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 Debit card, Anything about it.

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bingozero
post May 28 2009, 10:54 AM

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QUOTE(nanakopy87 @ May 28 2009, 10:39 AM)
i see....they will tell me what to do also right???
online banking for debit caard oso need to apply?its not automatically 1?
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Ya, you need to apply and fill up the form when you request for online banking.
bingozero
post Jun 10 2009, 08:33 AM

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QUOTE(cshong @ Jun 9 2009, 11:29 PM)
Have anyone tried the newest VISA debit card by Public Bank? It is called PB Day2Day card. Look here: http://www.pbebank.com/en/en_content/perso...s/visa_d2d.html
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This Day2Day debit card accept online shopping.
Some more annual fees is cheaper than Visa Electron.

This post has been edited by bingozero: Jun 10 2009, 08:33 AM
bingozero
post Jun 15 2009, 08:14 AM

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I want to apply Public Bank day2day Visa debit card, should I cancel my Visa Electron?
bingozero
post Jun 16 2009, 09:44 PM

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To all Visa Debit card user, you have a chance to win a Perodua Myvi when you spend RM20 on your Visa Debit card.
For more information click here

This post has been edited by bingozero: Jun 16 2009, 09:48 PM
bingozero
post Jun 18 2009, 08:18 AM

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QUOTE(hurtedheart @ Jun 17 2009, 09:11 PM)
thanks for the info. by the way, what does the '6-digit approval code' refers to? where can I find it?
thanks smile.gif
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I think the 6-digit approval code is call to the credit card customer service to get it.


Added on June 18, 2009, 8:19 am
QUOTE(MNet @ Jun 17 2009, 09:42 PM)
standard charter not on list. rclxm9.gif  rclxms.gif  thumbup.gif
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Standard Charterd Debit card is using Master not Visa.

This post has been edited by bingozero: Jun 18 2009, 08:19 AM
bingozero
post Jun 18 2009, 04:57 PM

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QUOTE(StupidZ @ Jun 18 2009, 02:36 PM)
Any PB Day2Day Visa Debit Card user here?

Interesting to know whether this card can be used for Paypal verified.
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Ya, it can verified by Paypal and also use for online shopping.
bingozero
post Jun 18 2009, 09:29 PM

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QUOTE(hurtedheart @ Jun 18 2009, 08:55 PM)
huh? Have to call to request for the code? Why is it CREDIT card customer service? doh.gif
Because debit card is under credit card section, so call the PB card service.


Added on June 18, 2009, 9:33 pm
QUOTE(xXAaronXx @ Jun 18 2009, 08:31 PM)
I applied it since last friday. The site tat I wanna buy from ask me for name printed on the card but there are no name on it.
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Just type your full name that printed at your passbook.

This post has been edited by bingozero: Jun 18 2009, 09:33 PM
bingozero
post Jul 22 2009, 01:59 AM

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QUOTE(3536837 @ Jul 22 2009, 01:54 AM)
damn it debit card !

once u lost ur wallet , u lose the debit card , u lose the debit card , greedy person will take ur debit card to shopping and u lost ur money !
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So you must take care for your debit card blush.gif Anything happen just call cs to terminate your card.
bingozero
post Jul 22 2009, 06:09 PM

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QUOTE(DapRocket @ Jul 22 2009, 04:36 PM)
normally when u use the debit card, they need ur personal pin
number in order to purchase somethin... i guess its like that..
But why don u go for prepaid card,.. Ambank NextG prepaid card
gv many benefits.. pm me la if interested... smile.gif tongue.gif tongue.gif
it can be use at any petrol kiosk.. BUt debit card cannot..
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Most of the debit card can swap at pump petrol, no need to to counter and swap.

QUOTE(ayil @ Jul 22 2009, 04:45 PM)
put a limit to your debit card account, or else just call ur bank and ask to freeze all account inside it.
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Standard Chartered debit card don't have this features to set your purchase limit, cs say that they will improve this service.

This post has been edited by bingozero: Jul 22 2009, 06:12 PM
bingozero
post Jul 22 2009, 10:14 PM

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QUOTE(DapRocket @ Jul 22 2009, 10:06 PM)
wao... is it true.. i am using maybank debit card and also this tune card,. i dunno why at petrol station cannot use er... really weird.. hehe... biggrin.gif biggrin.gif according to people, they say because debit cards use pin code..
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You should maintain minimum balance before you swap the card at petrol pump. If not mistaken it is RM250
Bank will hold RM250 and then refund the balance to you after 3 or 4 days.
Pin provide for you is to check and withdraw balance at the ATM.

QUOTE(Edison83 @ Jul 22 2009, 10:12 PM)
The reason ppl dont swap at pump using debit coz the bank will hold ur RM200 for 2 days....

On the otherhand

I applied CIMB eMasterCard (debit card) on 11 July and i get my card today! (7 WORKING DAYS ONLY)
Far more better than apply Public Bank Visa Electron which took me 3 week.
I applied online at saturday night.
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Thats the condition while you want to use your debit card to buy the petrol biggrin.gif
Public bank take longer to approve their debit card, don't know why hmm.gif

This post has been edited by bingozero: Jul 22 2009, 10:36 PM
bingozero
post Jul 22 2009, 10:51 PM

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QUOTE(DapRocket @ Jul 22 2009, 10:37 PM)
oh like that...  biggrin.gif  okey okey..... a bit of problem ler... prepaid card i guess don hv this conditions..
reload and use how much u reload.. haha.. don need to worry about maintaining the balance er.. smile.gif
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Each debit or prepaid card have different condition, make sure you read the T&C before you going to apply or use biggrin.gif

This post has been edited by bingozero: Jul 22 2009, 10:51 PM
bingozero
post Jul 22 2009, 11:05 PM

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QUOTE(nanakopy87 @ Jul 22 2009, 10:53 PM)
i tot MBB is deducting RM200 instead of RM250 when you use it in petrol station?
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Remember last time use my debit card to pump petrol it deduct RM250 since the petrol price at RM2.70 per litre.
Now the petrol price drop to RM1.80, they deduct the authorize charge.
No longer use debit card so don't know the exactly amount of authorize charge blush.gif

QUOTE(DapRocket @ Jul 22 2009, 10:56 PM)
yeap... i am quite sure of prepaid card but not the debit... hehe... biggrin.gif biggrin.gif
anyway thanks a lot....  notworthy.gif 

normally we just buy it and use it not like credit card coz we scared how much we use we also dunno..
and if there is a interest charge... GONE CASE>.  shakehead.gif  hehe..
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Thats why they print the receipt for customer copy and online statement to keep track your money. smile.gif
I don't think debit card got interest charge, if you say service charge, its depend on the merchant.
You ask for the cashier is that any service charge if you want to pay with debit card. nod.gif


This post has been edited by bingozero: Jul 22 2009, 11:14 PM
bingozero
post Jul 23 2009, 12:18 AM

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QUOTE(Edison83 @ Jul 23 2009, 12:12 AM)
hmm, i was wondering, wen purchase stuff from internet, on the name place, should i put the name on the card or my real name (As on IC) that i use to register?
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Put the name that printed at the card.
bingozero
post Jul 23 2009, 12:57 PM

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QUOTE(Edison83 @ Jul 23 2009, 12:14 PM)
hmm, can the debit mastercard/Visa need a minimum amount inside? or can pakai till RM0?
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For Public Bank Visa Electron or ING Master card, both account should maintain minimum RM25, thats mean you cannot swap if your account have RM25 balance.
I am not so sure about other debit card.
bingozero
post Jul 24 2009, 12:04 AM

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QUOTE(Azlan96 @ Jul 23 2009, 11:05 PM)
Can I ask, what is the minimum age to apply for a Debit Card? Because my friend in the UK who is the same age as me (13) already have a Debit Card. Which bank here have the lowest minimum age to apply?

EDIT: Nevermine, i found a Debit Card that is really suitable for me http://www.molfreedom.com/default.aspx
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Public Bank Visa Electron minimum requirement is 12 years old, same with Day2Day debit card.
http://www.pbebank.com/en/en_content/images/debit.pdf
http://www.pbebank.com/en/en_content/images/d2d_benefits.pdf

This post has been edited by bingozero: Jul 24 2009, 12:05 AM
bingozero
post Jul 24 2009, 08:21 PM

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QUOTE(Vistaril @ Jul 24 2009, 07:57 PM)
How about for Public Bank D2D card? Need parents to open account? Or yourself only age from 12 to 17.
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No need bring your parent to open a account, minimum requirement is 12 years old.
bingozero
post Jul 24 2009, 09:07 PM

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QUOTE(Gen-X @ Jul 24 2009, 08:40 PM)
Well, I had to sign the application for my son's PBB Visa Electron as he is under 18.
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My bother open a PBB Day2Day account as he is 17 year old, no need sign by my parents smile.gif

This post has been edited by bingozero: Jul 24 2009, 09:07 PM
bingozero
post Jul 24 2009, 09:20 PM

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QUOTE(Gen-X @ Jul 24 2009, 09:16 PM)
can he sign up for online account? My son can't for his Visa Electron.
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He didn't sign up for online account since he had passbook.
bingozero
post Jul 25 2009, 09:26 PM

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QUOTE(stormy @ Jul 25 2009, 09:08 PM)
i wanna ask something here,
is there any debit card that can use online banking features [for viewing debit cards statement online]  without having a bank account?

from what i know ambank nextg didn't provide online banking.. you have to open a bank account,  which minimal deposit is rm200.
oh and one more thing, about the maybank cherry visa debit card, do i have to possess a maybank bank account to apply for this?
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Public Bank Visa Electron can use online banking and minimum deposit is RM25.
For Maybank debit card, you must open a saving account and then you will get a maybank cherry visa debit card, minimum deposit is RM250.


bingozero
post Jul 25 2009, 09:38 PM

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QUOTE(stormy @ Jul 25 2009, 09:32 PM)
sorry, im just asking for confirmation. do i have to open a public bank account for using PB visa electron online banking features? are you saying that deposit is for making a new bank account or deposit for the debit card?

quite confused here rclxub.gif
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For PB Visa Electron, no need Public Bank account also can apply. Thats mean just debit card, no saving account.
RM25 deposit to your Debit card account, not saving account.

And also the Public Bank Day2Day debit card is link to your saving account. You may open a Basic saving account at Public Bank which minimum deposit RM20 and then you can apply for Day2Day debit card.



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