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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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avinlim
post May 10 2019, 08:03 AM

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-deleted-

This post has been edited by avinlim: May 10 2019, 08:04 AM
avinlim
post May 10 2019, 09:47 AM

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QUOTE(moonsatelite @ May 10 2019, 09:06 AM)
Contactless payments are a security NIGHTMARE, stolen cards can be used for up to RM 250 and also the long procedures of calling customer service and waiting for your money to be refunded.

For me, I call for the RM 250 limit to be reduced even more.
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Stolen cash, you cant even know where to trace. So...card now is equally important as cash, ID, phone, etc. This is evolution from cash to cashless, either you adapt to it or being left out from the technology era.
avinlim
post May 10 2019, 11:30 AM

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QUOTE(Sphenix @ May 10 2019, 11:29 AM)
cashier ask me apa card ini ....lol
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Jawap Master card lo...
avinlim
post May 14 2019, 03:56 PM

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QUOTE(nazi2014 @ May 14 2019, 03:07 PM)
Garangnye. Huhu. Spoonfeed can ah? I dont have bp yet. Planning to get one
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Please la..learn to survive a bit la... all want spoonfeed this world will be in chaos.....


avinlim
post May 14 2019, 04:28 PM

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QUOTE(cybpsych @ May 14 2019, 04:00 PM)
since you're going to apply BP, why didnt you read the official website, faq, and t&c?

https://www.bigpayme.com/faq | https://www.bigpayme.com/terms-conditions

» Click to show Spoiler - click again to hide... «


nazi2014

Our senior2 here already gave a lot of hints... rclxms.gif rclxms.gif

This post has been edited by avinlim: May 15 2019, 08:04 AM
avinlim
post May 21 2019, 09:09 AM

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QUOTE(sundayteenz @ May 20 2019, 06:17 PM)
realised unauthorised withdrawal on the app, i chatted with cs and she assured me there's no need to worry as the transaction reversed.. no card replacement offered.. lmao

the card was with me all these while..

user posted image

user posted image
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Balance went below 0 after the 3000 withdrawal. wow... cant that happen? cool2.gif cool2.gif cool2.gif
avinlim
post May 30 2019, 08:38 AM

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QUOTE(anwa @ May 30 2019, 12:13 AM)
Better than don't get back the money. Anyway I accept that's the small risk of using bigpay withdrawal. By right it shouldn't happen, but this is my 3rd rodeo. First two error got back after 42 days and 51 days respectively.
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Please share the ATM banks that you got error for 3 times and money stuck, so that we can avoid those machines. icon_idea.gif icon_idea.gif Thank you.

This post has been edited by avinlim: May 30 2019, 08:39 AM
avinlim
post Jun 4 2019, 09:08 AM

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QUOTE(majorarmstrong @ Jun 4 2019, 12:57 AM)
Withdraw to pay big ah loong
Big ah loong interest very high 18%

user posted image
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Don't show off ya buddy. stay low. I know u take ah loong money to pay ah loong for some purposes. haha whistling.gif whistling.gif whistling.gif
avinlim
post Jun 10 2019, 11:11 AM

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Why is all bank c.cards benefit reduced recently?
avinlim
post Jun 10 2019, 11:51 AM

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QUOTE(ClarenceT @ Jun 10 2019, 11:39 AM)
http://www.bnm.gov.my/index.php?ch=en_pres...ac=2618&lang=en
http://www.bnm.gov.my/guidelines/50_others...m_Framework.pdf

7. Would the Framework cause consumers to be worse-off as banks are likely to cut back on loyalty points, cash rebates and other cardholder rewards?

Cardholder rewards such as loyalty points and cash rebates are funded by merchants through the payment of MDR.  Merchants are likely to recover such cost through higher prices of goods and services. As such, consumers who do not use payment cards may end up subsidising the cardholder rewards enjoyed mostly by premium cardholders. 

With the implementation of the Framework, there is likely to be a dampening in the cardholder rewards. Nevertheless, consumers are not worse-off.  With more affordable payment card acceptance cost, merchants will be less pressured to pass on such cost to consumers through higher prices of goods and services. In addition, more merchants would be able to afford the acceptance of payment cards, in particular the debit card. This would provide consumers with the convenience of using their payment cards widely at more merchant outlets, thus lessening the need to carry cash.

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thanks for the information.
avinlim
post Jun 10 2019, 03:07 PM

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QUOTE(tan_aniki @ Jun 10 2019, 02:36 PM)
possible
money laundering from bank to BP and withdraw out and send to others place
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lol...that shouldn't be "laundering", its legal money that bank entrusted to you via credit facilities. Unless u not gonna pay back your credit card and decided to disappear...haha...
avinlim
post Jun 11 2019, 10:47 AM

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QUOTE(IzaakC @ Jun 11 2019, 10:37 AM)
Hi all,

I have applied for BigPay and BP sent me the physical card through citylink last week. I received email & sms stating that the card has delivered but I receive nothing to date.

Upon checking the tracking number & card delivery status, it is still in transit.

Tried to contact BP but their email CS still no reply...

Is there any way I can contact them and get my BP card? :/
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check your mail box? Call citylink with tracking to ask for the parcel.
avinlim
post Jun 13 2019, 12:25 PM

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QUOTE(Wolgie @ Jun 13 2019, 12:25 PM)
Hello. today i need to use buy somethings form aliexpress.
BigPay recommened?
Or any other CC got better rebate for AliExpress.
1st timer use for AliExpress.
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Bigpay has the best conversion rate.
avinlim
post Jun 13 2019, 04:23 PM

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QUOTE(Wolgie @ Jun 13 2019, 04:17 PM)
U try and let us know that shop can or not?
Jus Use BigPay on Aliexpress. Rate really dammm good.
Aliexpress Item : US$68.33, estimate MYR 287.9 from aliexpress. if use google convert now, should be 284.56 Malaysian Ringgit. Rate: 4.17
But my Bigpay charge me only MYR272.20 (got discount?), US$65.33. Rates their is USD 1= 4.164.
But status is pending...
Means already settle or will charge again?
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Once "Settled" will be higher a bit..for most of the case/ ALL of the case for me is HIGHER when settled.

avinlim
post Jun 17 2019, 11:18 AM

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QUOTE(BaDKiDz @ Jun 16 2019, 10:16 PM)
hmmm... found out balance is less than it should be.. checking with cs.. anyone have the same issue happen before?

Today did some house keep from may to now transaction and found out not tally...
so i calculate again.. since my may opening balance is low.. i just take it as 0 and start... end up still short some balance... is there and hidden on hold charge may occur?
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QUOTE(#Victor @ Jun 17 2019, 11:03 AM)
this makes me scares blink.gif never check whether the transactions tally with the balance since using and been doing many transactions. balance never goes to 0 since using, have no clue at which date to start the calculation icon_question.gif
notice that the notification came in late after transaction was done lately, delay up to an hour.
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If you was using the card for foreign currency, you will eventually find your balance changes when the pending transaction change to settled. So, dont be panic over balance not tally. Always check back your records...should find sth that match back your record.
avinlim
post Jun 17 2019, 02:04 PM

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this is why, got so many heroes like to call cs for confirmation, finally bank give back the big punch at face.... all people all rewards gone.
avinlim
post Jun 17 2019, 02:29 PM

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QUOTE(sms2u @ Jun 17 2019, 02:23 PM)
how Maybank let CC users falling into the traps?
I no understand what u trying to say? all people must know what they spending with their cc. They also  know that the spending in CC will need to pay in next statement. any  delay will  be charge by interest.
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I believe with this facilities (easy money out from cc and convert into cash via ewallets) more people will owe to bank. Even they realize there will be penalty for late payment, interest, ccris thgs bla bla bla...they simply not able to pay back card at the end simply because money in hand is just to easy to finish for every1 if you know what I mean.. biggrin.gif biggrin.gif biggrin.gif
avinlim
post Jun 19 2019, 08:17 AM

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QUOTE(vinn @ Jun 19 2019, 08:06 AM)
Ewallet not eligible cashback with MBB FCV anymore?

Edited

https://www.maybank2u.com.my/maybank2u/mala...rds-wallet.page

Got the information sad.gif
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yes, been discussing since last 3 days. sad
avinlim
post Jun 19 2019, 08:43 AM

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QUOTE(cclim2011 @ Jun 19 2019, 08:30 AM)
for 3%, it's more than rm20 per month also. i think rm5.xx per month was miscalculated or typo.
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I think it is because minus the RM6x3 withdrawal fees from BP. RM3000/withdrawal. So its RM5.xx.
avinlim
post Jun 19 2019, 11:05 AM

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QUOTE(wjleong15 @ Jun 19 2019, 10:53 AM)
Is RM16 for physical card
My default card is neither visa or master but unionpay
For those who are interested to start first can open account at https://secure.gopayz.com.my/login
They charge RM2 for mol 7-11 topup but free for ebanking topup
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So fast already go register? later miss 1st time signup bonus rclxms.gif rclxms.gif rclxms.gif

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