who says everyone is receiving mastercard?

there is no difference for M2C anyway. just different promo could be specific to Visa or Mastercard. acceptance-wise, no issue. since no benefits for it, usually unused/in drawer/fridge/etc.

anyone tried paying GE insurance with Amex card? I didn't sign up for auto-credit as i want to make the transaction on weekend.

not accept, autodebit or manual (no channels as well)

No. GE not accept online payment.
GE auto debit only accept Visa/Master.
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Too bad, i get my master Ikhwan card at september

I didn't get cash back for my installment purchase at 11street on Oct weekend. CS told me that all installments are not eligible for cash back...

But I remember clearly that I did receive cash back for installment about 3 years ago.. Maybe they have changed the T&C..

I have receive a bill from indah water, is there anyway beside go to counter to pay by Amex?

No

You can try whichever channel that utilize JomPay and AMEX.

Just wondering cuz i saw paypal rules of thumb on the first page, the purpose of link paypal with amex is because of its wide acceptance only right or is there anything i missed out?

There will still be total of 3% charged for foreign currency trx if u pay with amex / paypal that linked with amex right?

This post has been edited by hakkai0810: Nov 4 2017, 04:21 PM

Mine is AMEX + VISA

apply via ringgit plus. ( I never mention want Visa or MC at all)
However, no matter VISA or MasterCard, this card only earn 1X TP ...
mostly use to pay insurance or keep in drawer.....

Now got FCB CC , i transfer my insurance to that card liow....
so this visa is sleeping in drawer unless i utilize the FCB CB and the place not accept AMEX.

1X TP = 0.25% CB (based on Aeon voucher RM100 = 40000 TP calculation)

if other card, only offer 0.2% (for other item) , then this card can be eject from drawer to earn 0.25% CB

This post has been edited by dragonteoh: Nov 4 2017, 09:30 PM

Dear AMEX Sifu ,

Got a question in my mind since i get my AMEX Card and after i saw in 1st page where

PAYPAL Rule of thumb:
PAYPAL + Amex + RM = no go
PAYPAL + Amex + foreign currency = good to go


Question : Why ? RM no go and Foreign currency good to go ?
can anybody explain this more details ?
is this apply also for online purchase which charge foreign currency too (beside paypal)

and if go overseas , should i use AMEX or other CC ?

Thanks

This post has been edited by dragonteoh: Nov 4 2017, 09:46 PM

Simple. PayPal doesn't allow you to pay MYR stuff with your PayPal linked AmEx account, only Visa and MasterCard are allowed.

Oic... no wonder i can't pay Canteen 19's bill in RM via ipay88 --> Paypal when i link and pay via my AMEX to Paypal (coz after click nothing come out)

By the way ,how about paying online purchase that bill in foreign currency and using AMEX during oversea trip ? is it recommend ? or should use visa/mc instead ?

I always use AmEx, make sure to spend on weekends for cash back to make up for currency exchange rate.
However, gotta take note on the time zone difference if purchase online. Usually Saturday's night is the safest for weekends overseas purchases.

Oic, thanks for the info.

How about the exchange rate , fee and so on ?

I do not know the exact rate and I know AmEx is higher than Visa and MasterCard. I don't usually bother so much of this.

ic ic , since weekend cash back can cover then is ok la...
But too bad mostly i spend during oversea is weekday, that's the problem.

i remember last time read some forum mention about AMEX did charge higher exchange rate + fee compare visa and master but forget how many % as is long time ago.

After see 1st page i was confuse as i always purchase online in RM.
Got few time plan to purchase online in Foreign Currency using AMEX, but worry about the exchange rate + fee, at the end use visa / MC to pay...

Eh is that why Maybank mention spend on Friday & Saturday' for cashback? The time zone?