QUOTE(Mr.Robert @ Nov 13 2020, 06:11 PM)
This I'm not sure. You can try put in and see if you get this year.EPF SELF-CONTRIBUTION
EPF SELF-CONTRIBUTION
|
|
Nov 13 2020, 06:36 PM
Show posts by this member only | IPv6 | Post
#381
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
5,741 posts Joined: Apr 2019 |
|
|
|
|
|
|
Nov 13 2020, 08:20 PM
|
![]() ![]()
Junior Member
280 posts Joined: Jul 2020 |
QUOTE(Mr.Robert @ Nov 13 2020, 06:11 PM) FYIhttps://www.kwsp.gov.my/member/contribution/i-saraan QUOTE Retirement Incentive (i-Saraan) Sounds like if you currently have a job with employer contribution, you won't get it.As a member under this incentive, you will receive a 15% government contribution (a maximum of RM250/year [Effective 1 Jan 2018]) on top of your own contributions. *Not applicable to members that receive a fixed employer contribution. *Government contribution is limited to members who are below age 55. |
|
|
Jan 29 2021, 12:37 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,361 posts Joined: Feb 2008 |
I had did the self contribution but ady 3 days, its still do not reflect in my account. Is it normal? normally need how many days for them to updates in the system?
|
|
|
Jan 29 2021, 06:57 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
11,308 posts Joined: Feb 2008 |
QUOTE(BboyDora @ Jan 29 2021, 12:37 PM) I had did the self contribution but ady 3 days, its still do not reflect in my account. Is it normal? normally need how many days for them to updates in the system? I deposited twice this year. First time took 7 days. Second time 2 days. You can't check balance until after dividend is declared but you can look under withdraw eligibility to check if your money is in |
|
|
Jan 29 2021, 07:30 PM
Show posts by this member only | IPv6 | Post
#385
|
![]() ![]() ![]() ![]()
Junior Member
661 posts Joined: Jul 2008 From: BananaLand |
QUOTE(Tham @ Feb 14 2018, 07:51 PM) @AznRicy Never withdraw from EPF, no matter how hard. Because young age, can still work hard even at kfc to survive. That money is important for age above 50 when it's hard to get work that time.This has been taken from an old thread which has been closed. You gave your girlfriend excellent advice. I have been telling my nephew, as well as those in the Fixed Deposits forum, to do the same, but they can't see very far and don't seem to realize how important our EPF will be in old age. Like your girlfriend, my nephew and those in the FD forum listened to silly rumors from their friends : " Government is cheating us. EPF very hard to take out. " " My friend's father said very hard to take out EPF. They give him all kinds of reasons. " " Goverment is going bankrupt. They are using our EPF. " " EPF is a ticking time bomb. " Did your read the papers ? 70 PERCENT of those reaching 55 have less then $ 50,000 in their EPF. EPF sounds alarm as most contributors have less than RM50,000 at 54. http://www.themalaymailonline.com/malaysia...n-rm50000-at-54 There are over 4 million people hitting 55 and over in the country now. This means that at least 3 million have less than $ 50,000 in their EPF. Like this woman in my ex-office. She said her brother, single, an engineer, is now in his 60s with just $ 15,000 in his EPF. If you are married, your children may not bother about you in old age. Like my aunt in her 80s - I had to use my EPF to take her see the doctor at the hospital just two months ago. EPF is FORCED savings. EPF is the only GUARANTEED support you will have in old age. Nobody else is going to take care of you. If you put everything in an FD, chances are you'll spent most of it away by 55. I told my nephew, either : Direct his employer to deduct extra, say $ 500, to his EPF every month, and/or : Pump in yourself, as and when you can, up to the $ 60,000 limit EPF allows per year. EPF interest has remained relatively stable between 4.25 and 8.50 percent for the last 50 years. Take an average of 6.375 percent. If you have the money, put in $ 10,000 in the EPF for a start, rather than any of the fixed deposits. Then fill in the required EPF form to direct your employer to deduct an extra $ 500 from your salary every month. If you are 30 now, you'll have over $ 400,000 by 55. http://www.calculator.net/interest-calcula...it=0&x=106&y=13 Compounding interest separates the rich from the broke. The great Albert Einstein once said “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn't … pays it.” http://www.thepennieswesaved.com/compound-...-eighth-wonder/ https://www.youtube.com/watch?v=LK7iadUBPWw/ https://m.youtube.com/watch?v=LK7iadUBPWw |
|
|
Jan 30 2021, 07:43 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,361 posts Joined: Feb 2008 |
|
|
|
|
|
|
Feb 23 2021, 08:30 PM
Show posts by this member only | IPv6 | Post
#387
|
![]() ![]() ![]() ![]() ![]()
Junior Member
800 posts Joined: Mar 2009 |
already did 60k on normal self -contribution, then I did another rm5 into I-saraan for fun. No refund pun and balance in EPF didnt reflect RM5 extra
This post has been edited by sweetpea123: Feb 23 2021, 08:34 PM |
|
|
Feb 26 2021, 03:30 PM
Show posts by this member only | IPv6 | Post
#388
|
![]() ![]() ![]() ![]() ![]()
Junior Member
800 posts Joined: Mar 2009 |
QUOTE(sweetpea123 @ Feb 23 2021, 08:30 PM) already did 60k on normal self -contribution, then I did another rm5 into I-saraan for fun. No refund pun and balance in EPF didnt reflect RM5 extra Got this today via email KWSP CARUMAN MELEBIHI KADAR Perkara di atas adalah dirujuk. Untuk makluman, caruman maksimum setahun bagi Pencarum Pilihan Sendiri adalah RM60,000.00 (mohon semak penyata ahli terkini) Semakan rekod KWSP menunjukkan jumlah semasa Caruman Pilihan Sendiri RM60,000.00. Sehubungan itu, amaun lebihan caruman seperti di bawah akan dikembalikan. Bulan Caruman Amaun (RM) 01/2021 RM 5.00 Bagi tujuan pengembalian (refund) sila kemukakan maklumat-maklumat di bawah ke KWSP melalui alamat emel amjalia@epf.gov.my atau ozubir@epf.gov.my atau hadir di mana-mana kaunter KWSP berdekatan. a. Alamat terkini (surat menyurat) b. Nombor akaun bank yang masih aktif (individu akaun) c. Nama Bank (bagi no.akaun bank tersebut) d. Jenis Akaun Bank(Convensional/Islamic) e. No Telefon Bagi pertanyaan lain, boleh menghubungi Pusat Pengurusan Perhubungan KWSP di talian 03-8922 6000, melayari laman web rasmi KWSP http://www.kwsp.gov.my/, mendapatkan maklumbalas online melalui http://enquiry.kwsp.gov.my atau mengunjungi Pejabat KWSP berhampiran. Sekiranya tiada maklumbalas segera, tindakan pengembalian caruman akan di selesaikan menggunakan Cek Jurubank ke alamat yang berdaftar di KWSP. Sekian terima kasih Seksyen Caruman / Kewangan KWSP Cawangan Kuala Lumpur |
|
|
Feb 26 2021, 07:19 PM
Show posts by this member only | IPv6 | Post
#389
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,215 posts Joined: Oct 2010 |
|
|
|
Feb 26 2021, 08:26 PM
|
![]() ![]()
Junior Member
280 posts Joined: Jul 2020 |
QUOTE(sweetpea123 @ Feb 23 2021, 08:30 PM) already did 60k on normal self -contribution, then I did another rm5 into I-saraan for fun. No refund pun and balance in EPF didnt reflect RM5 extra I just add 10k last month for this year...but not reflected yet...I suppose gotta wait until they update dividend next few days...after that pump in more. |
|
|
Feb 27 2021, 01:34 AM
Show posts by this member only | IPv6 | Post
#391
|
![]() ![]() ![]() ![]() ![]()
Junior Member
800 posts Joined: Mar 2009 |
|
|
|
Feb 27 2021, 08:56 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
5,828 posts Joined: Jun 2017 |
QUOTE(sweetpea123 @ Feb 26 2021, 06:00 PM) Actually I did stop for 2 years ... hahahaha, then I continued back when PH took over. You must be wondering why I start again, right ??? I am able to withdraw anytime I want soon. Anyway, you have been repeating the same shit time and again like a bloody broken record. What a sad life you have. #macaiwajibbodoh I know of people going to EPF to ask for withdrawal. And when EPF told them they can do so anytime, they hesitated to withdrawal. Their rationale was, if withdrawal is so easy, how can EPF be going bankrupt?BTW, by reminding Pakatan of their previous lies, my post got reported. A bunch of lousy losers. |
|
|
Feb 27 2021, 08:58 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
5,828 posts Joined: Jun 2017 |
QUOTE(sweetpea123 @ Feb 26 2021, 06:00 PM) Actually I did stop for 2 years ... hahahaha, then I continued back when PH took over. You must be wondering why I start again, right ??? I am able to withdraw anytime I want soon. Anyway, you have been repeating the same shit time and again like a bloody broken record. What a sad life you have. #macaiwajibbodoh Actually, I did the exact opposite. I was doing voluntary contribution yearly and stop when PH took over. Imagine, if PH has instructed EPF to withdrawal from overseas investment, what good return can EPF gives today? |
|
|
|
|
|
Feb 27 2021, 09:35 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
5,828 posts Joined: Jun 2017 |
|
|
|
Feb 27 2021, 02:50 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,542 posts Joined: Jan 2003 |
Dividend has been declared. Monday will contribute RM1667 i-saraan to get the RM250 incentive.
|
|
|
Feb 27 2021, 04:09 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
5,828 posts Joined: Jun 2017 |
|
|
|
Feb 27 2021, 06:03 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,576 posts Joined: May 2007 |
" .... the bottom 20% of contributors average less than RM7,000 in savings. ” https://www.theedgemarkets.com/content/adve...s-in-a-pandemic This post has been edited by Tham: Feb 27 2021, 06:07 PM |
|
|
Feb 27 2021, 06:09 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,576 posts Joined: May 2007 |
In this respect, I must agree with Muhyiddin. He is giving very wise advice. Friends warned me exactly the same thing 35 years ago. If I had not listened to them, I would be eating sand now. “ The (EPF) savings are for our old age. If we allow this (withdrawal), the people will face another set of problems,” the Prime Minister said. " https://www.theedgemarkets.com/article/epf-...difficult-times |
|
|
Feb 27 2021, 06:16 PM
|
![]() ![]() ![]() ![]()
Senior Member
577 posts Joined: Aug 2005 |
Hi, I'm in mid 30s now. Anyone knows EPF self contribution will be reflected in Account 1 or 2?
|
|
|
Feb 27 2021, 06:22 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,542 posts Joined: Jan 2003 |
|
| Change to: | 0.0304sec
0.46
6 queries
GZIP Disabled
Time is now: 5th December 2025 - 12:43 AM |