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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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simonmada
post Jul 27 2018, 10:24 AM

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QUOTE(fairylord @ Jul 27 2018, 12:47 AM)
Thanks for reporting back.
https://forum.lowyat.net/topic/589707/+1791

Mind to share more details on the CB % rewarded?
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1.2% for the first 1k, 0.6% after that
almeizer
post Jul 27 2018, 10:27 AM

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QUOTE(BigPayJonathan @ Jul 27 2018, 09:30 AM)
Noise is the best thing you could make. The reason why I joined this forum is to have honest conversations with you guys. If we did something and nobody cared about it, then we would have failed. We're trying to raise the bar. People have been "just content" with their financial services for too long. Banks implement stuff with little to no consideration for their user base all the time. If one day an official from CIMB joins Lowyat and starts explaining the reasoning behind some of their decision, I'll honestly be supper happy. It'll show that times are changing.
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Can I check the monthly limit top up of 10k is based on what date? Assume today 27 Jul 2018, I top up 10k, when is the next date i can top up again? 1 Aug or 27 Aug?
MGM
post Jul 27 2018, 10:28 AM

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QUOTE(psiloveu @ Jul 27 2018, 09:48 AM)
one request.......when Bigpay can allow android user to use printscreen feature?
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May be a third party apps can be used instead?

QUOTE(digidigi @ Jul 27 2018, 09:57 AM)
Yes, Amex is a must smile.gif
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Support rclxms.gif

QUOTE(Fortunekl @ Jul 27 2018, 10:21 AM)
I don’t mind to pay annual fees to get in different BP segment if they allow Amex reload/unlimited cc reload. As long as the cashback/rebate we get is greater than the fees we pay to BP.
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Support rclxms.gif
BigPayJonathan
post Jul 27 2018, 10:31 AM

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QUOTE(almeizer @ Jul 27 2018, 10:27 AM)
Can I check the monthly limit top up of 10k is based on what date? Assume today 27 Jul 2018, I top up 10k, when is the next date i can top up again? 1 Aug or 27 Aug?
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It's based on calendar month, so resets every 1st.
Barricade
post Jul 27 2018, 10:47 AM

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QUOTE(BigPayJonathan @ Jul 27 2018, 10:31 AM)
It's based on calendar month, so resets every 1st.
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Effective date? Does the change take into consideration topup earlier of this month? Or only after the announcement?
laymank
post Jul 27 2018, 10:50 AM

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QUOTE(digidigi @ Jul 27 2018, 09:57 AM)
Yes, Amex is a must smile.gif
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I second that, too. biggrin.gif
BigPayJonathan Is this in BP's pipeline?
cybpsych
post Jul 27 2018, 11:08 AM

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screenshot has security impact. hackers can take many burst shots when u enter pin on screen, then dissect each frames to determine the PIN numbers.

well devs can disavle specific pages from screenshot but I guess better whole app is protected instead. annoying but security trumps all features especially ewallet.
kianwee
post Jul 27 2018, 11:16 AM

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QUOTE(cybpsych @ Jul 27 2018, 11:08 AM)
screenshot has security impact. hackers can take many burst shots when u enter pin on screen, then dissect each frames to determine the PIN numbers.

well devs can disavle specific pages from screenshot but I guess better whole app is protected instead. annoying but security trumps all features especially ewallet.
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Didn't know they can do that. blink.gif

Only applicable to android? iOS no problem?


This post has been edited by kianwee: Jul 27 2018, 11:18 AM
digidigi
post Jul 27 2018, 11:20 AM

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QUOTE(kianwee @ Jul 27 2018, 11:16 AM)
Didn't know they can do that.  blink.gif 

Only applicable to android? iOS no problem?
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iOS no problem
almeizer
post Jul 27 2018, 11:22 AM

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QUOTE(BigPayJonathan @ Jul 27 2018, 10:31 AM)
It's based on calendar month, so resets every 1st.
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Thanks, is there any plan to develop API for 3rd party Apps to send money? It helps the apps owner to facilitate mobile payment and at the same time helps to increase your users.
boonhan
post Jul 27 2018, 11:22 AM

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QUOTE(kianwee @ Jul 27 2018, 11:16 AM)
Didn't know they can do that.  blink.gif 

Only applicable to android? iOS no problem?
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Apple policy doesnt allow app to disable screenshot.
If you intend to disable screenshot, your app never get to go live. Given apple big user base, company can "adapt" it. Haha
digidigi
post Jul 27 2018, 11:23 AM

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QUOTE(boonhan @ Jul 27 2018, 11:22 AM)
Apple policy doesnt allow app to disable screenshot.
If you intend to disable screenshot, your app never get to go live. Given apple big user base, company can "adapt" it. Haha
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As mention by Jonathan just now, one of the reason is due to iOS is more secure system overall
boonhan
post Jul 27 2018, 11:26 AM

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QUOTE(digidigi @ Jul 27 2018, 11:23 AM)
As mention by Jonathan just now, one of the reason is due to iOS is more secure system overall
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That a bold move to say an OS never have flaw.

If they have the access THEY WOULD disable it on IOS as well.

But to give u a nice excuse, IOS more secure.

You think company with financial related can simply saying didnt implement security measure just because more secure? No.
TongCN
post Jul 27 2018, 11:30 AM

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QUOTE(BigPayJonathan @ Jul 27 2018, 10:31 AM)
It's based on calendar month, so resets every 1st.
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BigPayJonathan
Can please add a bar or gauge to indicate that how much i had reload for the calendar month?

Like I had reload 2k in July
It will show 2,000 / 10,000 of limit

Thanks!
TSfairylord
post Jul 27 2018, 11:36 AM

tag [@fairylord]
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QUOTE(simonmada @ Jul 27 2018, 10:24 AM)
1.2% for the first 1k, 0.6% after that
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I assume the 0.6% is unlimited.

QUOTE(TongCN @ Jul 27 2018, 11:30 AM)
BigPayJonathan
Can please add a bar or gauge to indicate that how much i had reload for the calendar month?

Like I had reload 2k in July
It will show 2,000 / 10,000 of limit

Thanks!
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Support.
ClarenceT
post Jul 27 2018, 11:44 AM

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QUOTE(fairylord @ Jul 27 2018, 11:36 AM)
I assume the 0.6% is unlimited.
Support.
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Or add "Top-ups" at Analytics
cybpsych
post Jul 27 2018, 12:04 PM

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QUOTE(almeizer @ Jul 27 2018, 11:22 AM)
Thanks, is there any plan to develop API for 3rd party Apps to send money? It helps the apps owner to facilitate mobile payment and at the same time helps to increase your users.
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most likely not possible for them to expose the API to the public.

another reason is KYC requirements. which is why only bigpay p2p transfer, because all bigpay users already registered their info.

if expose API and others connecting to bigpay, bigpay is liable and answerable to activities conducted by non-bigpay users.

bnm doesn't allow such to happen.


even now, there's not yet ewallet-2-ewallet interoperabilty too.
Morning_Star
post Jul 27 2018, 12:37 PM

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QUOTE(simonmada @ Jul 27 2018, 10:24 AM)
1.2% for the first 1k, 0.6% after that
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https://ringgitplus.com/en/credit-card/OCBC...MasterCard.html
Can u waive the AF after 3 years ? AF = 388

A better, less damaging AF is : https://ringgitplus.com/en/credit-card/OCBC...MasterCard.html
AF after 3 years = 100

But, can your monthly CB x12 offset the AF of the WM?
Wongchoy
post Jul 27 2018, 12:37 PM

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QUOTE(BigPayJonathan @ Jul 27 2018, 09:30 AM)
If one day an official from CIMB joins Lowyat and starts explaining the reasoning behind some of their decision, I'll honestly be supper happy. It'll show that times are changing.
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BTW what is the relationship between bigpay and CIMB? Seems like the bigpay PAN is identified as CIMB.
onthefly
post Jul 27 2018, 12:48 PM

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QUOTE(BigPayJonathan @ Jul 27 2018, 09:30 AM)
Hm. Strange. I'm guessing you picked "BigPay" as a mean of payment? Can you PM us on Facebook with details?
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i found out the reason why. my account insufficient $$$
how long does it take to reflect. i topup before i made the transaction. At presence moment, its 12 hours since i last topup via CC
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