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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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tohff7
post Oct 24 2018, 11:33 AM

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QUOTE(stevenkkh @ Oct 24 2018, 11:06 AM)
I don't this is BigPay concern at all as they still earn whenever you withdraw from the ATM with RM6 charges. At anywhere, they are more happier anyone using their card and services especially those with fees as this is their income, imagine thousands of people withdrawing from the card, how many fees they are earning.

Their current target is enlarge the customer base and once their customer base is large enough, those waive fees till further notice will come.

For other credit card especially cash back benefit, those are the people that might take action instead.
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When things are too good, banks will eventually pulled back. Lower CBs, PPL lounge, lower point conversion etc.

For banks, I think they don't really care now since BP user base is not that big yet. But imagine one day when BP size become substantial, those banks will definitely do something because BP is eating into their business

For BP, they don't earn that much from the RM6 charges for withdrawal la. They rather u spend the money to pay for stuff
tohff7
post Oct 25 2018, 07:03 AM

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QUOTE(annoymous1234 @ Oct 25 2018, 01:14 AM)
Actually how come mid valley one always so crowded? Is it they offer the lowest rate?
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Kiasu and herd mentality. I always go to the Maybank to change with no queue instead.

The difference is very small like around RM10-15 per RM5K transaction
tohff7
post Oct 27 2018, 11:26 AM

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QUOTE(coolguy99 @ Oct 27 2018, 08:38 AM)
GrabPay accepts Amex. Grabpay 1-0 BigPay already.
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What’s the limit and withdrawal fee we also don’t know yet tongue.gif
tohff7
post Oct 29 2018, 10:08 AM

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Successfully made a RM3k withdrawal at CRM machine in Alliance Bank HQ, Capsquare

The machine dispense RM50 and RM100 notes. I think the max should be higher than RM3k because I got 29x RM100 notes and 2x RM50 notes.
tohff7
post Oct 29 2018, 06:12 PM

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QUOTE(skty @ Oct 29 2018, 06:08 PM)
normally Alliance Bank ATM is loaded with RM100 notes.

I tried before RM3100 in one withdraw.
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In a few days, I’ll try what the max amount of notes that the machine can dispense
tohff7
post Oct 30 2018, 01:52 AM

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QUOTE(GymBoi @ Oct 30 2018, 12:29 AM)
To prove he's very smart maybe ..
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At most it’s just 3-4 ATM withdrawal that cost you RM18-24 fee

Going roundtrip via Boost and HelloGold then back to CASA is @@
tohff7
post Oct 30 2018, 09:44 AM

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QUOTE(tohff7 @ Oct 29 2018, 10:08 AM)
Successfully made a RM3k withdrawal at CRM machine in Alliance Bank HQ, Capsquare

The machine dispense RM50 and RM100 notes. I think the max should be higher than RM3k because I got 29x RM100 notes and 2x RM50 notes.
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fairylord Checked again this morning. The CDM machine dispenses up to 40 notes at a time. So the max is RM4K, provided there's sufficient RM100 notes inside
tohff7
post Oct 30 2018, 07:59 PM

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In Lorong Bunus Masjid India

CIMB - got 1 ATM that can disburse up to RM3k (RM100 and RM50 notes)

Maybank - There’s like 3-4 CRM machine that I think can disburse up to RM3K as well. I tried one of the ATM and managed to withdraw RM3K (no labelling though)
tohff7
post Oct 30 2018, 08:17 PM

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QUOTE(hwachong @ Oct 30 2018, 08:10 PM)
Interesting card. Should I use my bigpay or airasia credit card for airasia flight tickets? haha
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Use AirAsia credit card to reload into BigPay?
tohff7
post Oct 31 2018, 10:19 AM

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QUOTE(kino318 @ Oct 31 2018, 09:25 AM)
all mbb atm machine can 1 shot withdraw 3k?
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Rule of thumb - Find those ATM with RM50 or RM100 notes.

Then pray there's sufficient RM100 notes inside
tohff7
post Nov 2 2018, 02:06 PM

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QUOTE(Nerdyfred @ Nov 2 2018, 01:07 PM)
@BigPayJonathan Reporting in, Paid using Bigpay at the Andaman Resort LGK but there is no BigPoint? Status is Settled and tagged as accommodation.
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BigPoint API is probably having technical issues for the past 1 week. that's why it's not updated yet
tohff7
post Nov 3 2018, 06:14 PM

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QUOTE(jfleong @ Nov 3 2018, 05:52 PM)
Guys I plan to deposit 10k into BigPay via my CC on statement day and then withdraw it immediately and put it in a bank account for the interest.
Has anyone tried this before and did you get into any trouble with either BigPay or the CC bank or the bank with which you deposit your cash ?
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My friend got called by BigPay and asked to show bank statement. That was few months back when there’s no 10k limit for CC reload.

Anyway, rule of thumb is better to withdraw at intervals and also use BigPay for some spendings.
tohff7
post Nov 3 2018, 06:54 PM

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QUOTE(alexanderclz @ Nov 3 2018, 06:41 PM)
show bank statement for?
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Maybe to show he’s not money laundering? Lol. Not sure coz I didn’t ask further.

He basically reload and withdraw >RM100K within 2-3 months...
tohff7
post Nov 3 2018, 07:49 PM

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QUOTE(lilsunflower @ Nov 3 2018, 07:08 PM)
Hardcore!  In low usage months, I generally do one RM3k to 4k withdrawal a month, and use the rest for spending.  So far no issues.  Since the RM10k limit, I've not heard of anyone in this forum being queried or banned.
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He did it to get 2x ticket to Paris....
tohff7
post Nov 13 2018, 12:52 PM

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QUOTE(toysRash @ Nov 13 2018, 12:29 PM)
just tried swipe bigpay card at kedai eco, not acceppted.
coz the cashier need to select the bank from their terminal and can't find one.
she even said "ini bank apa?"  laugh.gif
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cimb
tohff7
post Nov 13 2018, 04:51 PM

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QUOTE(BigPayJonathan @ Nov 13 2018, 04:25 PM)
We just released our 2.16 version to the public. On top of the usual small improvements here and there, the biggest feature that's been released is in-app support chat. You can start a conversation with one of our happiness agents right from Settings > Support > Chat with us. All conversations will be saved, and you can even have the logs sent to your email for safekeeping purposes.
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Good. Probably just a suggestion for minor improvement that you can feedback to your dev team

For IOS, I think Apple has implemented a feature where it can "read" the incoming SMS and suggest the 6-digit OTP that you want to key-in? With this, we don't need to go out of the BigPay app for OTP when doing reload with CC etc.

Been seeing a lot of other banking/e-commerce apps doing this
tohff7
post Nov 13 2018, 08:22 PM

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QUOTE(cybpsych @ Nov 13 2018, 05:00 PM)
not feasible.

those that can "read" is app's OWN sms otp/tac whereby the SMS content is known by the app.
to read cc SMS OTP is difficult because diff banks have different SMS OTP "template", and bigpay need to cater ALL sms otp template in order to "read" specific portion to extract the 6-digit OTP.

also, later someone will come accuse bigpay of privacy breach whereby the bigpay app will read the sms content and know the amount+date+time+seller info  laugh.gif
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It’s not just banking app.

McD, KFC, Shopee, Lazada apps etc also can capture now
tohff7
post Nov 14 2018, 08:36 AM

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QUOTE(janson_kaniaz @ Nov 14 2018, 08:35 AM)
Where to check the status?
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Just see at the 'My Big Points' page
tohff7
post Nov 15 2018, 04:24 PM

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QUOTE(ZoeOong @ Nov 15 2018, 03:52 PM)
oic

then any platform can use BP to pay syabas/ tm/ DBKL ? notworthy.gif
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1. Boost App

2. UOB Payonline
tohff7
post Nov 21 2018, 11:42 AM

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QUOTE(LostAndFound @ Nov 21 2018, 11:41 AM)
Same, mine still all in pending state.
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Mine quite weird. Some pending, some settled lol

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