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Samsung Pay Unofficial Discussion Thread V2
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coo|dude
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Apr 23 2019, 01:11 PM
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QUOTE(#Victor @ Apr 23 2019, 11:04 AM) went to McD, having issue with Samsung Pay again... tap using MST get Invalid Transaction error while using payWave get DO NOT HONOUR error with multiple tries. end up using physical card that registered in Samsung Pay (lucky i bring out to try this time) success in single tap using payWave. Can conclude that Samsung Pay is not reliable nowadays even at published merchant partner - McD with 1 success out of 10 times or just me?   Which cc are you having issue with?
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joshhd
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Apr 23 2019, 02:32 PM
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QUOTE(#Victor @ Apr 23 2019, 11:04 AM) went to McD, having issue with Samsung Pay again... tap using MST get Invalid Transaction error while using payWave get DO NOT HONOUR error with multiple tries. end up using physical card that registered in Samsung Pay (lucky i bring out to try this time) success in single tap using payWave. Can conclude that Samsung Pay is not reliable nowadays even at published merchant partner - McD with 1 success out of 10 times or just me?   I will only encounter this issue when it reaches my debit/credit card contactless transaction limit. Example I'm using Public Bank debit card for my Samsung Pay, and their limit is 9 times. I need to use PIN to reset the contactless transactions threshold limit. If you don't want your Samsung Pay transaction to fail like this, I recommend you guys to use Maybank MAE (it will only fail when there's insufficient credit). Its easy to sign up, and you can get to use Maybank VISA card number within minutes of sign up. So just use that Visa card and add card into Samsung Pay, and since then, I make Samsung Pay transactions won't get rejected unless I have insufficient balance on Maybank MAE, and I never use my existing Public Bank debit card for Samsung Pay anymore cuz I don't want transaction to fail and I don't want to bother that contactless transaction limit. But each transaction is limited to RM250 only.
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PJng
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Apr 23 2019, 02:37 PM
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Never have issue on my CIMB card Even a day spend RM800 with 5 trans did not fail
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SUSDavid83
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Apr 23 2019, 02:38 PM
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QUOTE(PJng @ Apr 23 2019, 02:37 PM) Never have issue on my CIMB card Even a day spend RM800 with 5 trans did not fail CIMB is the best card. Citibank starts to fall down.
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#Victor
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Apr 23 2019, 02:50 PM
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QUOTE(coo|dude @ Apr 23 2019, 01:11 PM) Which cc are you having issue with? Citibank, last success usage with Samsung Pay was 5 days ago at same McD outlet but different counter (according on the receipt).  QUOTE(joshhd @ Apr 23 2019, 02:32 PM) I will only encounter this issue when it reaches my debit/credit card contactless transaction limit. Example I'm using Public Bank debit card for my Samsung Pay, and their limit is 9 times. I need to use PIN to reset the contactless transactions threshold limit. If you don't want your Samsung Pay transaction to fail like this, I recommend you guys to use Maybank MAE (it will only fail when there's insufficient credit). Its easy to sign up, and you can get to use Maybank VISA card number within minutes of sign up. So just use that Visa card and add card into Samsung Pay, and since then, I make Samsung Pay transactions won't get rejected unless I have insufficient balance on Maybank MAE, and I never use my existing Public Bank debit card for Samsung Pay anymore cuz I don't want transaction to fail and I don't want to bother that contactless transaction limit. But each transaction is limited to RM250 only. it is not transaction limit issue. I supposed no virtual card provided for Maybank MAE users right?
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PJng
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Apr 23 2019, 02:54 PM
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QUOTE(David83 @ Apr 23 2019, 02:38 PM) CIMB is the best card. Citibank starts to fall down.  But now CIMB cash back suck I keep for spay QUOTE(#Victor @ Apr 23 2019, 02:50 PM) Citibank, last success usage with Samsung Pay was 5 days ago at same McD outlet but different counter (according on the receipt).  it is not transaction limit issue. I supposed no virtual card provided for Maybank MAE users right? 1am, so early
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#Victor
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Apr 23 2019, 02:57 PM
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QUOTE(PJng @ Apr 23 2019, 02:54 PM) does the failure relate with the transaction time?
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hightechgadgets8
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Apr 23 2019, 03:09 PM
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QUOTE(#Victor @ Apr 23 2019, 02:57 PM) does the failure relate with the transaction time? afaik, debit cards dont work at 00.00 to 1.00
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PJng
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Apr 23 2019, 03:09 PM
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QUOTE(#Victor @ Apr 23 2019, 02:57 PM) does the failure relate with the transaction time? No related
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hightechgadgets8
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Apr 23 2019, 03:11 PM
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QUOTE(PJng @ Apr 23 2019, 03:09 PM) go try buy something 12.05 midnight with DEBIT card
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PJng
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Apr 23 2019, 03:27 PM
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QUOTE(hightechgadgets8 @ Apr 23 2019, 03:11 PM) go try buy something 12.05 midnight with DEBIT card I only have cimb credit card Have one time tap on 11.59pm
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chris008
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Apr 23 2019, 03:32 PM
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New Member
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QUOTE(wira1979 @ Apr 13 2019, 07:27 AM) But you know what, I'm willing to buy that Samsung clock if it's RM300. Anyone want to convert your points to cash, let me know   Hehehe, anyone interested ?
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hightechgadgets8
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Apr 23 2019, 03:34 PM
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QUOTE(PJng @ Apr 23 2019, 03:27 PM) I only have cimb credit card Have one time tap on 11.59pm credit not affected, only debit cards
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TSTheoutspokenguy
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Apr 23 2019, 04:11 PM
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QUOTE(#Victor @ Apr 23 2019, 11:04 AM) went to McD, having issue with Samsung Pay again... tap using MST get Invalid Transaction error while using payWave get DO NOT HONOUR error with multiple tries. end up using physical card that registered in Samsung Pay (lucky i bring out to try this time) success in single tap using payWave. Can conclude that Samsung Pay is not reliable nowadays even at published merchant partner - McD with 1 success out of 10 times or just me?   from my understanding do not honour means bank blocking your transaction due to cashless limit or transaction limit or credit limit
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coo|dude
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Apr 23 2019, 04:36 PM
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QUOTE(#Victor @ Apr 23 2019, 02:50 PM) Citibank, last success usage with Samsung Pay was 5 days ago at same McD outlet but different counter Is it always McD that gives you this problem? I don't have an answer for this actually (was hoping you said different cc other than Citi, really. LOL) Have you tried to remove your Citi CC from SPay and add them back in?
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#Victor
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Apr 23 2019, 06:50 PM
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QUOTE(Theoutspokenguy @ Apr 23 2019, 04:11 PM) from my understanding do not honour means bank blocking your transaction due to cashless limit or transaction limit or credit limit definitely not limit issue as the card usage is very low and reset with PIN once a week at self-service petrol pump (unless using it at self-service petrol pump is not consider reset?) QUOTE(coo|dude @ Apr 23 2019, 04:36 PM) Is it always McD that gives you this problem? I don't have an answer for this actually (was hoping you said different cc other than Citi, really. LOL) Have you tried to remove your Citi CC from SPay and add them back in? problem always happen at McD since it is a SPay friendly place to use, been using it at other places and less encounter the issue. Suspect the culprit is the bank - Citibank? as others mentioned MBB have higher success rate where few years back MBB was my main card too with low failure rate? I supposed nothing to do by re-adding the card whereby there are success prior re-adding.
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joshhd
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Apr 23 2019, 07:40 PM
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QUOTE(#Victor @ Apr 23 2019, 02:50 PM) Citibank, last success usage with Samsung Pay was 5 days ago at same McD outlet but different counter (according on the receipt).  it is not transaction limit issue. I supposed no virtual card provided for Maybank MAE users right? There is virtual Visa card will be provided to Maybank MAE users.  *Screenshot from Maybank app. (I censored my virtual debit card number) So you just use this virtual debit card number, as well as CVV, and "Add Card" to your Samsung Pay. Amount will deduct according to the remaining balance on your Maybank MAE. No contactless transaction limits or whatsoever, and it never get rejected unless insufficient balance, or their terminal problem. It's simple as that.
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AhBoy~~
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Apr 23 2019, 08:53 PM
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QUOTE(#Victor @ Apr 23 2019, 11:04 AM) went to McD, having issue with Samsung Pay again... tap using MST get Invalid Transaction error while using payWave get DO NOT HONOUR error with multiple tries. end up using physical card that registered in Samsung Pay (lucky i bring out to try this time) success in single tap using payWave. Can conclude that Samsung Pay is not reliable nowadays even at published merchant partner - McD with 1 success out of 10 times or just me?   just you
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d3v073d_50uL
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Apr 23 2019, 09:44 PM
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First time... Went to BHP, use the counter terminal for SPay, 2 times, failed... (Used the machine before, and most of the time it'll fail... i donno why) Try inside first, don't want RM200 deduction XD But then, I retry by tapping on the side, but this time, it asked for my Security Code. Not sure if it ask for CVV or PIN. But I put my CVV and the transaction went through...
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SUSDavid83
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Apr 23 2019, 09:46 PM
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QUOTE(d3v073d_50uL @ Apr 23 2019, 09:44 PM) First time... Went to BHP, use the counter terminal for SPay, 2 times, failed... (Used the machine before, and most of the time it'll fail... i donno why) Try inside first, don't want RM200 deduction XD But then, I retry by tapping on the side, but this time, it asked for my Security Code. Not sure if it ask for CVV or PIN. But I put my CVV and the transaction went through... What card you used?
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