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 eUT / POEMs / Phillip Mutual Berhad UT discussion, Coz' Fundsupermart not cheapo enuf'!

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Kudo2012
post Jul 21 2019, 11:49 AM

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QUOTE(i1899 @ Jan 29 2018, 04:56 PM)
Dont think the FREE intra switching is a human error; free intra switching is a common practice nowadays.

Not like public mutual, which clearly differentiate the "loaded units" (initially bought with 5% sale charge) and "unloaded unit". Switching towards EQ fund of unloaded units will be charged accordingly.  ( it was like this N years ago, i hope the system is not changed)
Not like FSM, switching is offset by credit system.

In eUT, no way to track the fund in MMF is fund switched from equity fund (loaded units)/ fresh fund (unloaded unit). As long as it is intra switching, then it is without any sales charges.
Therefore, it is possible to buy equity fund under eastspring/ kenanga/ phillip/ am investment/ (some more?) without any sales charge any time any amount.  devil.gif  until they implement a new system to cover the hole.

not need to wait for the promotion.
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the intra-switch is free from bond fund to euqity fund (same fund house), still wotk in EuT?
Kudo2012
post Jul 21 2019, 09:43 PM

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QUOTE(roarus @ Jul 21 2019, 01:16 PM)
Last did it end of May, Kenanga Bond -> Kenanga Growth 0% sales fee
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thanks, should try purchase bond fund in july as the promotion 0% sales charge going to finish end july
Kudo2012
post Jul 22 2019, 09:40 AM

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QUOTE(MUM @ Jul 21 2019, 10:35 PM)
if you are thinking of buying a bond fund then switch to EQ fund later......
hmm.gif why would you want to purchase bond fund in July when you can purchase EQ fund at 0%Sc in July too?

https://www.eunittrust.com.my/Home/fund_promo
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My intention is to purchase bond fund in July, then c whether there is necessary to top up / DCA equity fund after July.
Kudo2012
post Jul 22 2019, 12:26 PM

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QUOTE(MUM @ Jul 22 2019, 12:07 PM)
I "think most" bond funds under eunittrust is 0% Sc....even under non promotional periods.
please check/enquire/confirm........if yes,...then no hurry must buy in July....
(but if you want buy just to "standby" the money, waiting for THE good time to move to EQ then....another story)

previously, many highlighted the advantages of Bond funds in Eunittrust VS Bond funds in FSM MY....if I remember correctly, both are 0%SC but FSM MY Has platform fees on many of them while Eunittrust has no platform fees all.
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actually i found out there are few fund houses charging RM 25 switching fee, such as RHB and Manulife.
The aforesaid charges only indicated in their prospectus instead on EUT website.
Kudo2012
post Jul 22 2019, 12:42 PM

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QUOTE(MUM @ Jul 22 2019, 12:33 PM)
so if you are thinking of doing that (buy FI funds) just to get 0%Sc promotion in July.....do consider what I had just mentioned
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thanks, noted the comment.
Kudo2012
post Jul 22 2019, 12:46 PM

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QUOTE(kimjiwon @ Jul 22 2019, 12:02 PM)
Bond fund does not grow as fast, but you will need to pay 3% up front which is not worth for low-medium returned fund. Better put in FD than Bond fund (with 3% fee deduction)
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actually i have many bond fund in FSM, the YTD as of today are 6~7%.
the risk will be in sep due to FTSE will review again and consider remove M'sia bond from global index

Kudo2012
post Aug 12 2019, 10:20 AM

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QUOTE(roarus @ Aug 4 2019, 08:38 AM)
Mine too, AmBon Islam with low risk rating. Performance keep inclining, it's worrying me actually because I don't really believe investment grade can perform so well. Unless I read P2 and BBB table ratings definition wrongly. Back in Mar it bought into some Malaysian Government Securities. Allocation of MGS increased based on Jul report.
Top 2 entries are bond funds:
user posted image
Yes 0% sales fee at the moment. No platform fee so far. Even if got sales fee you can cheat a little and buy into Phillip Money Market / Islamic Cash with 0% fee first and then switch to the bond fund you desire
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The FTSE going to review Malaysian Government Securities (MGS) bond in sep.
if they remove MGS from global government bond index, then there will be very high risk for ambon islam
Kudo2012
post Aug 22 2019, 10:20 AM

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QUOTE(Ramjade @ Aug 16 2019, 12:58 AM)
No need to wait for promo. Now with POEMS SG everyday is a free day as there's no commision involved in buying unit trust
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May i know how you transfer the fund to POEM SG?
currently i have CIMB SG account only. can't use the eNETS and EPS
Kudo2012
post Aug 22 2019, 10:29 AM

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QUOTE(Ramjade @ Aug 22 2019, 10:23 AM)
That's the thing about POEMS SG. It don't support Cimb.
Only banks it support for transfer are
Dbs/posb, ocbc, uob, Maybank, standard chartered and I think HSBC or Citibank. You need account with one of those banks if you want to use POEMS.
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What about FSM SG? does FSM SG accept payment from CIMB SG?
Kudo2012
post Aug 22 2019, 10:47 AM

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QUOTE(Ramjade @ Aug 22 2019, 10:37 AM)
Not sure. Haven't tried. From their FAQ,  seems like Yes.
https://secure.fundsupermart.com/fsm/advice...vices/faq/2409/
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I just activated POEM SG acc, but can't use it due to not access to their payment mode.

Kudo2012
post Aug 29 2019, 12:56 PM

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sales promotion is coming

https://www.eunittrust.com.my/Home/fund_promo

Kudo2012
post Aug 30 2019, 10:31 AM

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QUOTE(Zegoon681111 @ Aug 29 2019, 10:40 PM)
Yay!

Hopefully 0% sales charge will continue next month
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0% sales charge until 30/Sep
Kudo2012
post Sep 30 2019, 01:19 PM

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EUT changed the platform design, go n check
Kudo2012
post Sep 30 2019, 01:37 PM

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QUOTE(markedestiny @ Sep 30 2019, 01:33 PM)
Yes, much better presentation after you login.

Could do better to improve the pre-login homepage to be more attractive.  Anyway, no complaints on the zero fees.
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I can't find my average price of NAV.. shakehead.gif
Kudo2012
post Oct 18 2019, 11:59 AM

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zero sales charge from 17th Oct 2019 to 29th Nov 2019

 

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