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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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tan_aniki
post Nov 14 2019, 09:54 AM

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QUOTE(extinct_83 @ Nov 14 2019, 09:49 AM)
Has anyone got BigPoints for topping up GoPayz? We do received points for reloading Boost, TouchnGo etc right?
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yes yes yes...
those are all considered as spending, not top up...
tan_aniki
post Nov 14 2019, 06:24 PM

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QUOTE(msa9696 @ Nov 14 2019, 05:09 PM)
Didn't know this all the while I thought they can detect, I'm on Note 8.
Dare not to try on tng though haha since they're so strict, so far only have Boost on my dual app
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No problem with TNG, only got verification issue with dual apps on Boost and HG but that is not a big issue
tan_aniki
post Nov 14 2019, 08:47 PM

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QUOTE(Zekai1999 @ Nov 14 2019, 07:05 PM)
By doing dual app. U need second sim card (different tel no.) to done it right ??
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no need, even without sim card the imei already assign to the individual apps
tan_aniki
post Nov 15 2019, 06:23 AM

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QUOTE(kart @ Nov 15 2019, 05:41 AM)
Really?

Thank you very much for your tip, cybpsych.  notworthy.gif

I have the same experience too. Performed close to 2 weeks ago, the transactions charged to my BigPay card still remain pending.

Normally, at every night, the merchant would have performed settlement at their credit card terminals, and / or their online payment gateway. The transactions should have been settled a few days later, and the merchants would have received the payment minus merchant discount rate and some other fees.

It is unbelievable that the transactions still remain pending, after 2 weeks. I do not believe that the merchants are so generous to allow me to buy their stuff or use their service for free.

Based on what you said, it is more of a glitch on BigPay app.

Thanks again, cybpsych.  smile.gif
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i got once swipe klcc-kiki and still pending status for more than 9 months...
at then end contacted BP CS for more than 5 times then only become settle, i think BP took the money as the merchant didn't ever make the settlement...
tan_aniki
post Nov 15 2019, 01:23 PM

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QUOTE(lambsauce @ Nov 15 2019, 12:48 PM)
Hi guys, do u all know which credit card can do EPP for reload made into BP with nice low % to 0% installment?

I am doing one from UOB with 12-mth, 4% one-off charge

thinking to get another one if got nice rate, preferably 12-mth installment
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HLB AA
tan_aniki
post Nov 15 2019, 02:17 PM

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QUOTE(lambsauce @ Nov 15 2019, 02:13 PM)
wow the annual fee is so high
u got recommendation of which has minimal benefits, n for EPP purpose only?
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don't worry about the AF, there is no early settlement fee and you can cancel and apply the card again to get welcome bonus again
tan_aniki
post Nov 15 2019, 02:30 PM

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QUOTE(lambsauce @ Nov 15 2019, 02:24 PM)
wah bro can main like this one ah?

i thought will make the ctos/ccris score ugly, leading to harder cc application later
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no it won't, i have cancel and apply again for so many times on HSBC VS and Citibank PMVS and yet they still approve on the same card
tan_aniki
post Nov 15 2019, 03:52 PM

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QUOTE(WaCKy-Angel @ Nov 15 2019, 02:39 PM)
Do u record down termination date and when to re-apply again? Usually min 1 year time by then already forgot
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QUOTE(lambsauce @ Nov 15 2019, 02:40 PM)
i see, didnt know that we could do like this

but got cooling period right?
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nope, depends on which campaign they offer, sometime comparehero got 3 months cooling period, sometimes RP got 6 months cooling period, sometimes got roadshow less than 1 month cooling period, as long as i can get free gift, just apply only
tan_aniki
post Nov 15 2019, 04:56 PM

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QUOTE(WaCKy-Angel @ Nov 15 2019, 04:02 PM)
ehh i thought usually its standard timeframe? 1 month also got ah?
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There is no standard time frame… Depends u want free gift or not, anytime u can re apply again
tan_aniki
post Nov 16 2019, 10:01 PM

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QUOTE(5p3ak @ Nov 16 2019, 09:55 PM)
Are there any limit for cash withdrawal?
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ATM machine limit
tan_aniki
post Nov 16 2019, 11:34 PM

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QUOTE(alexanderclz @ Nov 16 2019, 11:19 PM)
anybody tried adding GoPayz card into BigPay and got charged the RM4 preauthorization but no reversal?
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u got manually check the balance with excel?
sometime the transaction shows in the apps is not update and tally with the final balance.
if the transaction is tally with the final balance, then maybe u can check with CS for the correct statement
tan_aniki
post Nov 17 2019, 10:40 AM

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QUOTE(annoymous1234 @ Nov 17 2019, 09:22 AM)
Is there any way we can see how much we carry forward from the end of each month to the beginning of following month?
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manually do calculation in excel or request monthly statement from BP
tan_aniki
post Nov 17 2019, 11:08 AM

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QUOTE(trust4you @ Nov 17 2019, 10:49 AM)
how to request monthly statement from BP? is there any charges?
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request in apps from support and if possible find something that confuse u to get the statement foc as they stated will charge RM15 for sales draft retrieval fee
tan_aniki
post Nov 17 2019, 06:54 PM

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QUOTE(jhleo1 @ Nov 17 2019, 06:20 PM)
So whenever we use BigPay card in oversea need to on our phone GPS n the BigPay app too? How do these work?
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they only detect ur phone GPS, like my card still in Malaysia, my wife still swipe in RM while i'm using the card online for their taxi apps in local currency
tan_aniki
post Nov 17 2019, 09:17 PM

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QUOTE(jhleo1 @ Nov 17 2019, 07:39 PM)
Yes I knew this. My GPS question was based on lhsu commented that need to open the app while we pay oversea in order to detect the currency n charged accordingly doesn't sound logic to me. I suspected it could be the seller cc terminal issue that set to USD.
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it doesn't really matter whether ur apps got open or not, they just charge according to the currency in their terminal.
if they didn't ask normally will be in local currency, if they saw malaysia currency option they will ask whether u want MYR or local currency
tan_aniki
post Nov 18 2019, 05:56 AM

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QUOTE(alexanderclz @ Nov 18 2019, 12:03 AM)
taiwan use usd?
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U need to check with the merchant, some merchant there got multiple currency conversion in their terminal, not only TWD

QUOTE(alexanderclz @ Nov 18 2019, 02:41 AM)
opening the app online will show u the conversion rate
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Yup, opening the apps only showing u current local currency conversion after they detect ur phone GPS

Even though not opening the app u will still get the conversion rate for pending and settle
tan_aniki
post Nov 18 2019, 01:28 PM

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QUOTE(yhcyber @ Nov 18 2019, 01:07 PM)
The merchant gateway has the function on selecting what currency to post, I saw there was RM and TWD, didn't see any USD option to choose. I am not sure if there is double conversion but after I calculate the posted rate vs TWD rate back to RM, I lost about RM10 because of USD. No idea on what merchant is that, I didn't aware it till getting the transaction notification  few hour after leaving the shop. My experience on other CC is, the bank card will post the transaction based on the currency that selected in merchant machine, you will see 2 column in CC statement which is the posted currency and the converted RM amount.

Attached print screen for your references.

user posted image
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how much u pay for in TWD?
tan_aniki
post Nov 19 2019, 10:04 AM

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QUOTE(yahiko @ Nov 19 2019, 09:17 AM)
hey guys~ the mastercard CC converster date follow US timezone? as the date is 1 day late.

So Bigpay follow the latest date right? ( eg today i see is still 18 Nov rate not 19 Nov)
https://www.mastercard.co.uk/en-gb/consumer...t-currency.html
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it is based on where u spend...
tan_aniki
post Nov 20 2019, 09:42 AM

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QUOTE(annoymous1234 @ Nov 19 2019, 10:48 PM)
I'm a bit confused about shopee refund on bigpay. On the 13th I paid 38.90. Then requested for refund. So on the 15th, shopee charge me again then give refund? I meant how come there's two 38.90
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that's why we have to practice do it manually, sometimes the final balance of BP is updated correctly but some amount still shows pending there although already settled...
if the balance is not correct from your excel sheet, then only consult from BP, they will send u a statement from server side, the apps might not shown the latest data
tan_aniki
post Nov 20 2019, 11:34 AM

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QUOTE(TongCN @ Nov 20 2019, 11:28 AM)
https://www.roman-reviews.com/how-disable-p...ave-money-fees/

Anyone having issue to go on step 3?

I cant find that anymore >.<
Has paypal merge their two site?

Received my new BP card and wanna stop the paypal currency
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just do it everytime when u pay with PayPal, when u review the cost, u can always choose it to foreign currency manually

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