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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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tan_aniki
post Apr 19 2019, 06:17 AM

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QUOTE(tarvalslain87 @ Apr 19 2019, 01:25 AM)
Thought BigPay is not really a credit card right? Since you reload it with money from a credit card and then use it to pay your loan? Isnt it the same as reloading it from your credit card and then withdrawing it and then only you pay to the bank.
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do early settlement you can't use cc or debit card, you must give cash/cheque/money order etc
tan_aniki
post Apr 19 2019, 12:20 PM

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QUOTE(alexwsk @ Apr 19 2019, 12:00 PM)
car loan interest not calculated up front?
can save interest with early repayment?
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early settlement can refund back the remaining interest
tan_aniki
post Apr 19 2019, 08:43 PM

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QUOTE(ioB @ Apr 19 2019, 05:47 PM)
Hi,

Not sure if this was answered yet but I had issues late last year when purchasing TGV tickets through Masterpass. Previous attempts were successful. I finally got my answer today after going through a lot of people.

Long story short, I was informed that the Mastercard promo is only valid for credit and debit card and hence, BigPay's card will automatically be rejected as our BigPay card is a prepaid card.
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QUOTE(ioB @ Apr 19 2019, 05:56 PM)
I did. The first post refers to post #5499 but doesn't provide any explanation on why it doesn't work, hence my post to explain. Just want to share with people who are still wondering. Even BigPay to-date still doesn't know why their card doesn't work with TGV.
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QUOTE(David83 @ Apr 19 2019, 06:13 PM)
Promo and supportability are two different matters right?

So why it can't support?
I can't any reason shared or given by TGV/BP/Mastercard Malaysia?
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it's not TGV problem, it is Masterpass problem, not just TGV affected but all related to Masterpass using Bigpay is not working.
tan_aniki
post Apr 21 2019, 06:10 PM

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QUOTE(anwa @ Apr 21 2019, 11:48 AM)
Please load money ya, we try cvv.
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you still need the OTP to go through la, unless try those website like booking.com without OTP tongue.gif
tan_aniki
post Apr 22 2019, 02:38 PM

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QUOTE(loselegend @ Apr 22 2019, 01:01 PM)
Then how to put the cashback to our card account?
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login from https://360rewards.standardchartered.com/my/rewards_home or select the Dashboard and choose Online Rewards from the Credit Cards section will direct you to 360rewards page as well.
tan_aniki
post Apr 25 2019, 06:20 AM

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QUOTE(knwong @ Apr 24 2019, 10:31 PM)
I withdrew HK$2,000 at Hang Seng Bank ATM.

It charges MYR1,054.85 + RM10 withdrawal fee
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u need to know what is the term "charge" stand for
tan_aniki
post Apr 26 2019, 08:50 AM

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QUOTE(ClarenceT @ Apr 26 2019, 07:51 AM)
But don't switch on your phone. Bigpay App will detect you are in Malaysia but you use the card in another country! Don't know if Bigpay is smart enough to take any action (fraud prevention).
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no issue la, my wife just went to japan last month and i'm able to check how much she spent with it
tan_aniki
post Apr 28 2019, 09:04 AM

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QUOTE(jianwei90 @ Apr 27 2019, 08:33 PM)
I think we should be able to top up bigpay using credit card issued by Singapore bank Right?
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better don't lo cos credit card charges foreign currency with extra % charges on admin fees etc which is hidden from your statement, if the % is more than the CB they gave to you then better use Malaysia credit card to top up
tan_aniki
post May 4 2019, 09:50 AM

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QUOTE(sim1001 @ May 4 2019, 01:47 AM)
If I use CC to top up to BP, after that use BP withdraw money is there will get Ban? Just want take CC cash back.
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QUOTE(voncrane @ May 4 2019, 05:21 AM)
Both of you should hang and make withdrawals together.. Since couldn't be bothered to read or use dem brains a bit.. Willing to play outside the box but not accept the consequences.  sweat.gif Almost every week, sure have someone come ask silly question.. You scared to get banned? Don't do stuffs that might get you banned. Plain and simple. Else roll the dice and accept good or bad.
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no need so harsh one la...
just play on your own risk, btw the BP is very useful not just getting the CB from credit card top up but very competitive Forex rates as well.
Just use it as your normal daily use credit card and withdraw the remaining to repay off your debt to bank.
tan_aniki
post May 4 2019, 11:26 AM

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https://www.facebook.com/bigpayme/photos/a....5mVug&__tn__=-R
tan_aniki
post May 4 2019, 01:00 PM

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QUOTE(jkgermanotta @ May 4 2019, 12:40 PM)
user posted image

anyone use spotify here? i tried to chg payment to bp, what the reversed means? i'm only starting use bp from march. only spend rm200++ so far.
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just verification, no charge
tan_aniki
post May 6 2019, 01:25 PM

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QUOTE(w3sley @ May 6 2019, 12:50 PM)
Anyone experienced this and have a solution for it? icon_question.gif

I tried searching the forum but didnt find the exact answer.
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i'm able to pay with BP before, no OTP required last time.
for different country, you might try VPN
tan_aniki
post May 6 2019, 04:04 PM

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QUOTE(w3sley @ May 6 2019, 03:27 PM)
any recommended free VPN that can select location?
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free one normally can't select location but cracked one you need to find urself, can't share here
tan_aniki
post May 7 2019, 02:39 PM

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https://ringgitplus.com/en/blog/Credit-Card...Nc33p1J3P_6DvH4

luckily only affected on Treatpoints but still CB is same~
tan_aniki
post May 8 2019, 11:56 AM

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QUOTE(Alex Pizzol @ May 8 2019, 10:27 AM)
Hi all,

My name is Alex and I am the Lead UX Designer for BigPay. In the product team, which I am part of, we have strong focus on the user so we can bring your needs into the app.

As I join this channel please let me know your views on the product, your frustrations, or give any feedback you think is relevant.

I will do my best to keep you guys updated on new features, and to answer any questions you might have about the product. ie. unclear information, difficult to understand actions in app, desired features etc.

Looking forward to hear your thoughts  icon_rolleyes.gif
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Please kindly activate the feature for getting a replacement card without hassle of using current card especially waiting for the wave replacement card.
Card can be damaged over the years such as the magnetic stripe behind and replacement of card due to natural defect shouldn't be charged for RM20 and the same case for wave function as well.
The procedure should be simple in the apps, request for card replacement and get a photo of the existing card (or police report in case stolen or lost) and reason. If the reason is not cause by human error, it shouldn't be charged for RM20.
After request submitted, new card should send over while existing card still able to use as normal.
When the replacement card arrived, activate and the existing card will be terminated.
tan_aniki
post May 10 2019, 03:11 PM

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QUOTE(wongmunkeong @ May 10 2019, 03:06 PM)
er.. hello ladies & gentlemen, i'm kinda late to the game, as usual heeheh
i've searched through this topic/thread but didnt find or didnt notice - thus asking here:
1. Anythone tried using PB Quantum to reload >$1.2K AND THEN calling PB to change the transaction to Flexi Pay 12 months 0% $0 fees?

2. Anyone tried using HLB cards to reload >$2K AND THEN going into hongleongconnect to apply for conversion to flexi pay (until june 30th for selected customers) to Flexi Pay 12 months 0% $0 fees?

Just thinking about the two for cash flow / inlieu of Balance Transfer which nearly all major banks have cut-off - whether anyone tested
else
i'll share my findings once done - gotta wait 7 days for the BigPay card and then test with HLB first since time-sensitive & max BigPay credit is $10K only. PB Quantum Mastercard's no time sensitive so.. test after my HLB done smile.gif
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There is no CB if you convert to flexi payment, unless you balance transfer to another bank with 0% interest
tan_aniki
post May 11 2019, 10:46 AM

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QUOTE(anakMY @ May 11 2019, 09:10 AM)
I realised most of the MBB atm or atm/CDM has a limit of only 1500 per withdrawal.
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try go for malay area petrol station atm, i always get RM3k per withdrawal, only once a while unable to withdraw but next day able to withdraw again cos i think they got a policy to supply well enough fund for malay kampung area
tan_aniki
post May 16 2019, 02:01 PM

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QUOTE(knwong @ May 16 2019, 01:17 PM)
I have the Youtrip card. It's sitting collecting dust in my drawer now. It allow cc top up but only limited to SG bank cards. The banks don't give points or rebate at all for topping up this card - all have clause saying it's a 'quasi-cash'? Only can top up in SGD. Then inside wallet you can convert to other currencies. Can also convert back to SGD after your trip
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i'm more interested on the withdrawal and sadly this card not allow for local singapore withdrawal, so Singaporean still envy our Bigpay~
tan_aniki
post May 17 2019, 02:26 PM

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QUOTE(wyen @ May 17 2019, 02:07 PM)
Hi guys. Now I'm in Hong Kong and I just performed online banking in topping upbp card. But the balance is not yet in and already deducted from account. Is that normal
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not normal, you need to chat with in app support immediately
tan_aniki
post May 20 2019, 05:23 PM

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QUOTE(jefftan4888 @ May 20 2019, 11:18 AM)
I also have Selangor Cukai Tanah to be paid. Unfortunately, they don't accept card. I have emailed them to ask about their plan to accept card on 12 May. Until now (> 1 week), they have not replied me.  doh.gif
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Pay by Maybank FPX and select Maybank 2 Amex as payment.

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