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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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TongCN
post Aug 7 2018, 05:53 PM

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QUOTE(kremlin @ Aug 7 2018, 05:52 PM)
Is your name printed on the card? It looks like a name to me  hmm.gif
*
He just photoshop wiped it biggrin.gif
TongCN
post Aug 8 2018, 01:12 PM

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QUOTE(Barricade @ Aug 8 2018, 11:33 AM)
This is unacceptable for financial sector.
*
No detail on the withdrawal 3k ?
TongCN
post Aug 9 2018, 10:42 AM

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QUOTE(mamamia @ Aug 9 2018, 10:17 AM)
Seem like BigPay have issue, top up 1000 just now, show failed, but bank said successful.sigh...
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U making me nervous to top up now shocking.gif
TongCN
post Aug 9 2018, 11:00 AM

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QUOTE(tan_aniki @ Aug 9 2018, 10:53 AM)
i have never failed for my top up before (touch wood), maybe those are because of lost connection during verification of OTP.
just call them up and they will check the system, no need so worry
*
Noon time gonna top up anyway, haha

Me too nvr faced error (touch wood)
TongCN
post Aug 10 2018, 11:58 AM

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QUOTE(Tigerr @ Aug 10 2018, 11:35 AM)
Trying few times from morning 10am till now 11.30am failed to top up the Bigpay.....sigh...made few transaction just now using normal cc without any benefits earned as dealing at govt counters.
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Weird? I just top up around 11:30 and no problem


TongCN
post Aug 10 2018, 01:28 PM

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QUOTE(Tigerr @ Aug 10 2018, 12:59 PM)
At 10.xx am i tried using mbb (new barce) n uob one card. Both failed.

At 11.30am tried again. Also failed. I then test using mbb MU card at 12.00. Ok woh....but retry using the barce card...still fail. Don't know what happened...
*
I top up using that MbB brace card and success

What’s the error code? No OTP?
TongCN
post Aug 10 2018, 03:39 PM

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QUOTE(alexanderclz @ Aug 10 2018, 02:54 PM)
I just want to share my case with you guys to be vigilant about BigPay (I have also escalated the issue to Jonathan).

It started on 15th July where my girlfriend noticed that RM60 was missing in her BigPay account without trace. It didn't show any transactions in the app nor in the Excel sheet. She spoke to the BigPay CS and behold, they showed her their transaction records that RM60 was deduced. The problem is, she didn't and there was no trace on it from user side. Further enquiry, she was told by BigPay that it was transferred to me. Even a bigger problem, there was no record that I received the money.

In my opinion, you guys should be careful with this BigPay and make sure you have your own records as well, otherwise money will disappear without trace. I won't be surprised that merchants or friends don't receive money after this although it shows in their record that you did.

Issues here is:
1. Money was transferred out without permission.
2. Money transferred out was not recorded.
3. So called money transferred was not received by the other person.

Awaiting the feedback as we speak because after 3 weeks, my patience has run out. It'll probably escalated to Bank Negara Malaysia and business fraud division of the police. Hope this issue can be settled without temporarily shutting down BigPay.
*
How about total up every top up from beginning to latest and then minus out those purchase/expenses/transfer?

See whether recon or not to the up to date balance?

I always keep track and download the excel monthly to do reconcile

TongCN
post Aug 11 2018, 08:20 AM

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Am I wrong?

I think Jonathan did mention that BigPay gonna have “Transfer to Bank” function few days ago?
TongCN
post Aug 11 2018, 08:27 AM

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QUOTE(cybpsych @ Aug 11 2018, 08:26 AM)
and your question is??

features could be in the pipeline, no date ye, right?
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My question is, did he ever mention?

Just to confirm
TongCN
post Aug 11 2018, 08:31 AM

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QUOTE(cybpsych @ Aug 11 2018, 08:29 AM)
you do know you can search back his posts, right?
*
Thanks

I’m not a really hardworking person , my bad >.<
TongCN
post Aug 11 2018, 11:31 AM

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QUOTE(klsooo @ Aug 11 2018, 11:01 AM)
Seems like top up boost using big pay no more given big points.
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Any proof? Mine although money transferred to boost yesterday, Big Pay still showing pending when I clicked in detail

So big points haven’t approved.
TongCN
post Aug 11 2018, 02:36 PM

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QUOTE(Tigerr @ Aug 11 2018, 12:53 PM)
On average...it is 1 pay on time n earn the rebate n 1 didnt pay up n pay 18%. Bank still make good profits with this ratio. Give out average 1% or lesser but earn up to 18% interest.

Many card holders are not aware how to maximize cb. Like yesterday i share the Bigpay card to my aunty. She said dont waste time on this small rebates
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Yea, some ppl just lazy in learning small “saving”

Some of my colleague said too complicated -.-

This post has been edited by TongCN: Aug 11 2018, 02:37 PM
TongCN
post Aug 11 2018, 06:12 PM

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First time use Big Pay to purchase foreign items through Kickstarter

The rate is so good which is 4.072 for today
RM488.64 for USD120
TongCN
post Aug 11 2018, 07:32 PM

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QUOTE(Calvin J @ Aug 11 2018, 07:13 PM)
For me, I haven't received any big points since 6th Aug. Had a combination of boost reload & retail spending.
How about the rest of you ?
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QUOTE(lilsunflower @ Aug 11 2018, 07:17 PM)
Me too. No Big points at all since 6 August for spending.
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My last big point gain is 9th

10th till latest status still “pending” when I click detail
But most transaction/transfer success
TongCN
post Aug 11 2018, 09:12 PM

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QUOTE(talexeh @ Aug 11 2018, 07:57 PM)
You're saying you received BIG points for your Boost top-up on 9th August? My top-up on 7th August doesn't come with any BIG points even though the status has changed to settled. hmm.gif
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Ya, 9th August top up and transfer both has Big Point
TongCN
post Aug 11 2018, 10:27 PM

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QUOTE(OPT @ Aug 11 2018, 10:21 PM)
Noob here. Wanna ask...can I top up bigpay using wife's cc?
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Yes, but OTP sent to whose phone?

All you need is CVv and OTP
TongCN
post Aug 13 2018, 10:02 AM

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My wife done top up around 8:15am, no problem
TongCN
post Aug 13 2018, 11:40 AM

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QUOTE(yusiang @ Aug 13 2018, 11:29 AM)
Why the top-up feature is so problematic today? Only 1/3 attempts went successful.

[attachmentid=9969587]
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Using mobile data?
TongCN
post Aug 13 2018, 03:57 PM

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Lol .. i wan the meter that shows how much i reload using Credit card !!

Such update is important to notify us how much limit left i can use CC.

I dun wan always calculate manually.
TongCN
post Aug 14 2018, 04:16 PM

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QUOTE(alexanderclz @ Aug 14 2018, 03:58 PM)
[attachmentid=9971575]

Issue 1:
Money disappeared without trace.

On 15th July, my gf's BP balance was RM10.70. She subsequently topped up RM80 on 15th and noticed that the balance was RM30.70 instead of RM90.70. Knowing that BP is buggy, she gave BP some time to rectify and decided to topup another RM10 on 16th to check it out. On 16th, after the topup, the balance was RM40.70 instead of RM100.70. Subsequent transaction, sent RM30 to me on 31st July. So it should be RM10.70 + RM80 + RM10 - RM30 = RM70.70. But as you can see in the screenshot below, the total left was only RM10.70 instead of RM70.70, meaning RM60 disappeared into thin air.

*do note that BP CS has been contacted since the error.
[attachmentid=9971577]



Issue 2:
Money was transferred out without permission and without record on user side.

And so like any other person, she contacted BP CS, and after ping pong few times, BP sent a statement of their record showing 'Currency Conversion Debit Transaction' of RM60 out on 15th July, and on further questioning, this currency conversion debit transaction was actually transferred to me (not really sure why transfer is named as such). However, despite insisting that NOT making any transfer, BP CS insisted that their record showed that money was transferred out and not their problem.
[attachmentid=9971580]

Issue 3:
So called money transferred did not appear in my account.

As you can see, there was no transaction into my BP on 15th July.
I am one of the early BP adopters and have been using it without any problems. In fact, I only brought this case up because it happened to my gf and she has been giving BP way too long to rectify this problem. At point of writing, BP still hasn't call me to give a proper explanation and to rectify their problem. Based on Jonathan, they probably gonna send me my GF statement showing RM60 has been transferred out, and my statement showing RM60 transferred to me. However, they failed to understand, my gf did not make such transaction and therefore BP made an unauthorised transaction (it didn't even appear on the app).

You all be the judge.
*
Bro, did you ask them check their system on your account statement whether their is incoming transfer from your gf?


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