Guys, please avoid withdrawal at RHB. I tried to withdraw 3k but machine limit is only 2k so I decide to cancel the transaction. The machine straight ate my card. Called RHB CS and they straight told me to contact my card issuer to cancel and request replacement card. They won’t return back the card to me anymore even if I go to the branch.

Sooo... essentially an e-wallet is a cloud based storage of value. Which is essentially what we do. The main difference is that we give our users a physical card to allow them to spend where there are payment terminals. I like to think of us as a financial institution that challenges the way traditional banking is usually done. You can refer to us as an e-wallet to us if you like. Or a money app. But don't forget to mention our awesome card Our positioning is also very different - but more on that hereunder.
It's a conversation I've been having quite a lot recently.

The thing is... cashback and rewards are not free. One way or another, people are paying for it - even if you might not see it directly The other players providing cashback and rewards are not printing free money for anyone. If you ask me (and a lot of analysts): it's an unsustainable business model and you will slowly see other players getting out of it. Banks were/are able to do it because they charge a shit ton of fees on a lot of ridiculous things. Other e-wallets bleed money to attract users and/or have another sustainable business to mitigate that.

BigPay allows users to save money by providing them real insights on how they're spending their money as well as being super transparent on fees. Over time, I firmly believe you can save way more by not paying fees and become more financially savvy than by just hunting cashback. Our priority is to make our users healthy, not to blindly incentivize spending.

I've been using BigPay as my only payment card for the last 3 months and I have learnt a great deal on how I spend thanks to the new analytics. I honestly think this has already saved me more in the last 4 weeks than any cashback reward could have ever given me back! But that's just me A lot of people get our app because of how much money they can save on current exchange (our main hook for now) but keep using it for all the seemingly smaller day-to-day features we provide: split bills, instant money transfers, analytics, card freeze, and so on and so forth.

As we keep adding on more features and providing good insights, people will see the long-term value of BigPay. And hopefully other financial institutions will follow suit, as it'll raise the standard for everyone in Malaysia! Building our vision takes time and we know it's not necessarily in line with the instant gratification that other players might offer. But it's a choice...

I hope that answers your message!

Umobile have a new product with similiar function GoPayz which come with physical card not only Master even UnionPay. Added  it got ewallet(bigpay still dont have it) function as well.

Boost provide e-wallet with rebate, amount is getting lower but Malaysian like cashback.

cc will be opened up later.

for now, online banking + 7-eleven + MOL

each physical card need to request, chargeable rm20 (if not mistaken). by default, it comes with 2 virtual cards/brands (i guess visa and mastercard first, cuz unionpay is later)

Is RM16 for physical card
My default card is neither visa or master but unionpay
For those who are interested to start first can open account at https://secure.gopayz.com.my/login
They charge RM2 for mol 7-11 topup but free for ebanking topup

no concrete details. those are info i heard from ppl discussing it after launch session yesterday 

just wait for actual product page is up or official launch next month to see what's changed  

Cannot
I din see the option

Don't forget... HAPPY Prepaid MasterCard (virtual card) by DiGi is coming. 

oh my, like spring season for e-wallet, so many service provider popping up one after another wait later soyacincao or gen xyz do summary comparison.

Damn Grab not accept BP…
GrabPay also unable to validate wtih RM1…
Force me use PayPal and succeed but lost a lot of Grab Rewards Points…

Is RM16 for physical card
My default card is neither visa or master but unionpay
For those who are interested to start first can open account at https://secure.gopayz.com.my/login
They charge RM2 for mol 7-11 topup but free for ebanking topup

I think you need upgrade your wallet.

Just done submit upgrade wallet.. btw.. how u know the register link? gopayz.com.my still coming soon page.. so you are developer or what?

Any advantage if the card is UnionPay? 

Unique one of the bunch.   . Ya when mention UnionPay is something new for me. 

Southern Bank / CIMB used to issued JCB card before...

JCB: Japan Credit Bureau
Only Japanese like it.

I remember someone who work at Aeon Credit told me before, Aeon Credit planned to issue JCB card, but don't know why end up with Aeon Japan Club Visa...

If use they will suspect we are Japanese? haha

Do you have any links that mentioned that JCB will be issued? As for Unionpay cards, unless GoPayz follows BigPay's standard by not charging 1% - 2% on top of transaction then it's better to get a Unionpay Card from Public Bank for only RM 8.

But the virtual card is nice, what they can do is to make an app like Maybank Pay/ CIMB Pay and allow GoPayz user to pay via NFC through smartphones.

Also, they require RM 10 to be deposited permanently to use the cards.

I think we need to bring out this Go Payz topic from this thread. Since it is an e-wallet (right?), then can open at e-wallet section.

it still need to be an ewallet (emoney issuer) regardless

I think he is referring to keep this thread to BigPay discussion and should create a new thread for GoPayz.

Correct me if I am wrong..

Just to see what is this
When see no cc, dc topup, sien diao
wechat pay use dc topup and free withdrawal, but gopayz use ebanking topup charge me withdrawal RM 1 consider not good for me
cannot enjoy topup benefit
I am not developer, I just saw their link in source code (https://gopayz.hexainitiative.com/), from there go to signup
Did not see any advantages
Minimum topup every time is RM 30

bp topic was taken over from bigprepaid in here.

the ewallet subforum was created later.

imo, any registered emoney issuer products should be parked in ewallet subforum.

any traditional prepaid cards can be here.

someone go open, i will be active there as well

Just got my GoPayz upgraded to Premium, try to add a card in the wallet to get Visa or MasterCard but showing a page to Add GoPayz Card by entering Card Number, Expiring Date and CVN/CVV2
So does it mean the GoPayz will be selling physical Visa and MasterCard soon and link the card to the wallet or how...

what you mean by not up? or you mean GoPayz not yet up
RazerPay is another interesting one to watch

VCash, MCash - this one can say byebye jor, i dont even know why they still operate

I am asking.... Because I know aeon ewallet is a very cold brand and not everyone is near to their aeon credit atm. Just asking see if anyone here tried before...