LOL ! It's been corrected

Too far away Going to KL alone with take me 2 hours 30 minutes by MAS/Air Asia

Sabah But thanks anyway

This post has been edited by MilesAndMore: Oct 7 2009, 07:25 AM

I'm currently using HSBC VISA and HSBC Mastercard. Used to use CIMB Mastercard, Maybank AMEX and AMEX Green Charge Card.

Actually this rule applies to all credit/charge cards issued by any banks in Malaysia. It is a rule set by Bank Negara Malaysia. Just that the bank will not tell you about it. All Malaysia issued credit/charge cards have a limited liability of RM250 only, if proven to be a fraud.


No. Yours should be the Public Bank Day2Day VISA Debit. The one below. PBVE doesn't come with a savings account. Even if you already have a savings/current account with Public Bank, the PBVE will not be linked to your savings/current account.


And please refer to the post below. It was posted in the previous page directed to you.
This post has been edited by MilesAndMore: Oct 7 2009, 09:53 AM

Sure sure


What kind of "certain websites" are you talking about ? Like porn ? If you are talking about online subscription to access websites such as certain fee paying news portals that required you to pay a monthly fee then yes. You can. But if you're talking about porn, then i don't know

This post has been edited by MilesAndMore: Oct 8 2009, 12:06 AM

You are using Public Bank VISA Electron correct ? Yes. You can. The annual fee for PBVE supplementary card is RM12/pa. Yours is RM24/pa but will be automatically waived if you charge more than RM1000 into your PBVE in a year. You need to call their credit card centre if the annual fee for supplementary card can be waived too.

This post has been edited by MilesAndMore: Oct 8 2009, 01:16 AM

Alright. Then may be you can try to subscribe yourself then come back here and update us whether you have succeeded or not

Erm ... i'm not too sure about that. Because for credit card, the principle credit cardholder is fully liable for whatever is charged to the supplementary card(s). But since this is a PBVE and you can't use more than what is in your account, i guess it should be alright

For my PBVE last time ? No. I did not.

Yes. A lot of them here.



No. You will not be send any statement unless yours is a current account that comes with monthly statement.



For Kawanku Savings Account, Savings Account-i, Basic Savings Account and Basic Savings Account-i, the minimum amount must be kept inside your account is RM1. Kawanku Savings Account is the most common account and i bet most Maybank users are using that account.

There is also Golden Savers but the minimum balance is higher. Current accounts also each bear different minimum balance.



Yes. You just need to deposit money into your bank account and you're good to go. The pre-set spending limit per day is RM500. The maximum spending limit per day can be as high as RM5000 and you can change the spending limit anytime via any Maybank ATM.



No. But the normal ATM rules apply. Click the picture below.




This Maybank Cherry VISA debit card will normally use the VISA platform and not MEPS/Bankard. So you do not enter any PIN and just sign the receipt the cashier will give to you when you swipe your card.



Pre-authorization is applicable on petrol purchase and the amount hold is actually RM200. Last time it was RM150 but has since changed to RM200.



Right after you receive the card, you will need to change your PIN number over any Maybank ATM. If you wish to use the card overseas, you need to activate the overseas flag also via the ATM. And if you want to use it for online transaction, you need to register for M2U and MSOS. Just get a Maybank Cherry VISA debit card brochure from any Maybank branch and the instruction is clearly stated there.



RM1. For Petrol, you need to make sure you have at least RM201 when you make the transaction.

Tune Card is a very bad prepaid card, in my opinion. There are so many prepaid/debit cards on the market now, ditch Tune Card and switch to those cards offered by real banks. Are they still charging you RMx.xx when you top up your Tune Card now ?

Well, no reason for you to keep it then. Many prepaid/debit cards offered by banks do not charge a cent when you make deposit into the card.

This is a GREAT news. Just a few days ago tiger63 said Maybank is about to introduce a new debit card and he was right

One question though ? Who will be qualified for this Platinum Debit Mastercard ? And how does the card look like ? Any picture yet ? I can't seem to be able to find any on M2U. And what does it mean by "offered only to the Bank's premier conventional and Islamic savings or current account holders" ? What kind of conventional/Islamic savings account is considered as premier account ?




This post has been edited by MilesAndMore: Oct 10 2009, 01:01 AM

It works like a credit card. If you're a credit card user and track your spending online you will know that it always takes a few days before the charges appear in your online banking account. You do not have to worry for Maybank. They will definitely deduct the amount swiped from your savings/current account

Easy. Call them up. Problem solved

You can choose either the annual fee free option or to pay RM8 per annum for unlimited cash withdrawal at any Maybank ATM. For the annual fee free option, you are given 4 free withdrawals per month. Any subsequent withdrawals will be charged RM0.50 each time unless you still have RM5000 in your account when you made the 5th or 6th (and so on) withdrawals then the RM0.50 penalty will be waived.

It has to be done manually at Maybank.



It is a reply i get from Maybank online customer care. A cropped screenshot from my GMAIL.


Maybank no longer issues the old ATM card (the black and yellow one). VISA debit card is now also the ATM card to access your fund in Maybank via ATM, which is why it is called ATM-cum-VISA debit card.

The bank charges for the newly launched Maybank Platinum debit Mastercard is exactly the same as the old ATM card and the Cherry VISA debit card. The RM8 is optional.



What are you talking about ? They did state clearly in their website that the Cherry VISA debit card is annual fee free. Click the link here > Maybank VISA debit card charges

What is not mentioned in that page is about the optional RM8 annual fee for unlimited withdrawals.


It's an art. It is a design and there is no true explanation to art.

This post has been edited by MilesAndMore: Oct 12 2009, 06:31 PM

Yes. The conversion fee is RM12. But you can only apply for the Platinum debit Mastercard provided your account is eligible for this card. The information on their website regarding which account is eligible for this Platinum debit card is a bit vague. It did mention both Savings and Current account and then if you read further, only Premier accounts are mentioned. Among the Premier accounts offered by Maybank are Maybank2u.Premier, Premier 1 Account, Premier Mudharabah Account-i and Premier Club Account.


Nidz most likely won't be eligible if he only has a regular savings or current account. Currently all Maybank account holders are using either the old MEPS ATM card or Cherry ATM/VISA debit card. If he has a Premier account and is currently using the old MEPS ATM card or Cherry ATM/VISA debit card then he will be eligible to upgrade to the new Platinum Debit Mastercard.

This post has been edited by MilesAndMore: Oct 12 2009, 07:38 PM

Oh ... then you are eligible then. Yes. You need to pay RM12 for the card conversion. And when you do, please ask the staff how much is the ATM cash withdrawal limit for this card per day. The current Cherry ATM-cum-VISA debit card maximum withdrawal limit over the ATM is RM5000 per day. Since the maximum purchase limit for this card is RM10,000 per day, i wondered if the cash withdrawal limit per day is also RM10,000. Thanks lot

The RM8 annual fee only came into effect in March this year and they did not update their webpage. You can read the full press release here > Maybank ATM Charges. Bear in that that the RM8 is optional and i will definitely not pay for it and i will also make sure Maybank will not be able to charge me the RM0.50 penalty

And the screenshot attached in post #2563 explained clearly about the applicable Maybank ATM/Cherry ATM-cum-VISA debit card charges.

This post has been edited by MilesAndMore: Oct 12 2009, 09:09 PM