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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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skty
post Feb 28 2019, 01:44 PM

There is only one thing I know. That is I know nothing.
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This new BigPay policy of not allowing same credit card to be used in more than one BigPay account - it's a new policy, no annoucement/notice given to users, BigPay just implement it straight away. I think it's unfair to users. At least a period of adjustment is given to users to rearrange the cards in top up source prior implement the policy.
skty
post Feb 28 2019, 03:03 PM

There is only one thing I know. That is I know nothing.
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QUOTE(herc @ Feb 28 2019, 02:22 PM)
It is the general term that you shall not allow other person to use your credit card, and you only allow to have 1 BigPay card.
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can't find this "you shall not allow other person to use your credit card" in the general term.
can you copy paste the term here?

skty
post Feb 28 2019, 03:08 PM

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QUOTE(cempedaklife @ Feb 28 2019, 03:03 PM)
sometimes, you just need to think a little bit deeper.

you can topup your bigpay with your cc, then send to another bigpay account, no?
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....... doh.gif
I am not asking about any loopholes / alternative work around method.
I know all these methods.

now my cards are stucked with my family member account, vise versa.

I want to rearrange so my cards are bind with my account, theirs in their account.

This post has been edited by skty: Feb 28 2019, 03:09 PM
skty
post Feb 28 2019, 10:17 PM

There is only one thing I know. That is I know nothing.
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QUOTE(Lingohal @ Feb 28 2019, 09:54 PM)
I have no problem topping up 2 bigpay accounts with the same credit card. So if I can still do it, then it would mean that there is no such policy. Perhaps, there is some issues or bugs with your app? You probably want to ask cs about it.
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QUOTE(motoyawata @ Feb 28 2019, 10:15 PM)
No problem too
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andriod or iOS?
skty
post Mar 1 2019, 12:03 AM

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QUOTE(Lingohal @ Feb 28 2019, 11:33 PM)
Android
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iOS here. Looks like android no such problem
skty
post Mar 1 2019, 11:39 AM

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QUOTE(filidon @ Mar 1 2019, 11:30 AM)
i tried UOB, SC Liverpoo, Aeon , RHB all fail. Lucky you all can top up , sad me
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andriod or iOS?
skty
post Mar 1 2019, 07:41 PM

There is only one thing I know. That is I know nothing.
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QUOTE(hakkai0810 @ Mar 1 2019, 05:30 PM)
chat with BP CS just now. According to him, the first 1 that use the CC will consider "owner" of the cc. Others account that use the same cc will have the cc removed and unable to add back....

Owner can appeal to whitelist the cc however, according to him only cc owner can use the cc to reload his / her OWN account.

"Please be informed that upon the latest update of our App on 21/2/2019 - 1 card payment method can only be saved in 1 App. Please be informed in this scenario, you may need to consider the other source of top up."
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QUOTE(David83 @ Mar 1 2019, 05:34 PM)
Interesting but question?
How they know if the owner of that BP account is the CC owner too?

My BP account follows NRIC
But my Display Name for my CC is my preferred name which is normally not same as per NRIC.
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simply implementing new policy without sufficient notice/announcement given, creating hassle and inconvenience to users:

1) it's not like their customer service is super efficient in solving problems. sometime we have to wait hours for reply.
2) payment system still requires TAC/OTP to process the payment. it's not like there will be any security issue to top up using the same credit card in multiple BigPay account.
3) since there is no notice/announcement about this, first BigPay account that use the CC will be consider "owner" of the CC? Then forever that CC will be bind with other people BigPay account. Is this acceptable to you?
4) oh you may say go and appeal to whitelist the cc, again, I wish you good luck in dealing with their customer service (except Mr. Jude, which I respect tremendously, due to his efficiency remain as good as before without getting influenced by his inefficient colleagues)

yes, there is always some ways/loopholes to go around this (top up in one account and transfer to another account is NOT loophole doh.gif ), but to go through all those hassles to use the loophole to overcome this, can be avoided if proper announcement being given and give time for users to rearrange their cards in multiple BigPay accounts. Or just be even easier, implement you can only top up in your BigPay account using your own credit card. BUT, BigPay can know which is your own credit card?

Not meant to argue further on this. This is my point of view. And I will rest my case and go with the loopholes.
skty
post Mar 2 2019, 12:36 AM

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QUOTE(kembayang @ Mar 1 2019, 11:51 PM)
I drove for 20km to another branch of cimb and managed to do 2 time withdraw 3k. Darn this place.
Tried almost 10 banks at different branches.
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how much your petrol cost you already?
skty
post Mar 2 2019, 12:46 AM

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QUOTE(#Victor @ Mar 2 2019, 12:41 AM)
he then can enjoy rebates from petrol cashback cards 😏
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rolleyes.gif
skty
post Mar 4 2019, 05:03 PM

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My only advise: try on your own or discuss those things privately 😂
skty
post Mar 5 2019, 10:43 AM

There is only one thing I know. That is I know nothing.
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QUOTE(fruitie @ Mar 5 2019, 09:55 AM)
You will be surprised there are many big sharks around in this section and spend RM 50k-RM 100k every month on their cards. smile.gif
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I believe those spending will eventually under company’s cost.

My believe only. Not meant to argue further.
skty
post Mar 6 2019, 04:16 PM

There is only one thing I know. That is I know nothing.
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QUOTE(lilsunflower @ Mar 4 2019, 08:41 PM)
For my case, BP said they would escalate to remove my card from mums account, and allow me to add to my own. However, from their language, it was a "one off" chance and totally subject to their discretion. Going forward I don't think there will be any more chances.

Moral of story - just stick with own card top ups to be safe.

I am glad to have this official clarification, as I believe in playing by the rules. However they should add this to their T&C or on their top up page so that we know the rules.
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my advise: need to arrange the card in a way that not only consider the current situation, but also has buffer for future probable limit shrinkage. If not later you will stuck with cards but no more BP limit to spend.
skty
post Mar 9 2019, 01:08 AM

There is only one thing I know. That is I know nothing.
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QUOTE(alexwsk @ Mar 8 2019, 10:59 PM)
hehe, nothing much actually
the top 2 requests still pending as of now  rolleyes.gif
1-amex topup
2-withdraw to bank
can foresee these 2 will be the top 2 requests again  laugh.gif
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we go there, we put up our request, and hope BigPay will listen to us?
when we request for something, that request must be win-win situation.
if not, just forget about it.
tbh, I can't really see how far can BigPay challenge traditional bank if they continue with this kind of customer service, way of implementing policy, unstable platform, merchant not accepting issue, etc.
so, just use it as it is while it is still bringing benefit to us.
till then, there will always be another new one coming that can bring benefit to us if this one fade off.
skty
post Mar 10 2019, 04:14 PM

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I heard rumors but I haven’t try yet so I am not sure.
Asking bigpay users here, have you recently try to top up using other people credit card, be it the card owner is your supplementary card holder or not, as long as the card name is different with yours, can top up successful into your own account?
skty
post Mar 11 2019, 05:31 PM

There is only one thing I know. That is I know nothing.
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QUOTE(Ramjade @ Mar 11 2019, 11:22 AM)
Good luck to BP if they want to win the e wallet race. By imposing lots of restrictions here and there it will only make people switch to a different provider. People won't use if there's no benefit to them.
If your CC can do the job,  why bother with BP if they want to restrict here and there.

Shoutout to BigPayJonathan, be prepared to lose lots of customers and taking more losses if you decided to go down this path.
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QUOTE(Tigerr @ Mar 11 2019, 01:19 PM)
If cc cannot top up or cb removed. Then bp fate will be like wechat wallet. However, there will still be people use it for foreign exchange in overseas n AA tickets. Some may be use it for big points accumulation instead of getting cb direct from bank cc.
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QUOTE(filidon @ Mar 11 2019, 01:56 PM)
for those cannot topup, please check if you are using same CC for different Bigpay card.
if so please delete the card on one BP card and try again.

This is feedback from the CS
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I can only say "all the best" biggrin.gif
until now BigPay CS never reply to my questions.
I think most probably they don't know how to answer to my questions doh.gif
Simply implementing some new policy and never think of the consequences. And when I post a few scenario to them, they don't know how to answer. shakehead.gif
skty
post Mar 16 2019, 09:59 PM

There is only one thing I know. That is I know nothing.
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when u guys say can top up BOOST with BigPay, you guys need to tell ppl what version of BOOST app you guys are using biggrin.gif
skty
post Mar 17 2019, 06:40 PM

There is only one thing I know. That is I know nothing.
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QUOTE(ClarenceT @ Mar 17 2019, 04:52 PM)
I already confirmed receiving 5XTP on 14/3 (top up on 13/3). So I should stop using BP and SCB JOP to top up Boost. smile.gif
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bro... stay low...
skty
post Mar 17 2019, 06:45 PM

There is only one thing I know. That is I know nothing.
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QUOTE(David83 @ Mar 17 2019, 06:43 PM)
How to stay low when everybody is so excited talking or asking about it? shakehead:
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i mean the another thing.
well, its ok. biggrin.gif
skty
post Mar 17 2019, 06:48 PM

There is only one thing I know. That is I know nothing.
*******
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QUOTE(David83 @ Mar 17 2019, 06:46 PM)
The 5% + 5x TP thing on the other thread?
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nope. nvm it's ok. not many people will thought of it so I better silence myself. laugh.gif
skty
post Mar 17 2019, 07:47 PM

There is only one thing I know. That is I know nothing.
*******
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From: Klang/Shah Alam


QUOTE(Tigerr @ Mar 17 2019, 07:32 PM)
There are people scare people abuse it yet they going to announce it n teach every newbie by replying them.
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brain/mind must spin fast to adapt

QUOTE(David83 @ Mar 17 2019, 07:35 PM)
It's a free world.
Everybody can do whatever they want.
Just use it to its max! Who cares by the way!
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the art is how you maximize it and still doesn't trigger blah blah blah.

This post has been edited by skty: Mar 17 2019, 07:49 PM

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