I can't my max is 20%....

it seems like u guys are in for short term ?

their projection is like super long term ~30years
i just have one question, from now to 30years later, does StashAway this company will still available? how they can assure this. if the next financial crisis happen then they bankrupt apa mcm? how can we claim back our funds/money

From my simple understanding, StashAway's CEO can't just dig into the funds to make expensive music videos with rappers for his wife:
Pacific Trustees - hold your money
Saxo Capital - hold your shares
StashAway - holds a ledger of (i) how much cash in Pacific Trustees belong to you, (ii) how many units (up to the fraction) in Saxo brokerage account belong to you

The standard referal is much more attractive

Indeed. Good thing ringgit is stronger now, which helps DCA..

so do you need to top up your capital after gone double digit negative value?
sry noob investment here

so means from -23% to -0.7% you just have to wait it to become positive +0.0% then your capital is still the same as initial deposit if you decide to cash out

has anyone invested 5 digits and high risk from 20% to 36%?

Something of a give and take with Stashaway - fractional shares in exchange for 100% of your money working. Which is perfectly fine for my 'ciggy bank'.

The other robo Autowealth doesn't do fractional - but have a custody account with money and assets legally belonging to you, with the downside of higher investment entry point. Not sure if they have any plans to open their doors here.

Yes. Probably once a year, one lump sump.

Is that correct honsiong?

Thanks for the link. But is there a list of etf thats available on that platform that i can look into. Specifically what they tracks or their underlying securities are?

So thats their only etf available?

Interesting. Not much choice is it? Other international funds not available?

Where did you get the list?

I think you misunderstood the concept of Stashaway. The choice of ETFs are quite inclusive of everything already at least for the highest risk index.
If you want more ETFs, you should consider opening a foreign broking account so you can buy all the ETFs you want

Park under them now no tax relief. Yes you can lock up until retirement. But cannot reduce the amount the tax you pay.

A dumb question sorry, so if ringgit better, as in USD lower,
then it is good to deposit more?
This of course in terms of currency exchange

Is it wise testing this with RM 1,000 first and get one month free management fees or is it too small?

Does anyone have information of how we are going to pay fees to Stashaway or have asked them about it before?

I have read their Account Opening Document and it only states the following:-
Seems like it is important to figure out the following:-

1. Would Stashaway issue a invoice for us to pay them with fresh funds or would they automatically deduct their fees from our invested sum either from cash available or by selling our securities? And would they provide any details for us to verify the correctness of such deducted amount?

2. How do they compute the amount of fees to be charged on the invested sums and based on what time frame? Would it be based on the total amount invested one year from the time of the first deposit? Based on the time of each deposit and charged separately? Or charged at the end of the accounting year regardless of when we started investing and prorated accordingly?

3. The referral program states that we would "get up to RM30,000 managed for free for 6 months", how do they compute the 6 months?

Have sent the above queries to their Whatsapp support and will report back once I get a reply.

In the meantime would appreciate any additional info from you guys too.

That's is not enough... A buy average cost. Current price, amount gain, amount lost, we need number. Not percentage.

But just 3 months old... Is ok.... Huge room to improve.