Can, they will list u as not potential return customer je. I cancelled citibank ages ago with good record, keep call me back 

Never ever citibank again
All spending cash back alot t&c my friend, read through I no interest sudah. Plus I am not a crazy spender, I only use what I need, hence the number of cards I have.
At one point I have 12 cards, including hongleong mach, citibank cash back and uob vox. But mach annoying for the 10 transaction thing, citibank customer service centre is shit, uob vox no more utilities/bill cashback. So cancelled all these cards. Left 12 now

I know how to manage thanks to kind people in forum and fruittie! 

And I educate people around me about cards benefit coz why not, knowledge is power. Any nice cc recommendation for utilities/bill cashback like uob vox?

Hi Sifus,

Let say i buy furniture amount RM2000 on installment, bank will lock RM2000 of my CC limit. After I pay the mothnly, the limit that lock will be decreasing right? it will not lock until i finish pay the RM2000?.

For PETRONAS Maybank Platinum Visa any tread for this  and is it worth to apply this card ?

Guys, I'm just wondering how bank approve credit card actually?

I applied for a basic card from CIMB, BSN, both of them rejected my application.

I have been working in a 2 company for 2 years

My commitment only PTPTN, telco and insurance.both under my name but car is under my dad name but I pay it every month.

I do have tunggakan with PTPTN but is this the reason they reject my application?

I want to use the credit card mainly for FUEL only. I'm not a big spender.

one i applied direct thru website and another one thru Ringgit Plus

most of the credit card offer 20 days interest free, this 20 days is counting from the transaction date or the statement date ?

Hi, What would be the suitable credit card to use on Ikea? I have upcoming purchase to make over there and thinking to apply a card for this.

Now, let me see how many card you got here...  
Sis, You got CC from MBB, Citi, HSBC, HLB, CIMB, SCB, UOB, betul tak ?  

Hey guys I wanna cut my credit card and I have a good credit history using that card. If I wanna apply loan in future will all my credit history still there after I terminate my card?

total of cl from credit cards will affect new card application?

Application for Maybankard 2 Gold Credit card get rejected.
Call to CS but end up no reason given, just asking me to cancel my supplementary card and reapply after 6 months again.

Just a question, is supplementary card under my name may affect the credit score?

Can i know which bank will get easy approve for credit card application? I have try maybank and pbb but both being rejected.

May i know which bank offers the lowest exchange rate and lowest conversion/admin charges for overseas transaction?
I remebered that i used mbb cc in hong kong few years ago without extra charges apart from exchange conversion.
Just called up mbb today, and was informed the conversion charges for visa/master is about 2.25% and amex 2.5%.
Could anyone shed some light?

Thanks

Just a very noobie question, how long does it take for credit card company to process credit card after handing in all that's required.

I'm travelling for work soon and would like to get some free CB.

I applied form public bank but through ringgit plus.
Its been close to 9 days. Just got a call from them this morning actually.

recently my credit card applications all rejected, namely by mbb hsbc citi pbb. wonder if there is an unsaid limit on how many cards per person? because the card applications that were rejected are low basic cards whereas i have vi and etc cards with other banks already. no outstanding with other ccs or loans, always paid in full.

Your salary below 36k p.a.? If yes, you only can hold credit cards from 2 issuer banks only.

thanks for the answer   

I have another question, I researched about credit card. Some America websites say that we should not exceed 30% of our credit limit to maintain a good credit record. Is it the same in Malaysia?

Is 1. better than 2. ?

1.
First card usage = 1500/5000
Second card usage = 1500/5000

2.
First card usage = 3000/5000
Second card usage = 0/5000

Oh forgot to mention that both cards are from different banks.

Do I need to submit income documents for every card application or only the first one with a bank
Rephrase : If I already have a card with a bank, and I wanna apply a card with a lower income requirement, do I need to resubmit my income docs?

Hi all,  I have a question regarding outstanding balance calculation.

Lets say my statement day is 28th each month.
and the free interest period is 20days which is around 18th of the next month.

I know that if I don't settle the outstanding balance in full before 18th I will be charged interest in the next statement day.

However, if let's say I paid half of it before 18th, then pay the other half of the outstanding balance on 20th (after free interest period liao) then how is the interest being calculated?

Assume interest rate is 18%.

Is it 2 days X 18/100 / 365days X (half of the outstanding balance because half not paid after the free interest period)  ??

Im using maybank ikhwan petronas card. Say i want to buy phone priced RM2,000.

Can I pay partially  RM1,000 by cash,  and the rest RM1,000 will be paid by the 12 months installment plan? Or it depends on the merchant?

Anyone know any reason for bank to reject my cc application? I already have 2 cc currently (UOB Yolo & UOB One) and my application for Maybank 2 gold card was denied.