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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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limeuu
post Nov 1 2017, 02:37 PM

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If only applying for one card, wmc has the lowest foreign currency exchange rates....

We have not finished with the new rules....it is not enough that the bank knows how to calculate compliance with the rules, but users must also know, and it must be easy to do....users don't want surprises at the end of the month...
limeuu
post Nov 1 2017, 05:51 PM

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QUOTE(zaqre @ Nov 1 2017, 05:40 PM)
only wmc?
how about other Ambank Master card? different exchange rate?
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Don't know about other MC....only have wmc, and can confirm the 1% spread....
limeuu
post Nov 3 2017, 07:11 AM

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QUOTE(iamWill @ Nov 2 2017, 10:18 PM)
"Thank you for your e-mail of xx October 2017.

Yes, for AmBank World MasterCard cardholder and with spending of RM2000, cardholder may visit 4x to Plaza Premium Lounge within 30 days after transaction(s) date.

Please take note that cardholders are entitled to access the lounge only once per day. Any subsequent access on the same day and any access exceeding the 3 hour limit will be subject to the applicable charges set by Plaza Premium Lounge (Clause 4).

For full terms and conditions, please logon to https://www.ambank.com.my/ambank/Documents/...umLoungeTnC.pdf.

Thank you."

Good enough for me or those without priority banking.
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What if spend rm50 a day spread over 20 days in the month?....as in real life?....
limeuu
post Nov 3 2017, 11:36 AM

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QUOTE(laymank @ Nov 3 2017, 10:22 AM)
if you read the T&C, it allows accumulated spending
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I know it allows accumulated spendings....the problem is the 30 days before and after part....if you trickle spend spread over many days, and at the same time, make many entries, how to you calculate which spending is used to cover which entry?....
limeuu
post Nov 3 2017, 11:47 AM

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QUOTE(tan_aniki @ Nov 3 2017, 11:41 AM)
if you really want to enter, you will sure do the calculation manually
if got issue they charge you, just complaint with them
there is no point keep asking this type of question here
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I don't know how to calculate, hence I ask....

I ask many times because many seems to know how, and says it's not a problem....so I ask again....and again....but instead of getting answers, I get comments like above....lol
limeuu
post Nov 3 2017, 01:08 PM

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QUOTE(gouzun @ Nov 3 2017, 12:56 PM)
noneed to calculate which spending on which entry.
if you travel on 15th,16th,17th,18th and each day u go into PPL, total 4 times

1 times rm500
4 times rm2000

to be safe,make sure urself spend accumulative rm2000 within this period of time : 26 days before 15th and 26 days after 18th
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Yes, that works if that's all you used...

If you enter 1st, 10th, 20th and 30th?....and then the same the next month?...

limeuu
post Nov 3 2017, 04:50 PM

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QUOTE(iamWill @ Nov 3 2017, 04:22 PM)
You can enter lounge every 10 days for spending 500(50/day). I think it doesn't matter as long as you achieve 500 before or after lounge access. Their email reply is clear enough.
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Well.... some of the spends "after" will also be "before" of the next entry....

Nevermind... I can think of a simple solution, so I think that's what they will use to calculate....

This post has been edited by limeuu: Nov 4 2017, 09:43 AM
limeuu
post Nov 4 2017, 09:41 AM

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It's one card per day....do technically, if you use a different card, you can enter another lounge the same day....or bring another person in the same lounge....

Have done this before....

But I generally try use different bank's cards within the same day, to avoid potential complications....
limeuu
post Nov 4 2017, 09:51 AM

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Update for those eligible for the signature version of the cards....

You need to get a form and fill in the part requesting additional cards....and submit....it will not be automatically given....they will give you the signature cards IN ADDITION to your existing ones!....so they say once you have the new cards you can request to cancel the original ones if you don't want to keep so many cards...

Fyi
limeuu
post Nov 4 2017, 10:00 AM

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QUOTE(tonytyk @ Nov 4 2017, 09:50 AM)
the new tnc post 1nov17 restricted one entry per day per card holder irrespective number of cards
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Ah yes, it states somewhat vaguely, that "cardholders allowed to enter once per day"....does not say clearly if it's per card or per person irrespective of how many cards he has...
limeuu
post Nov 4 2017, 10:10 AM

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QUOTE(tonytyk @ Nov 4 2017, 10:04 AM)
have clarified with customer service, and that was the message.can try to use both cards on same day and risk the charges
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Problem with cs is, they don't always give the right information....

Was told initially "card centre is looking into it, and will upgrade cards"....so I waited....

Then 2nd time, "fill in forms if you want the additional signature cards"....

If I had continued to wait....lol
limeuu
post Nov 4 2017, 11:15 AM

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QUOTE(syhuang @ Nov 4 2017, 10:48 AM)
my card aporove on 25/10, sms to my wife…i dont know why sms to my wife said u card approve, then i wait and wait,still not yet receive, two day ago call card centre,said card sent to branch,my card arrive branch on 26/10,but no body call me to collect it…
so i just go to branch get it yesterday.
no like maybank sms on sundays, tuesday branch calk me to collect card already.
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Ambank....lol

Same story keeps on repeating....
limeuu
post Nov 5 2017, 06:27 PM

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QUOTE(kenny79 @ Nov 4 2017, 10:44 PM)
What I mention is .. my signature wmc I get it through caling priority phone line and request to add on principal ... then the operator will send a form to your email ...after fill it reply the email n wait .....
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Hmm....are you saying you scanned the forms and emailed back?....I was asked to physically hand it in a priority banking branch....

This post has been edited by limeuu: Nov 5 2017, 07:15 PM
limeuu
post Nov 5 2017, 07:21 PM

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QUOTE(tonytyk @ Nov 5 2017, 07:03 PM)
they don’t seem to be consistent, and give different message from different staff
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so what did you do?....
limeuu
post Nov 5 2017, 11:01 PM

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QUOTE(kenny79 @ Nov 5 2017, 08:16 PM)
Rm in branch asking me to sign a form to submit for wmc.. but when I call the priority phone line to asking bout the application status theny told don’t have any submitted application .. they offer me to apply through email me a application form.. after fill all and submit through email finally the card arrived in branch after two week
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QUOTE(tonytyk @ Nov 5 2017, 08:21 PM)
Opt for most convenient way -email
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so there is an option to submit via email....i will need to ask again...and looks like physically appearing at a branch and signing may not reach the card centre....
limeuu
post Nov 6 2017, 02:06 PM

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QUOTE(adamw @ Nov 6 2017, 01:20 PM)
About the rm500 minimum spending 30 days before or after use of PPL for Visa Signature, did they clarify if use 2 times within 30 days means need to swipe 1k?
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They are silent on the actual workings of how this is calculated, but everybody assumes if you enter twice, you will need to spend 1k...
limeuu
post Nov 17 2017, 03:13 PM

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QUOTE(Human Nature @ Nov 17 2017, 01:12 PM)
Just applied for Signature WMC. The application form only has Signature VI, so I cancelled VI and wrote WMC. Is it the same for you guys?
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Not a new application but a "new services" form....so just tick "additional cards" and write both cards on the blank space....
limeuu
post Nov 25 2017, 12:15 AM

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QUOTE(KiNd3rbU3no @ Nov 24 2017, 10:32 PM)
Hi all

What's the different in card design between Signature WMC and WMC?
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No difference except the words "priority banking" below your name....
limeuu
post Nov 29 2017, 12:56 PM

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QUOTE(anwa @ Nov 29 2017, 12:07 AM)
Anybody using the ambank online website? I don't have any other ambank account except the WMC. Before the website new changes I can at least still see balance. Now I cannot see anything about my credit card.
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Need to add your card ....do at setup....
limeuu
post Nov 30 2017, 02:53 PM

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QUOTE(anwa @ Nov 30 2017, 02:06 PM)
Old website I already added, but I tried again yesterday, there's no credit card option, only debit/atm card. When I enter my credit card number it return error....looks like have to call them
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my cards list was ported over to the new website....and although they told me, the new cards need to be added, once I activated the cards, they were all displayed in the new website as well....

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