Agree, but it's BigPay's job as service provider to minimise impact on their customers.

Besides, it's a hassle to use my wife's BigPay when she may have to use it at the same time. Unless of course you have college-going kids etc. (is there an age limit for BigPay? Can I get one each for my toddlers?)

'Expire'. It's re-issuing the same card with new expiry date. BigPay card replacement is not the same.

Ever had a fraud case on any of your CC before? That one they return the card is totally different number. This is more of a similar situation with what BigPay is doing.


Interestingly enough.... how is a fund supposed to earn interest if it can't be invested? For BigPay it makes sense, since they'll be using a bank's accounts, but if you're a bank....

Yes, why not assume that everyone reloads 7k just like you. And that everyone just like you is scared to withdraw more than 3k per month. Regardless of the fact that IN THIS VERY THREAD people are reporting no problem with multiple withdrawals, people are mostly talking about reloads of smaller amoutns (2.5k from SCB being the higher range, mostly doing 480 per week for PBB).

Your numbers are plucked from thin air because they lack context. In particular your assumptions on how much BigPay/Airasia will make, which is based on rubbish.

You are assuming things just to support your idea, and then defending your assumptions by pointing to some other figures (which is not what people are even criticising).

You will be charged RM.

Unlikely that BigPay sets the restriction for only Malaysian CC. If you have a overseas CC they'll accept it, but the overseas Bank will charge all the normal overseas fees so likely not worth it. In fact BigPayJonathan did mention last week or so in an example about overseas visitor using their CC to pay into BigPay.

Insufficient information based on your single case to conclude that. Can we get confirmation from others that they're not able to withdraw >2k?

End of last month I withdraw 3k so definitely there's no BP restriction for that amount....

Lol you can be politician di. We all here want juicy stories, fighting etc. 'Genuine mistake' and nobody's fault no fun!

Of course best part is that now easier to use both your products....

Those saying they "can't" is because they use the local SIM card of the country they're in and not their own home country sim card. Of course can't receive that way. Some options:-

1) dual SIM phone
2) backup phone just for that purpose
3) carry around the SIM card and the tool to open your SIM card holder
4) just use roaming even for data, don't use local SIM

This is good, easy to access for me!

If worried about safety, can directly go to the set of Maybank ATM near Kim Gary, deposit there.

Was working fine at 7+am before I left for work.

Just tested this myself, working as described. Thanks man!

If and when they change TnC, not under our individual control. Or do you believe only LYN members use this withdrawal 'tactic'?

No benefit will remain forever.

HLB Sungai Long? I can try, next round when want to withdraw.

And providing random advise in one LYN thread is going to affect the overall consumer behaviour.... how?

You seriously overestimate the reach of this forum Vs the usage of this card. And so you assume the arbitrary advise here has a significant effect on overall usage. Without evidence.

Service providers job is to monitor for actual abuse that they can't tolerate. Users job is to use within the bounds of reasonable behaviour. Not to "Jaga" the service provider feelings or margin.

That's why when BigPayJonathan appeared here we straight wanted to know black and white limits for various behaviours, especially since got one user reported was banned. Since then no other report of bans, and the 10k credit card limit imposed. He also assured that if there's an issue they'd call first rather than imposing a direct ban. And he is obviously aware of the cashback and withdraw game because he was previously active when we're freely talking about it, not once did he indicate this was abuse (even though as we all know this sort of activity costs BigPay money).

But go ahead, exercise some self imposed limit if it makes you feel better.

Please calculate what BigPay is paying in fees to accept credit card payment for reload then compare that to your tiny RM6 fee. They are losing money on every 'round-trip' (credit card reload to them they pay more, withdraw they earn less, plus they still have to pay a fee for that).

This won't last forever. The question is whether you want to advocate for users behaving in a restrained way or not (and whether your advocacy got any use).

You must be quite young. Ever wondered why banks had to merge left right and center 20 years ago?

I wonder whether the daily period is based on Malaysian midnight-to-midnight or calendar day....

Well you could probably use the grabpay CC to reload your BigPay or Boost =p

That being said, I don't think the actual card is in anyone's hand yet? If it's using the same GrabPay wallet then it's a real win, but suspect it won't.