already did 60k on normal self -contribution, then I did another rm5 into I-saraan for fun. No refund pun and balance in EPF didnt reflect RM5 extra

This post has been edited by sweetpea123: Feb 23 2021, 08:34 PM

Got this today via email

KWSP CARUMAN MELEBIHI KADAR
Perkara di atas adalah dirujuk.

Untuk makluman, caruman maksimum setahun bagi Pencarum Pilihan Sendiri adalah RM60,000.00 (mohon semak penyata ahli terkini)

Semakan rekod KWSP menunjukkan jumlah semasa Caruman Pilihan Sendiri RM60,000.00. Sehubungan itu, amaun lebihan caruman seperti di bawah akan dikembalikan.

Bulan Caruman Amaun (RM)

01/2021 RM 5.00

Bagi tujuan pengembalian (refund) sila kemukakan maklumat-maklumat di bawah ke KWSP melalui alamat emel amjalia@epf.gov.my atau ozubir@epf.gov.my atau hadir di mana-mana kaunter KWSP berdekatan.

a. Alamat terkini (surat menyurat)

b. Nombor akaun bank yang masih aktif (individu akaun)

c. Nama Bank (bagi no.akaun bank tersebut)

d. Jenis Akaun Bank(Convensional/Islamic)

e. No Telefon



Bagi pertanyaan lain, boleh menghubungi Pusat Pengurusan Perhubungan KWSP di talian 03-8922 6000, melayari laman web rasmi KWSP http://www.kwsp.gov.my/, mendapatkan maklumbalas online melalui http://enquiry.kwsp.gov.my atau mengunjungi Pejabat KWSP berhampiran.

Sekiranya tiada maklumbalas segera, tindakan pengembalian caruman akan di selesaikan menggunakan Cek Jurubank ke alamat yang berdaftar di KWSP.



Sekian terima kasih



Seksyen Caruman / Kewangan

KWSP Cawangan Kuala Lumpur

you can actually view your 10K under "WITHDRAWAL ELIGIBILITY". It has been discussed before.

What is syariah EPF?

Nice chart btw

https://mypf.my/investing/retire/epf-historical/




This post has been edited by sweetpea123: Feb 27 2021, 08:18 PM

.

This post has been edited by sweetpea123: Mar 21 2021, 03:18 AM

Got this back in the mail. 3 sen interest ???

This post has been edited by sweetpea123: Mar 21 2021, 03:20 AM


Attached thumbnail(s)

[quote=Afterburner1.0,Jun 11 2021, 12:21 PM]
have u got ur answer besides the mr yazid thingi which is not helpful.....in short is need to go to epf office to ask n apply? can we apply it online?

[/q


sorry this thread isnt very active at this time of the year, hence the super late reply

You DONT NEED to go counter , just add your EPF account in MBB and deposit 60k one shot in. Sure you have gotten your answer by now but putting the info here just for reference.

IF it's CIMB , then it has to be 5k x 12 times cos you cannot do it oneshot. I dont know if there are any changes as we speak but this is my last known info.

This post has been edited by sweetpea123: Sep 30 2021, 01:23 AM

can, I just did for my husband today. You have to use the NEW mbb weblink , not the old one


new interface looks like this:

https://www.maybank2u.com.my/home/m2u/commo...ionTimeout=true

Have you guys did the self-contribution 60K already ? Or is there a special period to do so?

https://www.thestar.com.my/news/nation/2022...out-could-hit-6


Hopefully true

https://www.thestar.com.my/news/nation/2022...y%20(March%202).




KUALA LUMPUR: The Employees Provident Fund (EPF) has declared a dividend rate of 6.1% for Conventional Savings 2021 and 5.65% for Syariah Savings 2021 on Wednesday (March 2).




This post has been edited by sweetpea123: Mar 2 2022, 02:00 PM

for someone already in the 50s, I have not much to worry about that cos I am a couple of years from withdrawal age, which explains the reason I only max the self-contribution in recent years.

For those younger people out there, you can save at your discretion.

This post has been edited by sweetpea123: Mar 4 2022, 01:57 AM

i think what he meant was 'is the money still going to be here when he turns 55' if it's not 'stolen' already

My target upon retirement was RM5m couple of years back when FD rates were > 4%. Imagine having 16K a month to splurge monthly, with NO debts.

Now since rates are 2% averagely, I guess having 8K monthly is still pretty good.

Anyway, just wishful thinking at the moment. Still working towards my target.

with FD rate at 4.5% @ 18mths, wonder if it is still wise to self-contribute 60k p.a. to EPF ?

it is VERY scary to see the number of people asking PM10 to approve "kwsp bersasar", what on earth are they going to do when they are old?

yup, Govt bailout. Seriously, this kind of people really can't think long term.

100k per year, really meh ? I thought 60K max?