay for food, and reload into fave pay for food also! Aim all those outlet accept grabpay and fave pay. Got point as well for spending in both pay. Haha. U can't escape eating some meal outside right? Don't tell me u everyday eat at home.