maybank & cimb with petronas only.

direct from service provider's website

for uob yolo, jompay @ pib is eligible too. good to pay bills or govt fees.

yes, most of us doing that manually each month. little effort. just need some pre-planning and diligently pay the bills

scb jop, yes.

https://www.affinonline.com/affinpay

i think this is sort of like samsungpay etc, not really an ewallet per se, just a medium to charge to affin cards via smartphone/nfc.

no idea. i never own ocb cards.

you can try yourself, perhaps?

or you can try UOB YOLO too

try hlb or cimb or uob.

they have increased to 50k/day limit transfer.


else, use RENTAS?


This post has been edited by cybpsych: Jul 10 2019, 11:12 AM

can loosely read this

https://loanstreet.com.my/learning-centre/w...bts-after-death

not sure applies to malaysia, but a good reading...

The simplest answer is that credit card debt is the borrower’s responsibility—not anybody else’s—especially when borrowing individually.

https://www.thebalance.com/credit-card-debt...d-death-4104435

This post has been edited by cybpsych: Jul 18 2019, 05:22 PM

gross

incoming new card from Affin Bank......

---

Added on
We’ve got Alif Satar in the house... our very own AFFINCards ambassador - for the official launch of AFFINBANK’S great new products, namely AFFIN Visa Signature Credit Card and AffinPay mobile app.

Graced with the presence of En Mohd Suffian Hj Haron, Interim Chairman of Affin Bank Berhad, En. Kamarul Ariffin Mohd Jamil, GCEO of Affin Bank Berhad, Mr. Ng Kong Boon, Country Manager Malaysia, Visa International and the management team of Affin Bank Berhad, it has been an awesome launch with all the awesome people around for the revelation of the awesome products.

And we can’t be anymore excited to share with every one of you on our brand new AFFIN Visa Signature Card which is indeed more rewarding than ever!

Perks? 3%* cash back for all contactless transactions and loads of other benefits too! Sign up with us now as you do really deserve more!

*Terms & Conditions apply

---

Added on
Launched @ 24 July 2019

Affin Bank unveils mobile app to rejuvenate consumer segment

https://www.theedgemarkets.com/article/affi...onsumer-segment

KUALA LUMPUR (July 24): Affin Bank Bhd has introduced its own mobile application AffinPay, as it banks on consumers as well as small and medium enterprises (SMEs) to drive its loan growth this year.

Group chief executive officer Kamarul Ariffin Mohd Jamil said loan growth, targeted at three percent this year, will be driven by the two segments.

“AffinPay is one of our products in the consumer segment and we see this, alongside with more digital products to be launched in the future, as a key driver for the growth,” he told reporters after launching AffinPay and Affin Visa Signature credit card today.

Affin Bank had initially guided for loan growth of between six percent to seven percent this year, but it has also acknowledged that growth could actually come in lower due to economic uncertainties arising from the heightened US-China trade tensions.

Kamarul Ariffin elaborated that loan growth for consumers and SMEs has been steady.

“Motor insurance has been quite challenging, we see a bit of contraction and also a flattish corporate segment,” he added.

Meanwhile, he said Affin is eyeing about 30,000 Affin Visa Signature new credit card users in the first year of introduction, coming from its current 800,000 debit- and credit-card members.

The newly-launched Affin Visa Signature Credit Card offers three percent cash back for contactless transactions performed at retail outlets.

The monthly payment for the card is RM80 per month or RM960 per annum.

Visa International country manager (Malaysia) Ng Kong Boon said Visa contactless transactions per month stood at seven million transactions, reflecting 35 percent of total Visa face-to-face transactions in the country.

“Contactless transactions have grown three times and it is evident that Malaysians appreciate how fast, convenient and seamless contactless payments are, and with these products by Affin, we believe the growth of electronic payments in Malaysia would accelerate,” he said.

This post has been edited by cybpsych: Jul 28 2019, 09:38 AM

no idea haha!

1) normal. it depends on when merchant "claim/settle" the transaction. once claimed, it will get posted into your card account.

2) follow Statement Balance and pay by Due Date. yours is a new card. no statement date yet. just wait. Outstanding Balance = total you spent or owed to-date.

general idea on how the statement works (similar to how your monthly bills is)



3) above.

4) above. wait for the actual Statement generated. the Payment Due Date will be assigned.

This post has been edited by cybpsych: Jul 20 2019, 10:38 AM

of course you can.

something about 3% cashback for contactless payment.

not sure tied to any specific merchant or not.

no idea

dont know if it's credit or debit card still.

not bad though. just a bit tough to find decent merchants and do contactless. later baru study the T&C

good card design too. they purposely expose the antenna



This post has been edited by cybpsych: Jul 24 2019, 08:22 PM

little annoyance is the contactless limit (not the rm250 per transaction limit). need to do a reset via pin, so this one will not get cashback.

not sure how affin implement it.

from the FAQ:

// Note: Please perform non-contactless transaction by key-in your PIN if your contactless transaction get rejected.

10. Why is it that my contactless transaction was declined even though I have sufficient credit / facility Limit?
Your AFFIN Visa Signature card comes with various safety and security measures to ensure you are always protected. At certain contactless usage intervals, you are required to key in your PIN to ensure that the card is safely in your hands.//