Can use CC to reload into foreign currency accounts?

It need to offer top up and withdrawal feature like bp, otherwise .... it won’t as popular

For the domestic market, I think BP will still be the dominant player....

As for the prepaid multi currency card, rhb already has one....and if Forex rates are good, there isn't a big advantage in having money in multiple wallets in different currencies.....just convert and pay as you go like all normal CC/DC/prepaid.....

Another one is Curve Card based in London.
Bigpay is just a copycat.

Yes, just as some of us do currency conversion at the moneychangers when our target currency is low.....months before the trip....

Which brings us to an interesting question.....can the reverse conversion be done?....so after your trip, you have yen left over....can convert back to MYR?.....

If yes, then it brings us to the next interesting question.....we have a mini currency trading platform with low changes in our pockets.....lol

Tried it at McDonald's Thai , they insert my card into terminal without asking me to enter pin. Transaction passed through. Is that bypass pin normal?

Is it worth to use BigPay over other credit cards, if I'm just utilising it for cash back?

Yea, my friend did pick SGD during the payment in PayPal site.

End up conversion rate is higher which is no from the XE.

So i need to manually disable the Paypal auto conversion by login into my paypal account, right ?

They just make a lousy loyalty system into a rubbish loyalty scheme

well, my big points accumulates too slow to redeem any flight anyway..

seriously, i do not know as there is not much info except the flight redeem.
LoL, true, its a reward for u to spend more. well, guess its not working for me either

wanna ask if anyone using bigpay without wave function? did u guys get any free upgrade to the latest card with wave?

Hi guys
Newbie here.
Among the benefits of this card, what is your TOP 3 features that you like the most?

appreciate all your valuable feedback
=)

how is adding bigpay watermark not proper?

im not comfortable with uploading my ic online was hopping there are some offline/hardcopy method

Hi I'm curious, if I'm working in SG, I top my my big pay card with a sg card.
Then withdraw in Malaysia.

Can this be done with minimal charges?

Youtrip is the SG version of Big pay?!
Zero fees? I'll study more on this.

Never heard of grabpay MasterCard too. Thanks

Are you using this too bring SGD to Malaysia? Or keeping yr sgd?

we top up money and spend using bigpay, we will earn airasia big point. But, it seem youtrip doesn't reward any point to holder. which part is better than bigpay?

sounds like only better for those who always travel around or
Those  who earn sg dollar and spending in malaysia...

It is not any better using Youtrip compared to BigPay. Mine just sitting collecting dust in my desk

1. Credit card doesn't give points when top up
2. Can't use international CC
3. No points when spending using this card
4. Oversea withdrawal kena $5 charge

Airasia point is good if u know how to utilise it, as I only travel airasia domestically, and most of the time I book when close to my travel, so I do utilise the final call deal, which make me pay little to travel with AA

it sound you have no idea how to use a trick to earn sufficient big point to redeem airasia ticket. but never mind, non of my biz. I already redeem 2 free ticket to singapore from malaysia within less than 6 months.
about the forex, unless you are expert of forex speculator. how to you justify forex is cheap or expensive? today you saw sgd to usd exchange is low, who know, next month drop again.

1. SG banks are more "progressive" in the sense that they already recognise this kind of e-wallet reload is 'quasi-cash' withdrawal. MY banks just a matter of time they'll close this loop hole

2. BigPay allow international cc reload

4. You are just speculating that when Youtrip launch in MY they'll probably charge RM5 withdrawal

Somehow feel like damn bored with BP already, don't see much happening despite months ago the huh-hah on so many promises, new features etc. In fact, rarely have chance to use any cards nowadays, as those merchants which allow cards are likely to allow one of the e-wallets too, which of course provide more benefit than BP.

Overseas exchange rate aside, is BP really competitive enough?

(I don't consider CC cash back, withdrawal etc as features as those will end one day)

The thing is... cashback and rewards are not free. One way or another, people are paying for it - even if you might not see it directly The other players providing cashback and rewards are not printing free money for anyone. If you ask me (and a lot of analysts): it's an unsustainable business model and you will slowly see other players getting out of it. Banks were/are able to do it because they charge a shit ton of fees on a lot of ridiculous things. Other e-wallets bleed money to attract users and/or have another sustainable business to mitigate that.

BigPay allows users to save money by providing them real insights on how they're spending their money as well as being super transparent on fees. Over time, I firmly believe you can save way more by not paying fees and become more financially savvy than by just hunting cashback. Our priority is to make our users healthy, not to blindly incentivize spending.

I've been using BigPay as my only payment card for the last 3 months and I have learnt a great deal on how I spend thanks to the new analytics. I honestly think this has already saved me more in the last 4 weeks than any cashback reward could have ever given me back! But that's just me A lot of people get our app because of how much money they can save on current exchange (our main hook for now) but keep using it for all the seemingly smaller day-to-day features we provide: split bills, instant money transfers, analytics, card freeze, and so on and so forth.

As we keep adding on more features and providing good insights, people will see the long-term value of BigPay. And hopefully other financial institutions will follow suit, as it'll raise the standard for everyone in Malaysia! Building our vision takes time and we know it's not necessarily in line with the instant gratification that other players might offer. But it's a choice...

I hope that answers your message!

2 to 3% fees on credit cards on each transactions + the bad exchange rate that banks will give you + annual fees + interests... I'd rather get the real exchange rate + understand exactly how I spend and where - but that's just me!