Am in Bangkok now and trying to withdraw, the Bangkok Bank ATM just says unable to process. Is there a time limit (can only withdraw in daytime)? Amount in bigpay more than enough

This morning RM1k each to two different BigPay cards no issue.

Why would we even want to pay foreign account with MYR?

If it is using transferable balance then how do you get cashback for it?

Seems like you know the issue already?

You receive money from other named account to the tune of 3k.

Whether you see anything 'technically' wrong with that or not - what do you think BigPay sees?

Compare, for example, you receive 10 bucks here, 15 bucks there from friends and family. That would be fairly common (share bill for food etc).

Then the alternative, you get a few thousand transferred in. Which you perhaps immediately transfer out. Then the question will be - why wasn't this directly from source to target? Why through BigPay? Is someone getting scammed or being used as a mule? Once something triggers the system, then they will start questioning.

Definitely you know it is legit, but no way for them to know that, so that's where the audit comes in.

For me - the time spent on such audit is worth more than whatever benefit I get from 'playing' amounts in and out, so just try and stay under the radar and don't trigger. Waste time only.