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StashAway MY, New instrument for Malaysian?
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honsiong
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Mar 5 2019, 10:50 PM
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QUOTE(Krv23490 @ Mar 5 2019, 10:25 PM) Yeah i agree with you. I still got foreign shares in HleBroking. Then moved to FSM SG(Bought far few ETFs which listed in HKEX). Looked through some other brokers such as IB and 8 Securities but FSM SG gave me a little peace of mind. Will definitely try CapTrader next time, maybe when FSM Sg charges a platform fee for stocks. but for now i don't really mind paying a little more . Already using Instarem as well to fund FSM SG so i got my work cut out for me when i open CapTradder StashAway does really make it easy. I know in the long run we could be saving much more on costs, but i feel that it is really convenient. SA is targeted for the mass consumer, invest and forget. Good job on sharing DIY method though. Took me quite abit of research and asking around to open FSM SG and a bank account there. I actually think SA will yield more return bcoz they reinvest dividend as soon as they got them. Closing the loop tight helps us stay in the market as much as we could.
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honsiong
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Mar 6 2019, 12:14 PM
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QUOTE(alexkos @ Mar 6 2019, 12:02 PM) https://www.stashaway.my/faq/115001834213-d...dends-get-taxedBased on my comprehension, SA can't claim 30% if u direct hoot SPY or US domiciled SP500 WTF are you talking about? Many pages ago I did post about stashaway's broker saxo actually claiming all 30% back on treasuries, except CWB, albeit with a delay. BTW I have the Bogleheads book and I read it, we've been agreeing that StashAway offers better diversity at lower min buy in, and quick auto div reinvestment for most of us ikan bilis in Malaysia. What's with the constant attacks in this thread trying to get us put a substantial amount in something we do not have easy access to, or when shit hits the fan, we don't have home ground advantage to get legal help? What vested interest do you have in us hooting ur SPY directly, why not buy VTSAX/VTWAX?
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honsiong
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Mar 6 2019, 12:32 PM
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QUOTE(l4nc3k @ Mar 6 2019, 12:20 PM) Thats good to hear  thanks honsiong Anyway just beware of ppl asserting falsehoods in this thread for their own gains. If you searched the topic with 'withholding' and 'claim', you can see I have posted several screenshots of their e-mail and google sheet tallying with their tax refund before concluding we actually got back all 30% on treasuries and partial refund on CWB.
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honsiong
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Mar 6 2019, 01:31 PM
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QUOTE(tadashi987 @ Mar 6 2019, 01:13 PM) might need to grind around discussion around these post no. https://forum.lowyat.net/index.php?showtopi...post&p=91377771https://forum.lowyat.net/index.php?showtopi...entry91377771Post TS might consider to post all these highlight in the first post and claim servicing fee from StashAway haha Yea discoverability a bit poor here. Just don't really like people asserting something untrue instead of asking first.
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honsiong
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Mar 7 2019, 11:56 AM
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QUOTE(alexkos @ Mar 6 2019, 07:34 PM) I got at least two ppl pm me to double confirm SA 30% can fully claim or not. Pls update them by posting here. Tq. tadashi987 has just posted my replies right above: https://forum.lowyat.net/index.php?showtopi...entry91377771
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honsiong
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Mar 7 2019, 05:35 PM
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QUOTE(Ancient-XinG- @ Mar 7 2019, 05:05 PM) It's strange that people actually PM you instead of asking here. We here just share experience. If deviate a bit also can't la? There is always room for you to contact SA directly instead of beating the bush here. If I wan to get proper answer, honestly I will ask SA instead of asking here base on the experience shared. If we must tell what's correct, then I think we should get a fraction of 0.8% then. I am even more baffled, considering I got only 1 PM to date despite being one of the earliest stashaway customers here, been using it since July 2017. Edit: He isn't trolling bout PM part. This post has been edited by honsiong: Mar 7 2019, 06:58 PM
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honsiong
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Mar 7 2019, 11:41 PM
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QUOTE(Krv23490 @ Mar 7 2019, 09:46 PM) Try 36 ? maybe can see the difference better Eh don’t bait newcomers to YOLO like us leh.
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honsiong
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Mar 8 2019, 01:26 PM
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QUOTE(Vanguard 2015 @ Mar 8 2019, 01:04 PM) Sorry I am lost. Are you suggesting Risk Index 36 for 70% of my cash investment in Portfolio A and Risk Index 20 for the balance 20% cash in Portfolio B? You don't have to follow other ppl, they make multiple portfolios to play around only. I also invest mainly in 36, then put a bit in 6.5 just to see what happens.
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honsiong
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Mar 11 2019, 12:45 AM
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QUOTE(fairylord @ Mar 11 2019, 12:41 AM) 0.8% a year? Meaning 100 vested, only collect 80cents fee a year? Cheap oh, if 6% return, 80cent of $6 profit only 13.33% shared with SA. My forex manager taken more than double of this leh It's even cheaper than typical mutual funds, which is why I like it.
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