Hi all,

is it still worth and safe to start investing into HelloGold now? Since gold price is still low

Planning to just invest for fun at ~RM200, and take advantage of the GrabPay 500 points promo

Invested this morning with grabpay. U decide

No longer charge additional market premium price? Last i check need to pay additional charges when buying gold coz of high demand.

Yes as they've separated the price to buy price and sell price.
The buy/sell spread is approximately 5% on weekdays.

As the year is drawing to a close, Robin reflects on how 2020 was from a financial savings perspective and what gold returns were compared to other investments choices.

You'll also find out what financial advice he gave his two sons as they prepare for their adult lives.

“How difficult is it to make 20% in one year? For most Malaysian fund managers – the professionals who invest for a living – it is pretty difficult. Out of the 1,300+ Malaysian funds that Morningstar tracks, only 303 funds made more than 20% in the last 12 months. That number drops to just...”

Read more: https://www.hellogold.com/2020-wrap-up/?utm...tm_medium=email

Grabpay power up (only for today) is eligible when purchase gold via Grabpay min Rm250.

*while quota last.

Invest RM 150 also got 3000 points, can get both 2 reward points.

With about RM 15 spread, no wonder this app can still survive.

the problem is we don't know the point still available or not until we make payment. very risky

Assuming if this fellow friend did at 8am plus:

There's still quota.
I think this round quota could last longer.

i did it last night 1.00am, wait until HG finish their maintenance

Still available as of now.
Collected 11.7k reward point ~~ RM70





Thanks. Initially, I aim the highest reward, but since u mentioned can get both. I did another one.

same here. Now just wish that gold price will climb high so can cover up the rm14 gap

Does hellogold still charge administrative fees per month on storing gold on their app? My last experience, 2019. They did charge that fees per month.

[update]
Found the answer. they still charge administrative fees. Bank don't charge fees when store gold.

Administrative Fee
We charge an annual administrative fee of 2% to keep your gold safe and secure. The fee is calculated daily and charged on a monthly basis. Should you sell your gold before the monthly charge period, your fee will be calculated based on the number of days you held your gold with us.

This post has been edited by ericlaiys: Dec 31 2020, 11:07 AM

really need to wish gold price will climb high to cover the cost, otherwise just sold immediately since we already earn the point from Grab.

I just sold off everything. They also charge daily administrative fees even few minutes. lucky got grab point promo to cover up.
Hellogold - lost rm27
Grabpoint - Gain 70+

Still worth it the deal.

The awarded bonus points can cover the RM 14 spread.

7750 points = RM 46.96
3950 points= RM 23.93

Provided that buy and sell immediately.

This post has been edited by GrumpyNooby: Dec 31 2020, 11:27 AM

Anyone manage to get RM30 gold via this campaign?

https://www.rakutentrade.my/b/campaigns/jan...x-rakuten-trade

Havent tried investing in gold via HelloGold yet, thought of giving this a try for my first gold investment.

I joined their campaign last year Mar/Apr and managed to get HG Gold worth RM30.
You need to register with Rakuten with their promo code: HELLORAKU and activate the account only eligible to get this offer.

My last year promo email from Rakuten:

Congrats!! You've activated your Rakuten Trade account and we're just thrilled!
<My Name>, to claim your RM30 OFF HelloGold promo code *... on us, here is your unique code XXXXXXXX

This post has been edited by Dexter: Jan 8 2021, 11:25 PM

Thanks!

Registered my final account with RT.

Too bad I will be only eligible for RM30 HG codes, since I owned the other 2 accounts already.