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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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avinlim
post Jun 19 2019, 11:24 AM

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QUOTE(tan_aniki @ Jun 19 2019, 11:18 AM)
Damn Grab not accept BP…
GrabPay also unable to validate wtih RM1…
Force me use PayPal and succeed but lost a lot of Grab Rewards Points…
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Why you cannot? I can use wor...BP to Grab account. No problem.
avinlim
post Jun 19 2019, 03:06 PM

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QUOTE(angel&demon @ Jun 19 2019, 02:59 PM)
Aiya, if Maybank mention effective on 1st of the month then everyone will be clear .  biggrin.gif  biggrin.gif
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Why it's not clear? start 8th July, all e-wallet cease to get cb/tp/rewards.

So..before 8th, i.e. reload on 7th should get cb. No need worry, no need scare. just hantam 99 before 8th.

After 8th, they have reasons not to give you the rewards.

This post has been edited by avinlim: Jun 19 2019, 03:06 PM
avinlim
post Jun 24 2019, 05:06 PM

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QUOTE(attentional @ Jun 24 2019, 04:36 PM)
Not the first time I see you reply confidently but once confronted you don't know the reason behind it.  doh.gif

Are you trying to add post count?

Similiar with Public Bank thread and in the end you just avoided the question.

Just STFU will you if you have nothing to contribute?
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QUOTE(attentional @ Jun 11 2019, 05:25 PM)
Hmm do you mind to clarify what has it to do with spending with BP?

I thought banks look at CCRIS mainly for two things.
1. How much commitment you have
2. Are your payments on time
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Mainly bank looks into these 2 things.

Too much spending on BP(or whatever on cc) will get you into bad score as your outstanding shown in ccris has huge amount.

Other than housing loan, other big outstanding amount will make a bad credit score.

This post has been edited by avinlim: Jun 24 2019, 05:23 PM
avinlim
post Jun 24 2019, 05:50 PM

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QUOTE(mr_tuzki @ Jun 24 2019, 05:48 PM)
I disagree. CCRIS does not show how much you spend on your credit card. You could swipe 1 million / month, and pay off that 1 million and CCRIS wouldn't know.
All CCRIS shows is how much your credit limit (say RM30k), how much credit utilisation (if outstanding RM15k it'll be 50%), and whether you've been promptly making minimum payments every month (if 1 month late is ok as some times people forget, but if 2-3+ months not a cent paid it'll raise red flag)
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U may need to go n check back. CCRIS DOES show your outstanding balance that you spend.
avinlim
post Jun 25 2019, 08:04 AM

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QUOTE(mr_tuzki @ Jun 24 2019, 05:54 PM)
Yes i know it does show. There's a column called Outstanding Balance. What I'm saying is if you swipe 1 million on credit card, and then pay off that 1 million, that column will show Outstanding Balance as RM0. No record of the amount your spend every month.
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I should rewrite that CCRIS show the our statement balance...haha. Means that the outstanding balance after statement date. Just check that.
avinlim
post Jun 25 2019, 01:52 PM

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QUOTE(tansam @ Jun 25 2019, 12:46 PM)
Will have sgd0.5 admin fee.
» Click to show Spoiler - click again to hide... «
From here I can see u also got OCD laugh.gif laugh.gif laugh.gif laugh.gif laugh.gif

This post has been edited by avinlim: Jun 25 2019, 01:52 PM
avinlim
post Jun 26 2019, 08:12 AM

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QUOTE(majorarmstrong @ Jun 25 2019, 09:39 PM)
got this email from BigPay, before respond to them let me call them tomorrow to ask if this is a genuine email from BigPay or not. I guess every month i top up 10k withdraw 10k is quite suspicious till they want to know the source of fund. Dont feel like giving them the entire statement, most likely will just blur out those non bigpay transaction and only send them the bigpay transaction. Will have to do multiple printscreen on this as well. Damn why am i so unlucky. Am i the first one?

Please share ur experience

user posted image
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can answer like, use the card for early loan payment, paying credit card, as cash advance?

Why swipe so many amount? Ans: for cc rewards? haha...not sure can answer like this o not.
avinlim
post Jun 26 2019, 08:52 AM

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QUOTE(tansam @ Jun 26 2019, 02:04 AM)
I also got this last year. They ask me for the card statement and reason why withdraw >100k in a month. After few weeks, account ban but I successful open back account after few months. Now I still withdraw 10k a month but I will spend some.
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You sure its 100k? Withdraw >100k... Sure u will get checked.
avinlim
post Jun 26 2019, 10:13 AM

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QUOTE(tansam @ Jun 26 2019, 09:19 AM)
Air miles.
Same ic and same phone number.
I always use hlb atm. Just look back my calculation last year, I had pay more than 600atm fee in 4months.
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Well, spending behavior like these sure raise red flag to some authorities. If you are able to rise 300k and pay RM600 atm fees, sure you are able to handle when bp, bank, MACC, LHDN and other make appointment to see you. rclxms.gif rclxms.gif rclxms.gif cool2.gif cool2.gif cool2.gif

For other, just don't do that. haha... laugh.gif laugh.gif laugh.gif
avinlim
post Jun 26 2019, 10:32 AM

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QUOTE(zhixie @ Jun 26 2019, 10:19 AM)
Hi all. Is it any way i Can check whether bp already return money to bp account after they advance reduce my rm200 after pump car fuel?
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Just click in the app to check lo...so difficult meh??
avinlim
post Jun 26 2019, 11:18 AM

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QUOTE(ClarenceT @ Jun 26 2019, 11:16 AM)
CIMB-Lazada, Razerpay, TnG, WeChatPay etc all set the rule - max RM50k per calendar year beginning 2019.
I am wondering why?
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To prevent abuse lo...and money laundering.. prevent guys like najib. laugh.gif laugh.gif laugh.gif
avinlim
post Jun 27 2019, 10:07 AM

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QUOTE(ClarenceT @ Jun 27 2019, 10:01 AM)
Don't blame the Govt. I think it is Presto's responsibility to register for SST maybe for some reasons. Boost don't charge you SST, am I right?
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I tot the 6% thingy only on GST.... now sst also got 6%?... make my live so difficult to calculate like that cause every thg also +6%... i'm OCD person. bangwall.gif bangwall.gif bangwall.gif bangwall.gif bangwall.gif bangwall.gif

This post has been edited by avinlim: Jun 27 2019, 10:08 AM
avinlim
post Jun 27 2019, 11:04 AM

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QUOTE(stargate8 @ Jun 27 2019, 10:27 AM)
u cant n only 1 presto per ic
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Presto not yet up, every1 start thinking how to reload & withdraw money already.
avinlim
post Jun 27 2019, 11:46 AM

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QUOTE(majorarmstrong @ Jun 27 2019, 11:41 AM)
what you mean by not up? or you mean GoPayz not yet up
RazerPay is another interesting one to watch

VCash, MCash - this one can say byebye jor, i dont even know why they still operate
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Presto already official launched? sorry if its already there long time. haha.

Razerpay not bad to reload mobile, oways got free discount. But I always fail to get "verified", till now still fail...dunno why.
avinlim
post Jun 27 2019, 01:43 PM

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QUOTE(majorarmstrong @ Jun 27 2019, 11:52 AM)
bigpay risk mgmt update - send them an email yesterday but till now still no reply, got 2 numbers for me to call in the email call them no answer. All i need from them is to tell me which statement i need to provide to them as i link a total of 7 credit card. Maybe they just send the email for fun?
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Your account got suspended during these period? if not, just continue use only while waiting them to reply.
avinlim
post Jun 27 2019, 01:46 PM

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QUOTE(ppm16 @ Jun 27 2019, 01:03 PM)
Lazada refund how long usually to get refund back in card? Should i contact their CS? Still  see nothing since lazada completed refund at May 31st.
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is this the correct thread to ask? if its cancel refund, can choose straight to lazada wallet, instantaneous. If return good refund, need wait them receive return good and verify 1st. take around 4-6weeks for my case.
avinlim
post Jun 27 2019, 02:26 PM

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QUOTE(cybpsych @ Jun 27 2019, 02:23 PM)
sudah live lor  laugh.gif
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TQ for the info! Going to explore it!
avinlim
post Jun 27 2019, 02:55 PM

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QUOTE(majorarmstrong @ Jun 27 2019, 02:51 PM)
i think not so much about platform as their platform is quite lousy
license wise i see new E-Wallet popping up from time to time - maybe bank negara give license like nobody business?
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U got ur cash out ady?
avinlim
post Jul 4 2019, 02:16 PM

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QUOTE(tarvalslain87 @ Jul 4 2019, 02:10 PM)
Thats dangerous... Cards so easy to clone? Never hear much about cloned cards before
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I believe with proper tools and knowledge, bank cards are easy to clone. Just like all those resident access card. you can copy with just a device cost around hundred sth only easily available online. brows.gif brows.gif brows.gif
avinlim
post Jul 4 2019, 04:03 PM

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QUOTE(msa9696 @ Jul 4 2019, 03:41 PM)
ENDGAME soon, yesterday queueing for withdrawal, 3 out of 5 person in front of me were withdrawing BP. One person has 4 cards, each card withdraw twice.
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xiao ah....bp also nth to do with amex...need so aggressive meh shocking.gif shocking.gif shocking.gif

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