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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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cybpsych
post Jun 4 2022, 09:11 PM

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QUOTE(Ramjade @ Jun 4 2022, 08:49 PM)
OCBC Ti can?
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donno, not using

you can read the t&c or pds for details if insurance excluded
cybpsych
post Jun 15 2022, 02:47 PM

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Bank Islam has launched a new limited edition credit card in conjunction with the upcoming FIFA World Cup 2022. Offering cardholders a chance to win a once-in-a-lifetime experience to catch a live FIFA World Cup match, the Bank Islam Limited Edition Visa FIFA-Themed Credit Card-i is limited only to 10,000 units.



Win a trip to watch FIFA World Cup Qatar 2022, Thanks to Visa! https://www.bankislam.com/qatar/

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» Click to show Spoiler - click again to hide... «


This post has been edited by cybpsych: Jun 15 2022, 02:57 PM
cybpsych
post Jun 29 2022, 08:52 PM

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QUOTE(jutamind @ Jun 29 2022, 08:41 PM)
Any recent card promotion for travel and hotel booking? Which credit card?
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why dont you visit each of your card's bank website for promo?


cybpsych
post Jun 29 2022, 09:15 PM

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QUOTE(jutamind @ Jun 29 2022, 08:56 PM)
Am doing it, just wonder anyone can share the recent promotions that they've encountered
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what we encounter also can be found from their websites too
cybpsych
post Jul 4 2022, 09:25 PM

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QUOTE(vondutch @ Jul 4 2022, 08:53 PM)
Just notice my condominium MO accept credit card for the maintenance fees. Any card that I can used to get cashback? Currently I am holding PB VS, Affin Duo, MBB Ikhwan. Thank you in advance.
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direct: none of your cards are useful

indirect: Affin duo Cashback > bigpay/kiplepay card > condo mo

caveat, bigpay cc limit is 1k (foc), 1% fee thereafter. kiplepay will soon get 1k cc limit by 25 July.

does the mo accept ewallets?


if to get new card, perhaps Affin VS. at least 3% cb for any amount spending. must be wave and no PIN entry (direct insert to terminal or wave >rm250)

This post has been edited by cybpsych: Jul 5 2022, 11:07 AM
cybpsych
post Jul 6 2022, 08:41 PM

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https://www.bankrakyat.com.my/c/campaigns/c...it_i_musli-1606

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cybpsych
post Jul 7 2022, 01:47 PM

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QUOTE(cybpsych @ Jan 16 2022, 08:08 AM)
official notice by Citibank >> https://www.citibank.com.my/pdf/2022/announ...nt/advisory.pdf

read the FAQ within
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QUOTE(myteam94 @ Jul 7 2022, 01:44 PM)
Hi, I just want to check with others

I'm currently using Maybank 2 gold, thought to transition to Citibank Clear. Maybank AMEX may not really be much of use after some time using it since not a lot of retail I went actually accept AMEX.

Does Citibank Exit affect their Credit Card as well?
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cybpsych
post Jul 25 2022, 06:15 AM

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QUOTE(samsungXP @ Jul 24 2022, 10:35 PM)
which cc good for use on pump petrol rebate
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post here https://forum.lowyat.net/topic/4161836

follow template in post #2 there
cybpsych
post Jul 25 2022, 04:21 PM

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QUOTE(cenkudu @ Jul 25 2022, 04:14 PM)
Can we cancel Affin Duo Master card after 1 year?
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cybpsych
post Jul 25 2022, 04:37 PM

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QUOTE(samsungXP @ Jul 22 2022, 11:42 AM)
Credit card application will show in ccris no matter approved or reject ?
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QUOTE(samsungXP @ Jul 25 2022, 04:32 PM)
my application in ccris still show pending but got write credit limit 50k..so not sure approved or not
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just wait for official status
cybpsych
post Jul 25 2022, 06:25 PM

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QUOTE(samsungXP @ Jul 25 2022, 06:07 PM)
how long
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ask the bank

usually 1-2 weeks to process approval
cybpsych
post Jul 27 2022, 12:39 PM

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QUOTE(cybpsych @ Jul 9 2022, 07:24 AM)
Updated Terms and Conditions for UOB Malaysia ONE Credit Card (effective 1 August 2022)
https://www.uob.com.my/web-resources/person...nc-1aug-eng.pdf

// The following clauses have been updated and the Terms and Conditions shall be effective from 1 August 2022:

(i) Clause 1 has been revised to introduce new Rebate Categories and update Cash Rebate rates for both petrol and grocery.
(ii) Clause 2(n) has been updated to include GrabPay transactions to be recognized for Cash Rebate as per Tables 1 and 2.
(iii) Clause 4 has been updated to provide clarity on the tabulation of Monthly Spend requirement for Cash Rebate eligibility.
(iv) Clause 5 and 6 have been added to provide further clarity on the recognition cash rebate by UOB Malaysia system for UOB ONE Cards. //


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QUOTE(contestchris @ Jul 27 2022, 12:31 PM)
Guys, currently my combo is RHB Shell Visa as my primary, and HLB Wise Visa as my secondary.

RHB Shell Visa - I can safely hit the monthly spend of RM2.5k 10/12 months a year. The other 2/12 months, I can hit RM1.5k monthly spend. On some months, my spend can be significantly higher due to big ticket payment. Primary card for all transactions, EXCEPT the transactions listed below. Avg monthly cashback of RM80.

HLB Wise Visa - I can safely hit the min monthly spend of RM500 every month. This is my secondary card, I only use it to top up RM182 eWallet, and use it as primary for weekend Groceries and Dining. Occasionally, I use it for weekday Groceries and Dining. Avg monthly cashback of RM38.

HLB Wise Visa will require annual fee of RM98. Is there any other better card to replace it as my secondary? I'm very happy with RHB Shell Visa as my primary card, just wondering if there is an alternative for my secondary card.
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upcoming UOB One (Classic) from 1 Aug 2022 onwards...

use any days, not limited to weekend

grabpay can get cb but not other ewallets
cybpsych
post Aug 11 2022, 03:45 PM

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QUOTE(sadukarzz @ Aug 11 2022, 03:37 PM)
reshare here

seems all ipay88 merchants are affected, including zcity since they are using ipay88 gateway mad.gif



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This post has been edited by cybpsych: Aug 11 2022, 04:02 PM
cybpsych
post Aug 26 2022, 11:02 AM

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QUOTE(lis_elle @ Aug 26 2022, 10:38 AM)
I got three credit cards with fraudulent activities (transaction not done by me) in the span of two weeks! Wo de tien ah!

Is this gotta do with the data leak of ipay88? Such a hassle. Also times like this can see which bank is best at customer service
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just report to your respective issuing bank. they'll manage your cards.

troublesome for us, especially cards tied with autobilling. doh.gif
cybpsych
post Aug 30 2022, 02:16 PM

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A bit high on monthly spending to hit 5% cb...

https://www.bsn.com.my/PersonalBanking/Card...ack-credit-card

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cybpsych
post Aug 30 2022, 07:38 PM

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QUOTE(mamamia @ Aug 30 2022, 06:32 PM)
Effective rate is like 1.5%
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good for those rely on 1 card for lumpsum spending.

those to reap the cb max, can find 'creative spending' to make up to ~3k. biggrin.gif
cybpsych
post Sep 11 2022, 07:46 AM

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QUOTE(bbgoat @ Sep 10 2022, 08:51 PM)
Just got the Affin CB card, still blur blur on it. Did not activate the Master card. Have to ask RM on it. She asked me to get the Affin Duo card, other than the Invikta card.

So the Duo Plus cards only for contactless payment ?

The Duo cards for :
3% cash back on e-Commerce/online, e-Wallet and auto-billing transactions. Contactless payment no CB ?

Not sure mine is which one, Duo or Duo Plus, has to confirm with Affin RM.
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errrr from Affin website? biggrin.gif


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cybpsych
post Sep 13 2022, 06:32 AM

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QUOTE(samsungXP @ Sep 13 2022, 06:06 AM)
can i use current credit card to apply others credit card without any income document ?
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no

follow each bank's requirements
cybpsych
post Sep 23 2022, 12:42 PM

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QUOTE(kernel123 @ Sep 23 2022, 12:23 PM)
Hye guys.i need a help.i've done an installment with a merchant.i clearly said i want 24 months installment . the purchase done on 19 september.but im a bit suspicious as the bill doesnt show any installment duration.and i also contacted my bank hsbc,the purchase was not in installment

I've contacted the merhant but owner said transaction was done in installment

Right now in ping ping situation.should i wait a bit longer until my statement date or anything else i can do? Report to BNM etc
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look at terminal receipt?
cybpsych
post Sep 24 2022, 09:26 AM

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QUOTE(kernel123 @ Sep 24 2022, 08:08 AM)
Terminal receipt i need to look from merchant side ? This one is my receipt.usually if installment will be written how many months right

https://ibb.co/s2XX09Y
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yah, for Maybank, it shown on the receipt

this one probably merchant didn't execute the instalment correctly on the terminal... charged one shot instead

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