Sifu, any cash back credit card that suitable for Tao Pao shopping? Last time used Public Bank-Quantum, it categorize as grocery therefore only receive points instead of cash back.

hi guys, got question regarding credit card repayment. so i got two credit card with same interest rate, which 1 should i pay finish first? the one with lower balance or pay equally amount?

its not huge amount so i dun wanna do BT. pay on time with interest charges will hv bad record?

Thinking of going to maybankard centre at The Garden to apply for Maybank FCB Visa.

I have my Maybank 2 card approved but haven't reach. It is my first credit card.
Is it advisable to go and get the FCB Visa now?
Would I get rejected? Since it is my first card and yet to be activated.

Thinking to get the FCB Visa for my weekday use since Maybank 2 card is only good for weekend.

Gold

Hi, what's the most convenient way to apply for Ambank credit card? According to their website, we have to download application form, print and complete it then fax it to them??

https://www.ambank.com.my/eng/cards/truevisa

Which Credit Card got rebate for Online purchase.
1) Lazada
2) 11st
3) Q10
4) Shopee
5) etc.
Thanks
Need check do i got or apply for it.
Currently only UOBOne and CIMB rebate(but no rebate online anymore)

Hi, any idea how many days Ambank normally takes to process credit card applications?

BTW how does bank allocate the credit limit? For example if salary 2k, then maximum = 2x right?

i have 1 retail transaction and it voided on the same day..

the transaction will post and reflect in refund or won't post at all?

thanks in advance   

makes sense, thanks! and it is usually not accepted by the same bank to transfer balance balance from 1 CC to another, of the same bank?

What are the reasons for balance transfer, given the circumstances in Malaysian banking industry? All (?) banks charges the same interest rates on outstanding balance, and there fees for doing balance transfer. other than consolidating debts to one bank, not sure what other incentives....

So technically to consolidate CC debt to one CC? But the balance transfer would incur fee, so the 'benefit' of transferring is offsetted against the transfer fee.

Anyway, wonder if there are banks in Malaysia with lower interest rate p.a? I think all pun standard, which is up to 18%pa, right?

Amex card tp can convert it to cash meh? I thought only mbb VS point can convert ?

Penalty charges for credit card is 18p.a., but how is it charged? based on the outstanding balance as at payment due times the number of months?

Say, outstanding balance as at amount due is RM1k.
Penalty is RM1k * 18% / 12month = RM15?

The bold refers. Are you sure? Fees are charged for outstanding AND current charges?

hrm. called to Maybank to terminate my visa Ikhwan Petronas card which is come together with the car loan also. normally how long and how to check is it really terminated? thank you.

i got maybank amex to cover my weekend usage already. and i normally pump Shell one 

Yes online. Maybank Card Centre is a specific Maybank or any Maybank would do?

If I'm still in my first year of working meaning I still unable to declare my income tax, what's the chances that I'll get rejected due to not having the income tax documents? My savings account has high credit/debit transaction traffic so I guess that would be helpful?