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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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Ramjade
post Jun 19 2019, 03:23 PM

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QUOTE(angel&demon @ Jun 19 2019, 03:15 PM)
Any advantage if the card is UnionPay?  :confused:
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Easier for those visting China. Visa and Mastercard not so accepted in China.
Ramjade
post Jun 26 2019, 04:04 PM

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QUOTE(paanjr @ Jun 26 2019, 03:28 PM)
this may sound stupid but does bigpay offer lowest exchange rate than local bank when buying online with other currency than RM?
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If you looking at final amount charged in RM, yes BigPay is the cheapest until other cards start coming in (Revolut, Youtrip, Grab - all not launched in Malaysia yet but say will launch soon)

If you add in airmiles, nope. Better card exist if you want to get more value for money (by getting airmiles)
Ramjade
post Jun 26 2019, 04:22 PM

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QUOTE(peigeng @ Jun 26 2019, 04:18 PM)
So how to get the most airmile?
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That is not a topic for BP discussion.
Ramjade
post Jul 3 2019, 11:19 PM

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QUOTE(davidw89 @ Jul 3 2019, 08:22 PM)
Where do people park their excess funds? I don't think Bigpay pays interest on their transaction account.
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Bigpay is not place for parking excess funds. There are other places for it. Big pay is used
1) To get cashback from credit cards
2) Game the air miles game
3) Get cheaper exchange rate for overseas spending.
Ramjade
post Jul 7 2019, 02:43 PM

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QUOTE(knwong @ Jul 7 2019, 10:45 AM)
Possible. BigPay will charge MYR and her SG credit card will reflect unfavorable exchange rate + ~3% fee

Money changer still better rate. I use Instarem to remit. Better deal
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Avoid topup BigPay using SGD. Read my reply to you in the other thread.

QUOTE(vin_ann @ Jul 7 2019, 02:21 PM)
Off topic:
Why not ask ur sis look for e-wallet with card similar to BigPay in SG.
She come back Msia and use the card to withdraw MYR. See reasons in the reply. 

BP no presence in SG right?
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Only card which exist in SG is Youtrip.
Revolut set up office but didn't launched yet.
Graphics talk about emir Mastercard and haven't launched yet also.



Ramjade
post Jul 13 2019, 09:39 AM

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QUOTE(darth6 @ Jul 13 2019, 05:42 AM)
Is BigPay considered privacy card? Can i use it to shop in US without US billing address?
I'm trying to find something that is equivalent to privacy.com, if you have suggestions please shoot!
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I don't know what you meant by privacy card.. But kinda of like yes and no.
Yes because your real CC and debit card won't be expose. You can freeze (pause) them if you are not using.
No because is not a virtual card. Is a real card. You can only use one card and not multi cards. You can only ask for new card if something happen.

Otherwise it works perfectly fine for US shopping.
Ramjade
post Jul 13 2019, 05:27 PM

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QUOTE(acbc @ Jul 13 2019, 03:03 PM)
Anyone tried reloading BP from overseas before?
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Avoid. Not worth. Kena charged hefty exchange rate by Cambodian banks. Suggest open Malaysian bank account. Can try easy to open like Maybank virtual account. MAE.
Ramjade
post Jul 20 2019, 06:42 PM

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QUOTE(spoon2272 @ Jul 20 2019, 06:32 PM)
Hi is it cheaper to withdraw from BP  for international withdrawal or change money at the forex echange for travel?Anyone tried to compare?
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Depends on where you are going. If you are going to develop countries with high card acceptance, no brainer to use BigPay. Limit your withdrawal as they charge I a fixed amount regardless if the amount withdraw f you are going to Indon, Thailand best to just use cash.

Avoid forex exchange at airport.
Ramjade
post Jul 21 2019, 08:46 PM

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Guys may I know if UOB Yolo is eligible for cashback by topping up BigPay?

I searched and get conflicting answers.
Ramjade
post Jul 21 2019, 10:01 PM

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QUOTE(tan_aniki @ Jul 21 2019, 09:50 PM)
i also aware that the RM10k limit has been gone...
curently i already reload RM8544 this month through cc and there will be another RM1000 from Ambank True and RM600 from QMC not yet done, if the RM600 can went through after the RM1000, means they have removed the RM10k limit. Else if can't i still can throw the RM600 into next month quota as this month HLB spent too much on the RM7, total 317 X RM7 = RM2219 extra...
Use Yolo on Boost, already clarified in UOB thread.
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I got no boost and don't intend to use boost.
Ramjade
post Aug 2 2019, 08:25 AM

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QUOTE(jefftan4888 @ Aug 1 2019, 11:12 PM)
Local bank transfer coming soon!

user posted image
user posted image
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I am more interested to know how much fee for transferring back to bank account. If is free, nice feature.
Ramjade
post Aug 4 2019, 11:52 AM

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Anyone tested FCB and got cashback for BP?
Ramjade
post Aug 4 2019, 11:53 AM

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Anyone tested FCB and got cashback for BP?
Ramjade
post Aug 4 2019, 12:00 PM

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QUOTE(cybpsych @ Aug 4 2019, 11:59 AM)
yes, gotten cashback when reloaded bp at 3 July 2019.
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Was referring to those who test after 8/7/2019
Ramjade
post Aug 4 2019, 12:12 PM

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QUOTE(ClarenceT @ Aug 4 2019, 12:08 PM)
Haha you test on 31/8/19, if you see a CB on 2/9 then immediately topup.
Anyway Bigpay is an ewallet. Those in different opinion, look at the App again, QR payment and fund transfer are there, the plastic is just a tool.
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If can get cashback, want to proceed topup BigPay now and later on 31/8/2019 devil.gif

If cannot no need. BigPay MCC code is not ewallet code.
Ramjade
post Aug 4 2019, 01:25 PM

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QUOTE(zenquix @ Aug 4 2019, 12:57 PM)
looks like BigPay's numbering system may have been compromised i.e. ppl are easily guessing the numbers

think the earlier suggestion to freeze card on app until just before doing your transaction is a good practice
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Actually I think depends on where you swipe it. If normal place with cashier should be safer.

Then any online store.

This post has been edited by Ramjade: Aug 4 2019, 01:32 PM
Ramjade
post Aug 10 2019, 08:01 PM

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QUOTE(ClarenceT @ Aug 10 2019, 07:32 PM)
Coming soon. But not FOC.
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What's the fee to transfer to bank account?

This post has been edited by Ramjade: Aug 10 2019, 08:07 PM
Ramjade
post Aug 10 2019, 08:34 PM

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QUOTE(ClarenceT @ Aug 10 2019, 08:24 PM)
You know, I know - BP yet to announce it.
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I thought you know laugh.gif
Ramjade
post Aug 16 2019, 08:50 PM

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QUOTE(thankyou @ Aug 16 2019, 06:52 PM)
They are just trying to chase revolut. All want to launch in SG.
Question is who is going to be first to come to Malaysia?
Youtrip, revolut, grab and now transferwise
Ramjade
post Aug 21 2019, 03:21 PM

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QUOTE(mamamia @ Aug 21 2019, 03:04 PM)
More bigpoints effective 1 sep

[attachmentid=10302888]
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QUOTE(#Victor @ Aug 21 2019, 03:07 PM)
yay or nay? looks like top up no longer get BIG Points.
user posted image
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They double also useless. Bigpoint is essentially useless

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