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 Debit card, Anything about it.

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Shinichi
post Apr 14 2008, 09:26 PM

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Well imo Standard Chartered Debit Mastercard is very good... if they open few more branches in Penang I'm sure will get myself one.
Shinichi
post May 13 2008, 09:11 PM

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For MVD, can we deposit money into our account using the 16 digits card number?
Shinichi
post Jun 4 2008, 08:53 PM

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Hi all,

For PBVE, we must always maintain RM25 in the card. But if I cancel the card, where will RM25 go?
Shinichi
post Jun 5 2008, 09:02 PM

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QUOTE(goolie @ Jun 5 2008, 09:14 AM)
after u cancel ur cdebit card account, they will pay u back rm25...so everytime make sure that ur account amount should be more that rm25 if not u cannot do any transaction...

let say if u have rm50 in ur account but wan to buy something which cost rm25.01, then ur transaction will not be successed...
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Thanks David for your answer notworthy.gif
Shinichi
post Jun 13 2008, 07:48 PM

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QUOTE(Chris Smith @ Jun 13 2008, 02:45 PM)
Pretty Cool , Where to subcribe Credit Card Foc ? I mean no charge every month for the credit card . Instead of im using the Debit Maybank Card now it charge me few % of any purchase .

Thanks.
Best Regards,
Chris Smith icon_rolleyes.gif
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Hi you mean the Maybank Visa debit? I thought there we no charge for using the card? Unless you are being charged by merchant.
Shinichi
post Jul 11 2008, 01:49 PM

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Hi all,

Just read TnC from SCB:
QUOTE
10.  Cash rebate with Debit Card is only given to petrol purchases made at petrol kiosk island pumps using merchant category codes (MCC) 5541 and 5542, subject to a maximum rebate of RM100 per Cardholder per month.

11.  Only purchases made at these outlets using the Debit Card can enjoy the cash rebate. This shall apply notwithstanding any operational fault or anything else preventing the Cardholder using the Debit Card. SCBMB will not be responsible for the Cardholder being unable to enjoy the rebate as a result of the foregoing.
What MCC means? And how we know which petrol kiosks are using MCC 5541 and 5542?

Also SCB Debit Card can be used with paypal?

Thanks.
Shinichi
post Jul 12 2008, 01:23 PM

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QUOTE(roozaimee @ Jul 12 2008, 10:30 AM)
errrr..... yesterday i tried to use PBVE at shell petrol pump....

but it was rejected... wonder why eh?

is it rejected at the petrol pump?

tis is my first time use it..

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How much balance you have in your card? If balance is less than RM175, it will be rejected.
For pump at petrol kiosk, they will deduct RM150 from you card first until the bank receive statement from the petrol station only credit back your amount. The other RM25 is the minimum balance you need to maintain in your card or else you card could not be used.
Shinichi
post Jul 12 2008, 02:54 PM

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Hi all,

Is the following Debit cards only eligible for TARC and UTAR student?
http://www.pbebank.com/en/en_content/perso...aster_utar.html
http://www.pbebank.com/en/en_content/perso...aster_tarc.html

I read the requirements but it doesn't seem to mention only TARCian or UTARian are able to apply?

Shinichi
post Jul 13 2008, 12:10 PM

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QUOTE(roozaimee @ Jul 13 2008, 10:12 AM)
owh.... that must be prob at the pump station....
my balance is more than rm175...

btw, how long it takes to refund the rm150?

is it happens whenever i go to different petrol station?
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Hmmm then I'm not sure why your card was not accepted. Have you tried with other petrol station? I previously used my PBVE without any problem when pumping petrol.

For RM150 deduction, this is what I get from MBB Visa Debit FAQ and I believes it applies to all DC or CC.
QUOTE
Petrol transaction at the pump (outdoor) – Pre-authorization amount is RM150 but some petrol operators    allow the cardholder to select the amount at the pump. Pre-authorization amount will be charged to    customer’s banking account during the fill-up. The pre-authorization amount will be reversed back and the    actual filled-up amount will be charged to customer’s bank account once the bank receives the actual
    filled-up amount from the acquiring bank. Average pre-authorization holding day is 3 days.
This post has been edited by Shinichi: Jul 13 2008, 12:11 PM
Shinichi
post Jul 13 2008, 10:02 PM

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QUOTE(roozaimee @ Jul 13 2008, 08:54 PM)
woah..... finally can use it.... easy loh, no more walking n Q to pay , even i just ride a bike  tongue.gif

...... btw, it was RM200 for authorized deduction.... hope it will refund ASAP....
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RM200 for deduction? This is new to me. Maybe banks have revised this.

This post has been edited by Shinichi: Jul 13 2008, 10:04 PM
Shinichi
post Jul 14 2008, 08:32 PM

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Any StanChart eSaver user here? How's the 7% rebate work? Does it limited to certain brand of petrol?
How about ATM cash withdrawals at StanChart ATMs? Will there be any charge?

QUOTE(roozaimee @ Jul 14 2008, 07:58 PM)
cant use PBVE today at different places....
must because of the autorized charge yesterday....

hope i can use it again after it will be refunded..... sweat.gif


Added on July 14, 2008, 7:59 pm
errr........... may i know, what is interchange fee for? sweat.gif
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I think you should call the bank and check with them.


Shinichi
post Jul 15 2008, 10:23 PM

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QUOTE(mi_kit49 @ Jul 15 2008, 05:31 PM)
From what I read in TnC, rebate not limited to certain brand of petrol.

For cash withdrawals,
RM8 per annum for ATM card fee. Unlimited ATM withdrawal(up to RM3,000 per day) and Over the Counter access.
RM1 service fee will be charged for cash withdrawals made at the ATMs of HSBC, OCBC and UOB.
RM12 service fee will be charged for cash withdrawals made at oversea/by using Maestro ATM network
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Hi kit,

Thanks for your reply. So you tried to pump petrol at just any petrol station before? Did you get the 7% rebate?

And I still do not get what they mean by merchant category codes (MCC) 5541 and 5542 rclxub.gif
QUOTE
10.  Cash rebate with Debit Card is only given to petrol purchases made at petrol kiosk island pumps using merchant category codes (MCC) 5541 and 5542, subject to a maximum rebate of RM100 per Cardholder per month.

11. Only purchases made at these outlets using the Debit Card can enjoy the cash rebate. This shall apply notwithstanding any operational fault or anything else preventing the Cardholder using the Debit Card. SCBMB will not be responsible for the Cardholder being unable to enjoy the rebate as a result of the foregoing.

12. This promotion is only applicable to customers who sign up for e$aver account within the promotion period. 

Shinichi
post Aug 12 2008, 11:54 PM

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QUOTE(he-sham @ Aug 12 2008, 06:21 PM)
Standard chartered debit mastercard cannot do online transaction/paypal yet... i have tried it... cannot... i also tried to pay celcom bill at their cash deposit & card kiosk using the debit card...it was also rejected....but for petrol its good becoz got rebate...

but for eonbank pavilion prepaid, can be used at celcom kiosk...

publicbank visa electron can be used to verify paypal....
*
rebate for any brand petrol?
Shinichi
post Aug 17 2008, 02:21 PM

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QUOTE(wenjie86 @ Aug 17 2008, 10:04 AM)
why dont u use Ambank Debit card..?

Can use for verify PAYPAL..

Can use for online shopping..

CAn use for Online Betting..

can use for Pump Petrol...

But.. the cons..

EVERY MONTHS CHARGE RM5 T_T for service charge!!

One year.. RM60 T_T
*
Why not use PBVE, its cheaper with RM24 annual fee...


Added on August 17, 2008, 2:21 pmGuess all those free Debit card out there cannot be used for Paypal...

This post has been edited by Shinichi: Aug 17 2008, 02:21 PM
Shinichi
post Sep 15 2008, 11:52 PM

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Someone posted this:
http://forum.lowyat.net/topic/792491

Tried to search web but could not find more details of the card...
Shinichi
post Sep 16 2008, 08:29 AM

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QUOTE(kumarr @ Sep 16 2008, 05:41 AM)
Y don u contact direct with te bank n ask further details u need bout it???
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Simply due to I prefer to get info from others first smile.gif
Shinichi
post Sep 23 2008, 09:13 PM

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QUOTE(Putraskyline @ Sep 23 2008, 09:07 PM)
I'm going Alliance bank for Platinum debit card. Need to deposit 20k drool.gif
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Is the Debit card links directly to the money in your deposit?
Shinichi
post Oct 14 2008, 08:27 AM

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QUOTE(keith_hjinhoh @ Oct 13 2008, 11:38 PM)
The new Citibank Debit & ATM Card.

Zero annual fee!

Anyone tempted?
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Any more info for this? What are the benefits and TnC for it?
Shinichi
post Oct 18 2008, 12:49 PM

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QUOTE(N33d @ Oct 18 2008, 12:48 PM)
anyone here knows whether PB TARC debit mastercard support online transaction or not? like paypal verification or purchase books at amazon
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no it doesn't support paypal.
Shinichi
post Oct 31 2008, 08:27 AM

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QUOTE(kumarr @ Oct 31 2008, 04:24 AM)
But there chances to postpone up to early next year also right as no fix date given them what! rclxub.gif
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I guess because of MVD is free without any fees, therefore they might not implement online support.

Btw, are there any free for life debit card in Malaysia that can support online transaction?

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