Hi Guys, lil question here. I've just gotten my maybank 2 cards in Feb 2017 with a credit limit of RM6k per month. However, Im spending like RM12k a month and need to clear my credit card debts like every week to make sure all my transactions can go through smoothly.
I've given Maybank a call and they told me that I can only get a credit limit increase after a year of using the card.
Do you guys know of any other way I can get an increase ASAP?
Would really appreciate some insights for you guys!
PS. I've never had a late payment before and superb credit history on all my other credit cards, phone bills, insurance payments and things like that

For permanent increase you need to have your supporting document like your latest 2 months salary and the standard is like 2 X your monthly salary limit

does this mean they will increase it by 2x my monthly salary or up to 2x my monthly salary?

Depending on your salary.

Usually it's up to 2X of your monthly salary but if you're earning a lot, it's not really an issue.

If you are desperate for more limit, suggest you put in FD to get a higher limit.

Be reminded that the FD is stuck until you cancel card.

only UOB is generous to give high credit limit based on my observation

Citibank can get x8

something stumbled across my mind, for those who pledge FD for maybank credit cards.
i saw something about Unclaimed Moneys Act 1965 which applies to the eFD.
does it applies to normal FD which is tied to the FD for the credit card?

Depending on your salary.

Usually it's up to 2X of your monthly salary but if you're earning a lot, it's not really an issue.

If you are desperate for more limit, suggest you put in FD to get a higher limit.

Be reminded that the FD is stuck until you cancel card.

LOL.. My salary itself is only around RM3.9k gross per month. But my side income Im getting like RM10k+ from paypal every month. Is there anyway I can use that to help increase my credit limt as well?
I dun think FD is an option for me now though.. Need the cash to roll over every month now

On an unrelated question -

Assuming I already have a 100k CL limit for my conventional Maybank Card.

I would want to get another card ( Eg - World Mastercard ) from MBB.

Do I need to submit a fresh application or can I just contact them to issue me one?

Since the CL is shared and my CL already exceeded the minimum threshold....

Then too bad, unsecured lending is like that one.

Side income = Did you declare for tax? If yes, it can be used as supporting.

But again, it's up to bank to allow or not.

Maybe you can try another bank in UOB / Citi which are known to give good CL

LOL nope.. These side income just started coming in 2017 thats why not even declared for tax yet.
Looks like my luck is running out. Time to look for another bank to get good points for my purchases 

I activated but didn't use only.
That's a good idea. I used AmEx though for BT.

Hi can explain about credit card limit?
If I have combine card 5K, use 100. can i purchase i item > RM 10k? will the transfer suceess?

Hi can explain about credit card limit?
If I have combine card 5K, use 100. can i purchase i item > RM 10k? will the transfer suceess?

Unless you can qualify for RHB VI for their premier customer, Maybank's points still one of the best in the market

Hi can explain about credit card limit?
If I have combine card 5K, use 100. can i purchase i item > RM 10k? will the transfer suceess?

Yea.. thats kinda my problem. My annual income is too low to qualify for premier cards.
Also M2U is updating too slowly... I get hit with a big transaction and it doesn't show up in M2U and I can't pay it off and when the second transaction comes, I cant even get it through as the first one hasn't even shown up for me to pay it.
This is really annoying me.. Is there any way to like prepay my credit card first so that all transactions go through smoothly?

Yea.. thats kinda my problem. My annual income is too low to qualify for premier cards.
Also M2U is updating too slowly... I get hit with a big transaction and it doesn't show up in M2U and I can't pay it off and when the second transaction comes, I cant even get it through as the first one hasn't even shown up for me to pay it.
This is really annoying me.. Is there any way to like prepay my credit card first so that all transactions go through smoothly?