Seems like nobody discuss for True Cc.
Why ya? Haha..

You just apply true visa cc?
If I'm not wrong, the cashback is given the statement cycle every month of 21-23.
But max cashback RM30 (meaning that max your spend is 1k)

Your Carz card is Visa or MasterCard?
The cash rebate is quite low around 2% compare with UOB card (which applicable for weekends only)
But for weekdays, Carz is winner compare UOB cc.

Ya, same too..
Keep spam sms and send twice sms for the information of bonuslink cc.
How to stop for this SMS? Kinda a bit annoying about this ads.

Useless for this earn point card, at the end u can't redeem any single items.
Unless you every month spend at least 3K or 4K, then easily can achieve to earn point and redeem electronic items.

Otherwise redeem all those useless voucher voucher one.

This post has been edited by JuneResources: Dec 13 2017, 01:02 PM

You pay partially or full payment for your cc?

Oh, if purposely still have left few outstanding bal inside, then the cash back is more than you pay full amount?
Kinda confuse..

Normally I pay full amount after deduct 2% rebate.

My one is gold.
I pay in full amount, so 2%.

Normally how you pay partially? Or you pay min RM50 only?
But I scare the interest keep going up per day.
So any advice can get this 3%, and how they calculate it?

Before they cheated you, do you cheat them give you some free gift at the first place?
If not, then you are really been "cheat".

That's true. 2% vs 3% cash rebate no much difference.
I guess must be upgrade to platinum, otherwise this card really pieces of useless card.

Yes, exactly.. Cannot say "one of the worst" bank, is within top 5 ranking the worst bank in Malaysia.
I just apply for True visa cash back since 2 months ago, really disappointed at all.

Previously ambank teams say all online transactions (include digi online portal, TM bill online portal) got cashback.
After a month, the cashback totally different. Follow up closely and call to call center about missing cashback, then claim that no cashback because utility is not eligible. I got highlight to them your previous AMBank call center explained can get cashback and right now you tell me don't have. (Kinda complicated for this cashback).

However, I give them 2nd chances and hope can improve for your service next time cakap betul betul. If cannot confirm, jgn cakap bohong. Check with supervisor or higher management teams to further investigate.
2nd time chance continue keep swipe and purchase lazada online more than RM500 transactions, and now receive cash back RM10 only. I though at least RM20.

Haizz.. I think I can't tolerance like this type of bank service provider, macam scam credit card one.
And also lazy to call to this AMBank service. Email to them say cannot check via Email. Live Chat to them and request to check, also say due to limitation for the system unable to check. Only call center.
Call via call center, wait almost 10 minutes still singing at waiting call.
Soon once get the public bank cashback cc, will straight terminate this AMBank cc forever.

And no thanks for your next time service.

But their personal loan (house loan or car loan) are much attractive. Most of my friends apply personal loan because of the lowest rate compare other bank service provider.
It's seems like this bank only focusing for loan products & services.

The rest of products & services, sayonara..

How come your carz card got annual fee one?
So weird, now the carz card no annual fee, unless you got apply a lot of supp card.

But seriously this card is really lousy only cash rebate 2% (if you fully payment)

But what I know (based on its page), there is no annual fee (free with whole life) for carz, normal credit card and also true card.
Unless these all of card publish the ads for free AF is cheating one, then is another story..

Last 2 weeks I terminate the Carz card, hope can the cc teams will call me offer something goodwill to me.

But end up did not receive any call until currently, seems like nothing to offer me..
Then no choice seriously terminate...

Cannot be consider "threatening".
I understand the risk, but serious this Carz card cashback is too little already, and not enough for me to cover 1 cup of Tea O Ice..

May I know what is B1F1?
Since you got so many point, why don't you redeem to the items?
I believe that the point will expired after certain year.

Luckily KLIA still have the list.
Else, lot of ppl will cancel the card.

True card CB only 3%...
Online shopping only applicable for Lazada, 11steet, Zalora and so on.
Those online utility bill payment cannot entitle CB..

Seems like it's time for me to terminate this True... Don't know how they calculate CB..
Swipe so many around 500+ only CB RM1.36...

Once get the hsbc card, then straight away terminate.
Lousy service..

I got made a 1st to complain department, but their customer service is really "limited".. It's seems like "limited berhad" bank..
Communicate by Live Chat, they say unable to check credit card account.
Then communicate by Email, then push to relevant department.. After that, no reply and no feedback.

Lastly communicate by call center, then push to need escalate to relevant department... After wait several days, say will CB on next month.. Then on next month, still see the small amount CB..

I have done for follow up of this and seems like AM not focus of True card, more targeting for Bonuslink CC...
I guess I surrender CC soon within this year..

Thanks for the "limited service" but "NO thanks don't offer me again".

Not sure how they calculate.
Either their system is refurbished set / recond set or mayb bank save cost use human calculations, then causing calculations error.

I m normally go for shopee and grabcar. Currently using this card for BP top up. End up their CB is..... Seems like their "commission" eat a lot yeeaahh..

Ok, in the future will cc copy to BNM.
If I m not forget, I last time (before change gov) gt complain to cimb with cc BNM regarding cb issued (which got campaign debit card entitle swipe certain amount n then get cb).

But end up cimb ignore the case. However after 2 or 3 yrs, then suddenly received refund by credit advice this year. So I guess believe should b this issued kena retrieve again.

So I predict even cc copy to BNM. It might take at least a year BNM might reliaze this case. So dun expect much for it just like Skmm mcmc..

You mean use the form?
If I'm not wrong, their form is PDF file need to print out and use handwriting to write.. And then attached back to BNM.. Am I right? (Correct me if I'm wrong)..

I just wondering why BNM don't do the system method like mcmc.. example aduan.skmm.gov.my..
Why don't have aduan.bnm.gov.my hoo?

Nothing to be so frustrated about this.
If not satisfaction, just drop an official complain to BNM should be peace of mind.

OR another worst method is...........
Just throw away the card......... You know what I means..