need opinion gais, i hve 5 cards and only 3 slots to carry in my wallet, can help which 3 should i carry.
1) MBB Ikhwan (this card no paywave)
2) M2C Amex
3) M2C Visa
4) CIMB Cash Rebate
5) CIMB Petronas

i used CC most on petrol, groceries, dinner (where available), shopping.. for petrol i prefer to choose Petron or Petronas.. shopping etc varies..

my opinion is ikhwan, m2c amex and cimb petronas, good?

Dear all Sifu, is that 100% can get credit if i pledge FD for credit card?

some times bank could reject pledge FD for credit card?

m2u only allows payment thru SA
Ptg selangor also allows fpx with bank acc also

Try to pay via FPX @ their website for the past few days. The drop down list of banks is not working. End up paying via M2U SA. Gave up with this lousy e-payment.

Their office is at Shah Alam, very far.

Thank you. Here are some updates from me too.

1) need to place for 12 months with the branch where one applies the credit card. if existing FD is from other branch, cannot pledge

2) pledged fd amount: credit limit = 1:0.90 

3) upon uplifting, funds will only be refunded to customer after 35 days. the FD cert is also to be kept by the bank 

the above referring to public bank

Do we need to have at least RM200 in store if we use a debit card to pay for petrol? Or basically it will straight away deduct the amount from the debit card? thanks

I mean, is there such thing as the pre-authorization thingy if pay at the pump?

which bank credit card?

what is difference between islamic and conventional cc ?

which one is cheaper?

can someone put example how compounding is calculated vs how ta'widh are calculated ?

Just pay full statement amount then no need to worry which one is cheaper.  Both also will get charge for interest if not full in full statement balance.

Anyone has successfully apply CCs with non-taxable income, like dividend?

Nowadays most of us get combined credit limit from banks. So they should be listed in CCRIS by each bank. So far I have not encountered any of the people who get such low limit for combined limit, i.e. 1~2k. And I don't think banks will give such a low limit. For those people who can qualify for more than 2 banks, I don't think they will get such low limit from banks. 

Is there any thread that shares the info on where UnionPay card is accepted? I did try a search on the "Search bar", but nothing came out on places that accept UnionPay.

Are you referring to the "combo" cards? those card with UnionPay+Visa logo and UnionPay+Mastercard logo on the same card.

hi, is there any way to reduce the monthly minimum payment? if can how?

the problem is total outstanding 16k but this month i need pay minimum payment 2K++ .. i thought minimum payment are 5% from 16k???
Why 2k ++ for minimum payment instead of  800 ++

Hi all,

I received a salary bump recently which exceeds RM60k p/a and qualifies me for Maybank 2 Platinum. Can I apply for the card straightaway with just one pay slip with the eligible income and the other 2 slips with less than RM60k p/a?

Just additional info, I hold PBB Quantum (no late payments before) and got rejected for Citi clear card early this year.

Before March 2019 - M2C only, plan to keep Amex & cancel Visa

March~Sep 2019 - FCB, PB VI, WM (cancelled), VS, QMC, QV (cancelled & reinstated); SC JOP, LFC; YOLO; Citi CBPV; Younique; RHB VS; HSBC AMP; Aeon Big Gold

Still in progress - HL AAP, GSC Gold; AmB True

Give up Affin VS & 1% & below CB cards

Took about 7 months to acquire the above cards. 1st 5 months not so aggressive as afraid of rejection & have bad record in eCCRIS. Aug & Sep very agreesive. So far so good, all approved. For the time being, I will stop applying new cards unless there is good promotion such as Citi & HSBC 500 voucher promo.

Currently got 15 cards + 3 in progress