When you withdraw via ATM (whether foreign or local), you are withdrawing money thru Mastercard network.

Unless the ATM is doing the conversion for you, which you should avoid

Nowadays bank fees for credit cards is very low...not much difference than debit

Amex or Visa, you swipe oversea sure incurred additional 2% to 2.5% cross border fee. That’s why use BigPay to avoid this.

I was talking about how much the bank charges the merchant for CC payment. Used to be 2-3% but Bank Negara has lowered the fee to about 0.6%...?

it's a tie-up with Managepay...

so don't put your hope too high...

2019 to watch out for is GrabPay Mastercard

Taiwan ATM convenience fee - https://forum.lowyat.net/index.php?showtopi...60&p=90631737&#

Let us know ur experience when you are back.

This post has been edited by tohff7: Dec 29 2018, 12:47 PM

No issue withdrawing around 10.30 this morning. Withdrew RM3k

BigPay system having issues again?

Tried to pay McDelivery, got to OTP page but no receive OTP SMS...

Used other credit card no issue :/

Since when can use BP to topup TnG e-wallet?

Normally we hunt for ATM/CDM machine. Withdraw then deposit straight

I foresee bigger wallet size coming in 2019, if BNM approves it.

I think Jonathan mentioned about bigger wallet size before.

Boost is also looking to increase their wallet size this year. When I asked will it be RM10k, they answered they are looking higher than that. And no, I'm not asking some low-level staff

In the grand scheme of thing, it's part of BNM agenda to promote a cashless society. So why must big-ticket item purchase be excluded? As long as security, feature and acceptance mature, there's not stopping e-wallet from getting bigger limit eventually

and with more ease of transactions, it's a matter of time before the 'subset' become a dominant force

and then CC starts to cut back CBs, rewards points and benefits

Have to credit whoever (WeChat?) that first come up with the idea of using QR code for payment.

All smartphones have camera but not all have NFC

I am not working in these e-wallet companies or BNM, so what I can deduce from what they been saying and doing is

To be truly cashless, you can't be just catering to small transactions (which are mass in volume I agree) but ruled out big ticket items.

For big-ticket items, yes CC could be an option but additional % fee might be prohibitive or not attractive (in absolute term). Higher transaction cost is contrary to BNM's goal to reduce this kind of intermediary fee. Big-ticket items doesn't necessary means luxury item - what about downpayment for car or property?

And this then lead to cheque --> yes, currently still in use, but for how long? BNM has been discouraging cheque usage over the last few years. will cheque still be in use 10, 20 years down the road?

Online - there's are a lot of options - from simple IBG transfer, DuitNow, JOMPay. E-wallet is just another extension to this

fairylord HSBC HQ in Masjid Jamek can do RM3k withdrawal

Astro/Unifi - can try using Boost and get cashback
TNB - mytnbonline
Digi - website or Digi app
MBPJ - Boost and can get cashback also

Use BigPay to topup Boost wallet

Boost doesn’t support Digi and Maxis (yet?). Afterall, Boost is by Axiata. But still can use Maxis portal to pay right using BP..

Sorry seems like MBPJ not in the list. I’m paying for MPSJ.

Still have online portal to pay i guess

https://epay.mbpj.gov.my/auth/login

Only Hong Leong generous to have a higher limit

Other banks ATM can also dispense up to 40 pieces, but they capped the amount to RM3K

Sometime I do 2x withdrawal within a day. So far no calls yet.

If it’s true, you might done something that looks suspicious to them?

Or you never ever use BigPay card to pay for spending? Just purely withdrawal