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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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SzeMeng76
post May 18 2018, 11:01 PM

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QUOTE(Btcminer99 @ May 18 2018, 09:46 PM)
May I know what was your salary at the time of your CC application? Thank you for the feedback
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Only have gross salary RM 2,000 when I'm fresh graduated sweat.gif
SzeMeng76
post Jun 14 2018, 12:01 AM

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QUOTE(watabakiu @ Jun 13 2018, 10:29 PM)
My CC (Maybank) offers Ezy Payment scheme, going at 9% for 6 and 12months. Between the two, which provides cheaper total interest charges?
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the 9% charged on one time or based on per annum?
If one time charge is no difference between them.
If per annum, then confirm the 6 mths interest will be lesser.
SzeMeng76
post Jun 26 2018, 10:19 AM

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QUOTE(puputeh24 @ Jun 26 2018, 09:50 AM)
Who wasn't aware of those bank would have such T & C to protect themselves? By offering zero annual fees w/o minimum swipes, it would help them to gain and maintain competitive advantages.

My main point was whether you guys recently encountered similar circumstances as mine, I was wondering if other banks already started to do the same thing, by not offering zero annual fees anymore.
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From the beginning already knew that citibank each card have its annual fee as specify on their website. Waive or not is depend on their management discretion. For those others bank mentioned free life annual fee is really no annual fee at all. U can head over to citibank cc thread. A lot AF cases being share there.
SzeMeng76
post Jun 29 2018, 06:41 PM

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QUOTE(theboychris @ Jun 29 2018, 06:17 PM)
Are payment vouchers not accepted by banks as proof of salary? I was just informed this by one of the IMoney agents.
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Highly yes. At least need Salary Slip/Voucher to see breakdown of your salary.
SzeMeng76
post Aug 3 2018, 07:01 PM

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QUOTE(da drummer @ Aug 3 2018, 06:15 PM)
hye all
wanna ask if my cc limit is rm5000..then i buy item worth rm3000 do installment for 12 month...what is my cc limit balance?
it is rm5000-rm3000 or
rm5000-250 ( rm3000/12)
tq
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RM5000-3000=RM 2000.
then the RM 250 will release month by month once you clear the oustanding balance.
But for sure they will lock the whole lump sump first.
SzeMeng76
post Apr 16 2019, 09:52 PM

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QUOTE(fifagermany @ Apr 16 2019, 09:50 PM)
kena tipu
promoter misleaded me.
i have applied true visa and bonuslink.the promoter misleaded me,he circled the true visa only.he ticked secretly the carz and bonuslink.i have received these two cards,i want complain this issue ,which department can handling it?bnm or ambank?
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BNM wont entertain. Ambank.
You can cancel your carz and request add card - True Visa. Because they are sharing same credit limit.
SzeMeng76
post Apr 16 2019, 09:59 PM

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QUOTE(fifagermany @ Apr 16 2019, 09:53 PM)
can request it immediately?
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Yes of course.
SzeMeng76
post Sep 9 2020, 09:18 PM

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QUOTE(oldlady94 @ Sep 9 2020, 09:15 PM)
hi guys, i am about to apply for my first cc, would prefer islamic one, may i know which bank offers the best islamic cc?
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Maybank.


Maybank Islamic MasterCard Ikhwan (5% cb petrol&groceries on Fri,Sat) & Maybank Islamic PETRONAS Ikhwan (8% cb on petronas spend during Sat,Sun)
SzeMeng76
post Sep 9 2020, 10:07 PM

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QUOTE(oldlady94 @ Sep 9 2020, 09:23 PM)
is it solely on petrol and groceries? if i used it to pay bills or other stuff, would i be eligible to receive treats point?
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Yes.

Ikhwan - Every RM1 spend locally and overseas earn 1 Treatspoints (except for Petrol & Groceries on Friday & Saturday and government bodies)

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