QUOTE(alex2009 @ Jan 10 2019, 04:37 PM)
nowhy ask here?
Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
|
|
Jan 10 2019, 04:38 PM
Return to original view | Post
#181
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
|
|
|
|
|
|
Jan 10 2019, 04:43 PM
Return to original view | Post
#182
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
|
|
|
Jan 18 2019, 10:52 AM
Return to original view | Post
#183
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
QUOTE(real55555 @ Jan 18 2019, 10:48 AM) So its the first month of the year and its the time to pay those government cukai pintu, tanah etc try ask hereI used to use Hong Leong Sutera to pay on weekend, because they used to award 3x points on weekend on all types of transactions, guess they have ammended it and no point awarded now for these payments. 1. So would like to ask all experts here which card best to use for these transactions? p.s. I also just got my cimb enrich credit card last month and according to their ongoing programme named "CIMB Enrich Acquisition", spending 3k/6k/18k within 2 months of approval date will be awarded 10k/30k/60k enrich points respectively which is very generous. I've read through the terms and conditions and government spending is not excluded from the calculation of the spending, which I found quite surprise because they excluded insurance and takaful expenses but not government charges? hmmm... 2. So my question is anyone able to clarify on this? Will reach 18k easily if cukai pintu can be included in the spending. |
|
|
Jan 18 2019, 02:45 PM
Return to original view | Post
#184
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
QUOTE(cybpsych @ Dec 31 2018, 12:56 PM) Revisions to Citi Card Terms & Conditions on Finance Charges and Payment w.e.f 15th January 2019 https://www.citibank.com.my/global_docs/pdf...s_on_15_Dec.pdf ![]() QUOTE(Gentleman_League @ Jan 18 2019, 02:40 PM) |
|
|
Feb 4 2019, 11:50 AM
Return to original view | Post
#185
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
|
|
|
Feb 27 2019, 11:14 AM
Return to original view | Post
#186
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
QUOTE(hunterlala @ Feb 27 2019, 11:10 AM) Why there is still retailer that impose 2% surcharge during credit card payment? Do we need to lodge a complaint? why not? there are many ignorant merchants doing unscrupulous act.there is no direct enforcement to curb it. keep complaining to relevant banks/parties or dont do business with them. This post has been edited by cybpsych: Feb 27 2019, 11:14 AM |
|
|
|
|
|
Feb 27 2019, 11:34 AM
Return to original view | Post
#187
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
QUOTE(hunterlala @ Feb 27 2019, 11:29 AM) Don't know whether complaining to bank they will take action or not. yeah, the regulatory and banks are not taking firm action to correct this unethical behavior.Currently I'm asking for wedding packages from bridal shop in alor setar. Every shop need to impose surcharge when using cc. It's a flagant violation, but they doing it openly asking for it. What the hell. it's already a wrong practise, yet if no one taking stern action against them, it becomes a norm. only way is keep complaining. anyhow, try propose bridal shop to use bigpay i did it to mine, until both parties are transacting via bigpay. furthermore, bridal shop can use the fund in bigpay for their goods/services payment too. easy for them. also, bridal shop reduce using cc terminal which charges hgiher MDR fee. just some idea |
|
|
Mar 1 2019, 02:39 PM
Return to original view | Post
#188
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
QUOTE(cybpsych @ Jan 8 2019, 09:30 PM) GET 30% CASH BACK ON YOUR OVERSEAS PURCHASES [ UOB | T&Cs ] Campaign period is from 1 January 2019 until 3 March 2019. Spend online or overseas with your UOB Mastercard today UOB Mastercard is rewarding you with 30% Cash Back for foreign currency transactions. Just swipe 3X in foreign currency or online purchases with your UOB Mastercard during the participating months to be eligible. ![]() QUOTE(jutamind @ Mar 1 2019, 02:35 PM) ending soon for UOB |
|
|
Mar 1 2019, 02:46 PM
Return to original view | Post
#189
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
|
|
|
Mar 8 2019, 09:44 AM
Return to original view | Post
#190
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
QUOTE(myteam94 @ Mar 8 2019, 09:24 AM) yup, my first CC. iinm, citibank is picky to newbies to cc (no credit history).My credited bank is Maybank since my salary not eligible, Maybank CC out from the option Currently I'm waiting from RHB representative Citibank straight rejected my application, i thought they can at least mention why (due to loans/salary and etc) rejection may not be solely from 1 specific factor/reason. banks compute your score/risk assessment from variety of factors, probably either they cannot tell (except putting more effort to drill) or internal P&C (the algorithm to compute) also, it prevents ppl from frauding their documents in order to "pass" the bank's assessment. if you think you have a very solid case (with good documentation and justification), alternative is to escalate to BNM (some did that) and gotten the actual rejection reason. but then again, it's really not worth the time/effort just to know the reason. just move on with other banks/cards, then with steady stream of income and credit history, circle back again to Citibank. |
|
|
Mar 9 2019, 11:17 AM
Return to original view | Post
#191
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
QUOTE(Morales @ Mar 9 2019, 11:06 AM) any cc recommended for GSC/TGV movies? check which cards got promos here...i am looking at HongLeong GSC at the moment. anyone used the HongLeong GSC card? looking to hear feedback from you guys TGV https://www.tgv.com.my/promotions/general/current.html GSC https://www.gsc.com.my/html/promotions.aspx?ID=39&PID=74 MBO - RM8 WEEKEND Promo with RHB – Friday, Saturday & Sunday https://malaysiafreebies.com/mbo-rm8-weeken...aturday-sunday/ |
|
|
Mar 11 2019, 08:56 PM
Return to original view | Post
#192
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
QUOTE(cybpsych @ Dec 25 2016, 09:02 AM) yep, but ~50 days interest free if you spend on 25-Dec only. the 20-day interest free is from bill date, not not everyday spending will get ~50 days. illustration... ![]() QUOTE(BoonieTan @ Mar 11 2019, 08:44 PM) Hello guys, illustration abovewanted to ask a newbie question. How does credit card interest free period works? If say my card provide 20 days interest free, does it count from statement date onwards or from transaction date? My card is RHB reward and cashback card if this info may help you to understand my question better. to earn the 20 days interest free, must clear your statement balance in full for your previous statement. if you diligently pay off your statement each month, by due date, then each following months got 20 days interest free period. |
|
|
Mar 17 2019, 06:06 PM
Return to original view | Post
#193
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
|
|
|
|
|
|
Mar 22 2019, 04:43 PM
Return to original view | Post
#194
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
QUOTE(scriptkiddie44 @ Mar 22 2019, 04:18 PM) Hello anyone here having experience uplifting FD pledged for CC? dont think so.Here's my situation: Last year, I went to Maybank to apply for M2C Gold (salary was qualify for FCB VS / M2C Plat). But for some unknown reason, they rejected my application. So I asked if I can pledge for the card. They requested 5k and I pledged. The CL for my M2C Gold is 5k. Then after few months, I applied for FCB visa signature (at The Gardens CC Center). Within 1 day, they approved my application and got my card. Then I checked my CL, it is increased to RM10k. Question: Since I already eligible for FCB Visa Signature, and got the CL of 10k, can I still uplift my FD without surrendering my M2C Gold? I don't know why they rejected my application in the first place you could be still be pledged for 5k, then mbb increase additional limit of 5k only, not a full 10k to you. 10k to you is 5k+5k to mbb. |
|
|
Mar 23 2019, 11:28 AM
Return to original view | IPv6 | Post
#195
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
|
|
|
Mar 30 2019, 05:43 PM
Return to original view | Post
#196
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
QUOTE(fool1988 @ Mar 30 2019, 03:43 PM) Hi, anyone can introduce me a credit card that got cashback on medication? Cause my father will admit hospital for knee surgery soon and the fee should be RM50K. So I was thinking there is any credit card with unlimited cashback yet can use to pay for hospital surgery fee? (too good to be true???) can try this. hospital should accept amex. do check with them.If any, can please introduce? Or else, which will be a better choice for this. ![]() |
|
|
Apr 1 2019, 11:33 AM
Return to original view | Post
#197
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
QUOTE(lockheed90 @ Apr 1 2019, 11:30 AM) post in right threadyou SHOULD cancel if no plan to use. of course unactivated card can be canceled. do not leave it unattended. you might get SST charged, even if it's not activated. |
|
|
Apr 10 2019, 06:58 PM
Return to original view | Post
#198
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
|
|
|
Apr 11 2019, 08:07 AM
Return to original view | Post
#199
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
QUOTE(Cantona2244 @ Apr 10 2019, 10:36 PM) if new-to-bank, roughly 2 weeks.they would call you roughly 1-2 days after submission. their follow-up is quite good. QUOTE(bullshi @ Apr 11 2019, 06:50 AM) possible, call respective cs to find out.same question: why? |
|
|
Apr 18 2019, 07:45 PM
Return to original view | Post
#200
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,324 posts Joined: Jan 2003 |
|
| Change to: | 0.0265sec
0.42
7 queries
GZIP Disabled
Time is now: 12th December 2025 - 11:43 PM |