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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance
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koala225
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Jun 10 2019, 04:42 PM
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QUOTE(digidigi @ Jun 10 2019, 04:37 PM) Because easier for them to do file keeping....haha But anyway the usage of cheque reduce a lot compare to few years ago alr I'll wait max for 10 mins. After that I'll leave and come back later. No patient waiting office boy to deposit 1 by 1 since he has a whole bag yet to deposit.
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koala225
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Jun 10 2019, 04:46 PM
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QUOTE(Tigerr @ Jun 10 2019, 04:39 PM) I know a group of people holding at least 50+ tesco member card n they whack the Raya promo till the Tesco staffs stopped them from swiping the member card.  They have their right to use member card unless they didn't make payment. Why stop them?
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koala225
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Jun 14 2019, 12:06 PM
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QUOTE(moonsatelite @ Jun 14 2019, 11:50 AM) I think a complaint was lodged before but Airasia gave tons of nonsense excuses. free malaysia today. com/category/nation/2018/03/23/airasia-accused-of-bypassing-surcharge-ban-with-processing-fee/ Try complaint at mavcom as well.
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koala225
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Jun 14 2019, 12:13 PM
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QUOTE(moonsatelite @ Jun 14 2019, 12:07 PM) Mavcom can't help as all these payment systems are handle/ routed through BNM, Mavcom serves to ensure quality/ fair practice/ consumer protection How about mdtcc and kpdnhep?
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koala225
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Jun 14 2019, 12:15 PM
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QUOTE(ClarenceT @ Jun 14 2019, 12:10 PM) it is convenience fee, not credit card surcharge. Otherwise, the can just increase all their flight charge by RM8, then those using Bigpay will get RM8 discount!  Let say convenient fee, online banking fee must be equal to credit card fee right? Seem they just found a loophole with other keywords. This post has been edited by koala225: Jun 14 2019, 12:16 PM
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koala225
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Jun 14 2019, 12:26 PM
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QUOTE(ClarenceT @ Jun 14 2019, 12:24 PM) if too strict, they can come out with fuel surcharge, cleaning fee, air-cond charge etc. Then should be refer to kpdnkk. haha.
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koala225
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Jun 14 2019, 12:35 PM
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Hi all, I know not appropriate ask in this thread but I can't found regarding import tax thread. Hope I won't be banned.
If I buy something oversea by using FedEx cost more than RM500 will I get tax. I already check the item code which is tax exempted even I had contact custom careline they also said excepted but in real life might be different. I'm worry custom still hold my parcel even tax exempted parcel for duit kopi. Anyone had any experience?
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koala225
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Jun 14 2019, 12:44 PM
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QUOTE(ClarenceT @ Jun 14 2019, 12:39 PM) Check the tariff code yourself -> Sales Tax how many %? Import Duty how many %? A.P or approval needed? I already checked it is exempted. I worry custom still hold my parcel even exempted item just for duit kopi. I don't want to split parcel because of high shipping cost around RM100. I also can't select other logistic because the website only support FedEx.
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koala225
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Jun 17 2019, 02:06 PM
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QUOTE(sms2u @ Jun 17 2019, 02:02 PM) u may try on 07 Jul 2019 and update us on Aug 2019. Nobody can confirm with u now. If u kiasu / kiasi, called maybank to ask...but, after u asked and maybank might choose to include it as ewallet. After Public credit card complaint, still have ppl want to cut all the trees? if included ,Bigpay customers will highly reduce. Are they any chances to fight back by switching mcc? This post has been edited by koala225: Jun 17 2019, 02:06 PM
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koala225
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Jun 17 2019, 02:24 PM
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QUOTE(ClarenceT @ Jun 17 2019, 02:20 PM) Maybank is the boss behind Bigpay and Boost. Same day posting if using Maybank cards right? Maybank know everything that we don't know. Maybank assign the MCC and change the descriptions, not the clients such as BP and Boost. Maybank just close one eye in the past few months, let CC users falling into the traps. Now it is time to stop their game and start charging interest if someone overuse their credit and unable to pay CC debt in full. They should keep the game going. They can earn more from late payment and finance charge.
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koala225
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Jun 17 2019, 02:26 PM
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QUOTE(MGM @ Jun 17 2019, 02:22 PM) Wow their biz will boom after this The seller might increase the charges, because no one will sell service without profit.
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koala225
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Jun 17 2019, 02:35 PM
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QUOTE(ClarenceT @ Jun 17 2019, 02:31 PM) Not because of them. No matter how many trees you can plant, Bank Negara and banks will chop down all the trees before 1/1/21. All the credit card issuers are reducing their rewards/rebate because of Payment Card Reform Framework by Bank Negara. Maybank amex cut the rebate few years back. Now they bring in again.I think It might possible to u turn again after few years seem like before.
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koala225
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Jun 18 2019, 01:37 PM
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QUOTE(ClarenceT @ Jun 18 2019, 01:31 PM) Digi has a solution. Allow CC to top up but "Money deposited into the xxxxx app via credit card cannot be withdrawn". Too little of merchant.
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koala225
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Jun 21 2019, 06:05 PM
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QUOTE(thankyou @ Jun 21 2019, 05:58 PM) Put so much effort for little money, better put your effort on job and u will get higher return after promotion.
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koala225
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Jun 21 2019, 07:02 PM
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QUOTE(thankyou @ Jun 21 2019, 06:44 PM) I don't think it's much effort to work on that... just deposit and straight to eFD... You've started 3 steps, why not just complete another 2 steps... I don't want to receive love call from BP explain why I did that frequently.
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koala225
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Jun 21 2019, 09:31 PM
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QUOTE(v2_vehooi @ Jun 21 2019, 09:08 PM) actually this action really require so much effort ? I assume it is just few click of top up(less than 30 seconds), then go to bank withdraw and deposit to same bank (if the bank next to your office lagi best). then go back use smartphone to put e-fd while you laying on bed watching adult film, only less than 1 minute. FINISH. really need lots effort ?  The banks near my town max only 1.5k. not worth for me pay rm36 to withdraw 9k. Put fd is not a problem. I'm worry I forgot to pay the card or the duration is less than a month during waiting fd maturity. Then late payment and finance charges came in. Can we top up this morning then withdraw 9k afternoon without spending? I don't want to try that. I don't believe the world have free lunch without any consequences. Good luck with that. This post has been edited by koala225: Jun 21 2019, 09:31 PM
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koala225
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Jun 21 2019, 10:35 PM
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QUOTE(digimon09 @ Jun 21 2019, 10:28 PM) just some effort for 'some' gain: [attachmentid=10268105] This is not fd. I believe this is privilege saver account. I doubt how much your account balance have to maintain to get such high interest. Assume your based is 50k. I put 50k in hlb current fd promo rate 3.9%pa, I got around monthly rm162 interest minus your withdrawal fee from BP + transport to atm your profit not more than RM20 per month. Not worth the effort to do so. I can place e fd online 6 months 3.9% without hassle. Based on previous experience hlb have monthly fd promo so the fd promo never end. No different than 12 months fd promo. The only benefit u did in scb privileged is flexible withdrawal. Keep busy for slightly higher cash than fd rate only. If very high can consider the effort. But not for me. Everyone have their choice to do it but I'll pass. This post has been edited by koala225: Jun 22 2019, 12:45 AM
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koala225
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Jun 21 2019, 11:05 PM
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QUOTE(CardNoob @ Jun 21 2019, 10:52 PM) I believe that would be OCBC 360. You can reverse calculate yourself 0.20% pa base interest on monthly average balance 1.3% pa bonus interest per category fulfilled: Deposit RM 500, Pay 3 bills and Spend RM 500 on debit/credit card. How to calculate? Seem need at least 50k to earn high interest.
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koala225
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Jun 22 2019, 11:25 AM
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QUOTE(anwa @ Jun 22 2019, 10:58 AM) You can top up in front of atm and withdraw immediately no issue. I used to top up while lining up to deposit back the money into cdm, then from cdm go atm next to it to withdraw. Repeat. I didn't realized can do it like that. Because someone used to report he/ she account banned by BP, I don't dare to do that. Thanks for clarify that.
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koala225
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Jun 26 2019, 12:00 AM
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QUOTE(alexanderclz @ Jun 25 2019, 11:40 PM) As I mention earlier on 21June thread, don't put too much effort like that. A few forumer don't believe this behaviour will cause any consequences. Now another person receive a love email. If I am not mistaken, 1 of the old forumer also having the similar case and that person is vanish long gone. Correct me if I'm wrong. This post has been edited by koala225: Jun 26 2019, 12:02 AM
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