*BIGPAY-EC KUALA LUMPUR MY

last few days i tried CRM at HongLeong Bayan Baru (near i-avenue) also can withdraw 4k

sorry, just realize already listed in first post haha

This post has been edited by vez: May 12 2019, 04:15 PM

nope i just reload 500 this afternoon

not sure whether report can be done or not, or it just wont help

but back many years ago, around 2000, a lot of phone seller inside Mall will charge 1-3% if you use credit card

the reason is when you buy RM1000 for your item, bank didnt pay merchant RM1000, bank only give them 9xx, there are fees deducted for transactions settlements

bank get some fees, Visa/Master get some.... few parties til merchant finally not full RM1000, all payment portal charges some extra fees, if you use lelong, Netpay charge 6%, unless merchant absorb it, just like many years ago, Petrol Station dont want to accept credit card, because consumer uses credit card, they didnt get full amount

similarly, some merchant allow the use of credit card only if above certain amount, and some restaurants quite big not even want to accept credit card giving lame excuse bank dont give them lol

but things change a lot now... if not accepting credit card will makes less business...

i have friend doing this, can get RM85... but sometime bank will change TnC, use it when available
just like UOB Yolo reload to BigPay earn nothing, even though online transaction suppose entitle cash back

https://www.grab.com/my/press/business/grab-and-mastercard/
2019 first half already last month... nothing happen

should be close to this calculator https://www.mastercard.co.uk/en-gb/consumer...t-currency.html
can you try? key in 0% Bank Fee

i tried for 5-June, should be around ~7.51, how come yours 7.11?

you can refer this bigpay official post https://www.bigpayme.com/post/whats-the-exc...-rate-on-bigpay

This post has been edited by vez: Jun 6 2019, 11:15 PM

furthermore need spend RM2500 or above only can get RM30 online, RM2499 or below max cb is RM28 lol...

yeah still a good card in fact, but RM50 cash back other card can easily achieve, RM60 max only +10 and need spend RM2500+
SC JOP is because previously RM85 attractive

what you mean RM14 not RM28 after 1500 spend in online?
the example 2 mentioned this, RM28 if only spend 1500 online

the example clearly show it, wonder why he said RM14 after 1500 online spend, misleading



This post has been edited by vez: Jun 8 2019, 02:18 PM

bro can you read example 2 here https://av.sc.com/my/content/docs/my-revisi...credit-card.pdf
it is RM28

or this image, so difficult to understand? SC have stated it clearly in example 2



you seems weird, how did you get RM15? RM1500 10% is 150 lol... but online capped is RM30, but spending RM1500 capped is RM28,
so get RM28 as show in example 2 above

This post has been edited by vez: Jun 8 2019, 02:27 PM

:lol no wonder you guys insist is RM14, because mistakenly thought RM1500 cb is RM15, due to RM28 capped, it become RM14 thats seems logically correct from your point of view...

but good news is RM1500 10% is RM150 it is still a good card to reload to bp with reduce cash back capped and removed AF waiver

minimize the loss to RM25 lol, get RM60 max
you can still reload RM2500 to bp and pump RM200 petrol, total spent RM2700 to get RM60 cb

previously reload RM2500 already get RM85
after 1 July, you can continue RM2500 reload and pump 200 petrol... to get RM60 cb

no doubts, the benefit of SC JOP is reduced... but still can continue utilize it if you want with bp

some merchant i know not because of earning less, they dont want kena TAX lol, if cash, they can avoid tax

thats weird, they only need to know whether they accept Visa, Master, AMEX... all these, if they accept Visa only, then all else like Master/AMEX... cannot use lol
why need to know which bank

what he meant could be
cardA balance due RM2000
use cardB to reload to bp RM2000 (this will have another days to pay before due), take out and pay cardA

something like BT maybe instead of BT from A to B... (with charges)

This post has been edited by vez: Aug 8 2019, 11:19 AM

reload to youself confirm no issue, then transfer from your bp to others lol, i dont see reason using your card reload for others... since you can transfer through bp to others

seems someone reported reload for others is not okay

i see

i thought they want to challenge the bank if they remove this and that... might as well close down