Not Spy lah, just here to hear your needs and improve BigPay based on what people want.

What is your wish? 

Went to this Chinese restaurant tonite. They charge extra % for using cards & eWallet.

I'm waiting for BP acting as my main acct to get salary and from there I cash-out for my daily expenses.

True, common nowadays, but I reckon that having separate limit for this.
Top up by CC (10k limit), sending by others (maybe new limit as set by regulator), top-up by CASA as someone below  ('LostAndFound') mentioned no limit currently, but bound by card limit which can hold at anytime.

So I don't think your spending using BP card is limit to 10k monthly, unless u only use CC top-up.

I use my BigPay in Japan and the rate from 3.829 became 3.875 (Pending to Settled). And my balance from RM6+ became -RM4. Zzz

Let me share some findings on BigPoints..

1. Each bigpoint is worth RM0.01 when using it for AirAsia flights. You can redeem the points to pay for flight tickets fully/partially, and pay the remainder with cash. I think  bigpoint's value is the same whether there is AirAsia/BIG promotion or not, but I have not verified.

2. When booked through airasia website, you can only use points to redeem flight costs. All other charges eg airport fees, fuel surcharge fees, cannot be redeemed by points and has to be paid by cash.

3. If booked through BIG website (final redemption), you can pay for airport fees etc with big points as well. But the value of BigPoints is still the same (1 BP = RM0.01)

4. At 1% BP-cash conversion rate on redemption, BP's value is not low. But collecting BP through general reload/spend gives terrible returns. (RM20spend=1bigpoint. Equivalent return = 1%/20 = 0.05%). However, you might get 2x-12x BP/ringgit for airasia ticket purchase (T&C applies).

5. Converting maybank TP to BP is not worth it. 1TP=0.15-0.17sen (for supermarket vouchers). In comparison, with 7000TP->1000BP & 1BP=1sen, 1TP value becomes 0.14 sen after conversion.

Read carefully the Cap limit....... RM1.5k will only give u RM14 not RM28

who said RM14?
it is capped at RM30/month, not 50% of the total cap of each tier

what you mean RM14 not RM28 after 1500 spend in online?
the example 2 mentioned this, RM28 if only spend 1500 online

[attachmentid=10261058]

the example clearly show it, wonder why he said RM14 after 1500 online spend, misleading

bro can you read example 2 here https://av.sc.com/my/content/docs/my-revisi...credit-card.pdf
it is RM28

or this image, so difficult to understand? SC have stated it clearly in example 2



you seems weird, how did you get RM15? RM1500 10% is 150 lol... but online capped is RM30, but spending RM1500 capped is RM28,
so get RM28 as show in example 2 above

Uchatpay ?

Can’t top up with cc anymore ?

I'm currently standing behind a woman @ HLB MV... Whoever you are... You gotta stop.... It's 7  X 4000 withdrawal now... Zzz

fairylord Just withdrew $4200 from HLB@18, Jalan Perak, KL City Center - Old HQ in 1 transaction my lord. that's all the 1money I have. Someone should really try bigger amounts and create history......

LHDN Online - Visa/Mastercard +0.8%

LHDN's counters (physical CIMB card machine) - Visa/Mastercard +0.8% (Credit cards and Bigpay), but MyDebit +RM0.50 only per transaction (so cheaper than cheque payment).
MyDebit: Debit card (with Visa/Mastercard/Unionpay) issued by banks.

jonathanbigpay UMobile came out with something similar with BP with only RM1 withdrawal fee, please kindly update BP rate to stay competitively ya~

https://www.soyacincau.com/2019/06/17/gopay...forex-services/

abit off topic but congrats to airasia for being top 20 in the world best airline this year, way ahead of malaysia airline

Don't forget... HAPPY Prepaid MasterCard (virtual card) by DiGi is coming. 

oh my, like spring season for e-wallet, so many service provider popping up one after another wait later soyacincao or gen xyz do summary comparison.

More competition for prepaid cards, so certain company won't keep saying that they "Challenge Banking". 

How about compare to existing credit cards? Don't think need to compare to other e-wallet.
Even compare to other e-wallet, e-wallet still have constant promo/CB, while BP doesn't have anything except Big loyalty points

Transfer to bank and international remittance are in the final stages of user testing... That's a Lowyat exclusive!

the exclusive part is first hand news to us here. not exclusive testers by lowyat users.