top up rm500 with  mbb VS barcelona done

To get 10% but for June spending.

That's the trick. If posted today, we only need to spend RM 500 for RM 50 instead of 2500 for RM 50. Check out MBB VS thread.

We tried it last August n was successful in getting 10%.

No!  Spent RM500 on 31/8/18 (but posted on 1/9/18) and zero spending in Sept 2018. Received RM50 Sept CB quota on 1/10/18.

Well said ClarenceT, and also rm100 for rm1000 spend on the rest of August b4 ~11.30pm 31August.

It's not that bad actually. 2.3k to BP & 200 Petrol, you will still get 60 which is 2.4%

but what about annual fee?
if cant waive need to pay 2xx a year

if you are working in Singapore, I recommend you open an account with both CIMB SG and CIMB MY. Via CIMB Clicks Singapore you can transfer from your CIMB Singapore account to your CIMB Malaysia account at very good rates (even better than Midvalley). Just don't make it your main account due to poor ATM coverage island-wide.
Ugh and I just got the card this month.

The RM30 cap online spending, as mentioned by others, is really not much of an issue. Just move RM200 spending to autobills and petrol and you can max out the RM60 cashback loading RM2300 to bigpay (until they declare quasi cash as non earning like Singapore).

The hurt is really the RM85 -> RM60 cap and  non auto-waiver of AF. If AF is not waiveable, you are basically burning close to 5 months of max cashback for AF + SST

Read carefully the Cap limit....... RM1.5k will only give u RM14 not RM28

:lol no wonder you guys insist is RM14, because mistakenly thought RM1500 cb is RM15, due to RM28 capped, it become RM14 thats seems logically correct from your point of view...

but good news is RM1500 10% is RM150  it is still a good card to reload to bp with reduce cash back capped and removed AF waiver

Hi. Rm30 inside

Btw I try to use the rm30 (rm20 topup+ 10referral) inside to pay petrol. Just testing.

Any minimum balance needed? Can let it zero?

1 Bigpay card can be used for 7X RM4000 ?

lol...that shouldn't be "laundering", its legal money that bank entrusted to you via credit facilities. Unless u not gonna pay back your credit card and decided to disappear...haha...

I tried to put BP on TnG e wallet auto reload and it can be added. Will try to reload when below RM20.

How they "force" you?

Always have enough cash, otherwise make sure they accept card before you even do anything.

hi tan_aniki,

0.3% unlimited means?

lets say RM1000 = 30, RM3000 = RM90 Cashback?

0.3% not 3%... So RM 1000 is only RM 3 cash back..

Since your calculator might be broken, allow me to assist in this matter.

1,000 x 0.003 = RM3,
3,000 x 0.003 = RM9,
10,000 x 0.003 = RM30

yep

mdr % rate applies to any amount

so, setting min spending is probably to protect their margin from mdr.