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 Debit card, Anything about it.

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TSinfluenza04
post Jan 16 2009, 02:00 AM

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QUOTE(DaViDcHiN @ Jan 16 2009, 01:44 AM)
Which one is the best? In terms of cheapest annual fees and other limitation?
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well, based from feedback.. ppl say stay away from nexg and also tune money wor. but personally, i use public bank's visa electron. not bad. RM21 annual fees. but it'll be waived if u charge RM1200 or 1100 per year. then you'll get 0.5% cash back. but go try alliance banks debit card. i might get it too. 2% cash back and also they offer interest of 1.5% for the money in ur account. and the cards looks gorgeous. i really wanna go get it and close my public bank 1... but wanna see their TnC 1st. will update you all if there's a request.
TSinfluenza04
post Jan 16 2009, 12:49 PM

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hey, thanks for your info. wow... but need 20k or 200k.. haha... thats alot. but saadiq now only available at TTDi rite?
TSinfluenza04
post Jan 16 2009, 07:10 PM

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i wonder when only got new saadiq branches at other places. their products seems very attractive besides their debit card.

but for now, im more interested on the alliance bank debit card. i'll jz go for standard 1.
TSinfluenza04
post Jan 16 2009, 11:42 PM

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QUOTE(cshong @ Jan 16 2009, 09:12 PM)
Everytime I book genting using PB Visa Electron.

Check whether you have enrolled for 'Verified By Visa' for your Visa Electron or not. If you haven't enrolled it, you will fail in all internet transaction. You must enroll by going to public bank website and click on 'Verified By Visa' logo to enroll.
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well, recently i didnt book any rooms for genting. but yea, i have applied for verified by visa thingy. well, thats why now i just buy gsc tickets online.

btw, i jz went to read abt alliance banks debit mastercard. well, it seems that it cant do any online transactions. NOT AT ALL!!!! nod.gif
TSinfluenza04
post Jan 17 2009, 02:34 PM

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actually to do online booking and transactions, better use public banks visa electron. considering yearly fees will be waived with purchases of more than rm1100 or 1200. so its a good deal rite? n cash-back 0.5%
TSinfluenza04
post Jan 17 2009, 02:58 PM

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QUOTE(Edison83 @ Jan 17 2009, 02:57 PM)
WELL, THX
so annual fee for pb visa debit is just RM20+,it will be waive if spended certain amount am i right?
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yeah. ur correct rclxms.gif
coz i already used it for over 1 year. they waived my annual fees.
TSinfluenza04
post Jan 17 2009, 10:46 PM

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i told 1 year ++ rite? huh? 2nd year its not waived meh? hmm... nvm... later go call CS tongue.gif
TSinfluenza04
post Jan 17 2009, 11:20 PM

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QUOTE(eric.tangps @ Jan 17 2009, 10:58 PM)
Fee Waiver

Apply for the PB Visa Electron Debit Card today and upon approval, the First Year Annual
Fee of RM24 is waived!
Supplementary Card/s issued will also enjoy a similar offer.

PRINCIPAL CARDMEMBERSHIP ANNUAL FEE: RM 24
SUPPLEMENTARY CARDMEMBERSHIP ANNUAL FEE: RM 12

Subsequent years waiver will be based on yearly usage.
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hmm... is it that if i use a certain amount then it'll be waived? any link to it? yeah... coz lastime i remembered is use 1000 over and get it waived... anyone else can confirm?
TSinfluenza04
post Jan 19 2009, 12:33 AM

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not sure wor. but u can call their customer service lo. use too many cards can go crazy la. hahaha
TSinfluenza04
post Jan 19 2009, 02:09 PM

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yeah. u shud get 1. but waiting time is pretty long ya. like many have experienced, waiting time is around 2weeks to a month. hahaha... but given the fact that they're issuing an embossed card, so well, its ok wink.gif
TSinfluenza04
post Jan 20 2009, 09:24 PM

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i think only so far eon bank has it gua. ish...
TSinfluenza04
post Jan 20 2009, 11:09 PM

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i agree. the design is less appealing. they shud improve design then might even get more business smile.gif
TSinfluenza04
post Jan 20 2009, 11:48 PM

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QUOTE(David83 @ Jan 20 2009, 11:12 PM)
Which design is worse? The cherry card from MBB or PB VE?
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cherry looks worst.... but maybe i should say, PB VE should improve on their design. hahaha..

QUOTE(cshong @ Jan 20 2009, 11:27 PM)
Why you people care for the design? The most important things are it can be inserted into the card terminal or not, and the features of the card, not the design.

If the design of a credit/debit card is beautiful but it is missing the wanted features, then it is useless.

If you people can use the card anywhere then it is already good enough.

Please remember that you are just choosing the card, not choosing the shirt.

Does the design of the card bring any benefits to you? Or, does the design bring extra features to the card?
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well... no matter what, design still plays a big role. hahaha... icon_rolleyes.gif
this applies for everything tongue.gif
if a cars design is bad but feature-packed, will the masses buy compared to a less feature-packed car but with really good design.?
TSinfluenza04
post Jan 22 2009, 02:02 PM

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QUOTE(SeLrAhC @ Jan 22 2009, 02:16 AM)
huh? is that some kind of contest? or reward program?
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just a reward program. PB VE offers 0.5% cash-back on items purchased. so it solarwing said his mum got rm200 back, if i din calculate wrongly, his mother spend rm40,000. hahahaha

0.5% of 40k is 200 rite?
TSinfluenza04
post Jan 23 2009, 01:14 AM

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QUOTE(solarwing @ Jan 22 2009, 09:47 PM)
Did i said before? where is it?  hmm.gif
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oppps... sorry. my bad. is cshong sweat.gif
TSinfluenza04
post Jan 25 2009, 02:19 AM

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yeah. generally saying... maybank debit card can't do any online transactions. haha... change to public bank lo

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