You cannot use another credit to another credit la.

BT

Oh well and also PTPTN right?

Yeah.

If I spend RM 2000 with the credit card, can I switch it into installment in a later time?

last tuesday go maybank branch asking to apply credit card with pledge fd, but friday receive reject msg.

Just activated my card this morning. Swipe at FNB in IOI Mall, accepted. But got "do not honored" when do EPP (Ezypay) to buy Iphone. Call CS, she said need to wait 24 hours. Is it normal?

My CL is 8k btw

I think u mean balance transfer.

Probably you can get more info here :

https://forum.lowyat.net/topic/3918057

If you within the same credit card, it's not balance transfer, it's Ezypay / Ezypay Plus for MBB.

Ezypay - go participant merchant, ask merchant to do the 0% Ezypay.
Ezypay Plus - login m2u to convert your purchase which charged in bill to instalment, but interest apply.

Ezypay - http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
Ezypay Plus - http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Balance transfer only work when you have other credit card which can do balance transfer.

your question can be interpreted differently.

"spend RM2000" --- per transaction or whole card balance (multiple transactions)?

if per transaction is RM2000, conversion to instalment after purchase is called EzyPay Plus. there is a fee. google the name.
if whole card balance (multiple transactions), then Balance Transfer instead.

UMMC is government bodies right? so no treat points

For me, it looks like a hospital.

Just to confirm, EzyPay not entitled for 5x treat points right.

Hi, may I ask about the minimum yearly income requirement, Minimum annual income:RM30,000 means you need to work at least 1 year already? I recently applied the Maybank 2 Gold on RinggitPlus but yesterday receive sms from maybank stating my application got rejected, my yearly income surely >30000 but I had only worked for 2 and half month, so I attached my latest 2 months of salary slips as instructed by the ringgitplus agent. Should I try to apply again at the Maybankard center or perhaps try to apply for another plan like the petronas one ?

Yes. But it entitled 1x points

Not neccessry need to work 1 year but if you have worked for only 2 months plus, the bank might have assessed you as a higher risk should you not get a confirmation from your employer etc. Many areas that the bank will assess when processing credit applications.

I will suggest only to apply after 6 months of working. That way, you will already have a constant EPF contribution.

Ok thanks for the advice.

Ur first credit card? Can try UOB, I apply with working 3 months then approved. After that my 2nd credit card which is MBB approved with no problems, since I work for more than 6 months and also have to credit history already.