as far as i know, its al rajhi. but its not a debit card. its kind of an atm card but has the facilities of Visa electron. so in other words, its a debit card.

if compared, it seems to me that its more expensive. PB visa only 24bucks a year. but can be waived if u spend more than 1200bucks a year. which im sure i can.haha

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Added on June 16, 2007, 5:38 am read through that blog. but still , the nexg card aint attractive enuff. sticking back to my PB visa electron. haha...thanx neway.

This post has been edited by influenza04: Jun 16 2007, 05:38 AM

dude, the debit card doesnt have wave. its only the i-Charge card got wave. haha...thats a credit card. makes a whole lot difference.

hmm...but then yeah....i saw the card. the design kinda nice. but then...need to pay the annual fees wor. rm20 wor. i use PB visa electron, annual fees of rm24 is waived if i used around rm1200 wor. see the difference? coz i know i'll surely use more than rm2k each year. so i no need pay any annual fees at all. but PB is not a like savings account lo, dun gv interest.

but after much consideration, i think PB is still better even if the word electron is there. anyway, aiyah...jz admit its a debit card lo. student ma. wait till work only get credit card lo. haha...anyway, for affin, they gv u interest same like a savings account. but count here and there, still cant justify with the rm20 annual fees.

btw, watz the interest rate for affin bank savings account?

for that, guess u gotta checkout the nearest affin bank. but then, using affin very inconvenient. in my town, jz got 1. their branches are soooooooooooooo limited that some major towns also dun even have a branch when there's a hsbc instead. if got hsbc, means that town is very ~considered BIG~. hahaha...if u travel often, maybe the affin card is good. but if for those who just using day to day expenditure, guess the PB visa electron is better gua. haha...

btw, anyone ever tried b4 that the cashier say visa electron cant swipe? that cashier mz be dumb if that fella ever say that. just call the manager . case solved. hahaha

i duno ar. but im mainly using to buy petrol wor. anyone can call their card center?

###Can't use any debit card at TM Point###

there's no point using card at telekom. haiz...got money also dun wan.

ermm...using PB visa electron, but cant seem to bank-in money using the machine ar. anyone facing same problem?

ermm...hmm...pb visa electron lo. 0.5% for each RM spent oh...lol...too bad jz retail purchases only

lastime i got mine around 1 and a half weeks after i bank-in the money. they send letter then go bank and collect lo. but i waited around 2-3weeks for the password to reach me. haha...

i went to see it. the card looks pretty . well, anybody using it? i tried to search for FAQ but dont have. juz wanna know whether do they have annual fees?

*got it, its RM8 p.a.. accordingly, u can get the card at any branch. even on the same day if stock is available for it. well, u might need to wait for the permanent embossed card with your name on it im thinking of switching to it from pb visa electron. but then, due to their number of branches, im still thinking about it.

hmm...main reason wanna get is becoz the card looks good.



This post has been edited by influenza04: Jan 22 2008, 02:07 PM

yeah...seriously yes. i was giving that a thought also. becoz i very seldom see stanchart banks/atm around. unlesss in major towns. the nearest to me...isnt very convenient. not on my way to kl also

but then again...the card design looks wayyyyyyyyyyyyy better than PB VE. well, at least with PB VE i get back some money instead of paying annual fees.

hey, but if i put in 500 bucks, how much is the interest that i'll earn? since u said different amounts = different level = different interest %

so whats with 500? anybody checked it out yet?

ermm...whatz the bonus interest? added into it?

yeah. they said can use it overseas too. but then, u must notify the bank because if not, they'll think its an illegitimate transaction as u didnt tell the bank which country you're going to.

weeeeeee...i know that telekom doesnt accept debit cards for the bill payments. reasons unknown. but jusco and so on all accept. jz only encountered telekom.

actually i have two cards. 1 is from al rajhi bank n the other is PB visa electron. well, i used the al rajhi 1 n it was ok. becoz b4 that havent gotten hold of PB visa.

well, i havent encountered such a problem before. i just put in all the details and...ala kazammm...settle.
or maybe u can try calling the al rajhi call center to ask what the matter
their call center is kinda good...

do u get back any money on purchases? but u gotta gv an annual fee of RM8 rite?

refer to post #1
just created a segment
cheers...others please share, where can't use debit card
coz i just experienced at telekom only

wah...they cap ar? actually true also...but PB visa electron cap even more. haha...thats y for fuel i use cash.
well...with the interest rate they're giving me, i can easily cover the RM8 annual fees within a month or 2. lol...

but then...hmm...prefer to stick to PB VE...more benefits for me. or maybe use SC's mastercard

what interest rates does other banks offer? anybody knows? well, im gonna close my al rajhi bank account soon. its idle. so its useless.

since i already have public bank visa electron and also standard chartered bank e-savers account.