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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?
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fruitie
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Jun 29 2017, 11:10 PM
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Rise and Shine
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QUOTE(rhodon @ Jun 29 2017, 11:06 PM) the guy keep on reassure me no problem. really headache now. maybe need to spend money to buy the ctos report then only know  Not until CTOS yet la. CCRIS can be checked for free via BNM kiosk. You can check next month. Chill la...
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fruitie
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Jun 30 2017, 11:22 AM
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Rise and Shine
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As expected, I didn't get 5% cash back for my Taobao HZ. It's not 0.2% either, I'm suspecting it is 2%.  Gotta call up CIMB CS to make a complaint.
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fruitie
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Jun 30 2017, 11:29 AM
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Rise and Shine
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QUOTE(DarReNz @ Jun 30 2017, 11:27 AM) erm if it's not 5% nor 0.2% should be 0% right ? It's 2%. I think I read it on PBB thread, it is categorized under "groceries".
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fruitie
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Jun 30 2017, 10:50 PM
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Rise and Shine
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QUOTE(wjleong15 @ Jun 30 2017, 09:47 PM) fuitie cimb vs reduce requirement to 60k pa?  Not sure because I don't think I'm interested in it.
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fruitie
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Jul 1 2017, 12:20 PM
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Rise and Shine
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QUOTE(wjleong15 @ Jul 1 2017, 12:35 AM) I think so I got confused Cause in the vs page show 60k I remember before was 100k Then in their affinity cc programme show 100k I want to apply their affinity cc programme http://www.cimbbank.com.my/en/personal/pro...redit-card.htmlSo wanted to know whether vs is 60k or 100k That's huge different...  I think use this page: http://www.cimbbank.com.my/en/personal/pro...-signature.html60k for VS level?  CIMB is really desperate. I can fulfill regardless it's 60k or 100k but it's not interesting at all.
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fruitie
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Jul 1 2017, 12:51 PM
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Rise and Shine
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QUOTE(tan_aniki @ Jul 1 2017, 12:44 PM) yup their VS is almost useless, just free 2 entries vouchers to PPL and if you didnt spend RM100k pa then you got no more entry... PB VS is worth more than this Yes, not worth the time to apply for it. If one wants for PPL, there are better cards out there with lower and more lenient requirements.
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fruitie
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Jul 1 2017, 08:39 PM
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Rise and Shine
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QUOTE(boonhan @ Jul 1 2017, 08:18 PM) It weird they have pay full outstanding option, No outstanding still charge u late payment as no full payment. Btw, i hold cimb for 3 years and only once get finance charge. I aways paid via "full outstanding". Tak kena means will not kena. At least you already kena once but not sure how they assess this part.
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fruitie
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Jul 1 2017, 09:07 PM
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Rise and Shine
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QUOTE(wjleong15 @ Jul 1 2017, 08:53 PM) fruitieIn the past 2 months I received 3 auto cl increased via sms citi ambank and cimb strange... is it because of approved pb housing loan? Not sure. I hope they don't increase for me, buat susah me to call to refuse it.  I will have housing loan next time and see if that helps.
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fruitie
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Jul 2 2017, 12:22 AM
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Rise and Shine
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QUOTE(wjleong15 @ Jul 2 2017, 12:01 AM) sorry for misleading not really auto but is just to reply yes or no cimb is to call back say yes feel strange... citibank and ambank sms were in 2 days continuously after nearly 2 months cimb pula hlb use for many years but never offer me  Oh, CIMB also offered me but I didn't bother.
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fruitie
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Jul 2 2017, 12:25 PM
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Rise and Shine
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QUOTE(alexwsk @ Jul 2 2017, 11:18 AM) let me clarify, i was buying clothing at departmental at Pacific Taiping Mall The Store Taiping on the other hand is 0.2%, which is correct Nothing unusual, same goes to me when I bought clothes for my dad at Pacific Batu Pahat and got cash back using MBB VS. So it's groceries. I believe Pacific and The Store are using different terminals.
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fruitie
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Jul 2 2017, 05:32 PM
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Rise and Shine
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QUOTE(kclamtarc @ Jul 2 2017, 04:16 PM) may i know what do you guys do when received your monthly statement? do you go try calculate each spending and see whether the total cash back printed in statement tally with your own calculation? because this is what i did, seem very ngiaw chee but i think that's the purpose I apply for cash back credit card haha. i wonder why CIMB does not make the effort to clearly list out how many cash rebate we got for each individual spending rather than put in a total amount of cash rebate we get. afterall the system should be able to generate in just a click..? Not only CIMB others as well. So far I know HLB Wise and MACH do this by tagging the categories.
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fruitie
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Jul 2 2017, 09:18 PM
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Rise and Shine
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QUOTE(kclamtarc @ Jul 2 2017, 09:02 PM) hahaha... can we request to CIMB too?  No la. We can easily calculate it.  Excel is our best friend.
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fruitie
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Jul 2 2017, 10:05 PM
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Rise and Shine
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QUOTE(wyh @ Jul 2 2017, 09:49 PM) Any way to determine payment through taobao is Shanghai or Hangzhou ? No way..  It's 2% for HZ or 5% for SH. Anyway, I will make complaint to CIMB for double standards despite same merchant - Taobao. They are obviously online transactions.
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fruitie
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Jul 2 2017, 10:53 PM
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Rise and Shine
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QUOTE(wjleong15 @ Jul 2 2017, 10:49 PM) how to know is hz or sh? in my statement show www.taobao.com only however next month only know how much cash back Er.. It's showing in unbilled transactions, I can see it.
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fruitie
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Jul 3 2017, 12:38 AM
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Rise and Shine
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QUOTE(wjleong15 @ Jul 2 2017, 11:19 PM) now i saw leh in second line ALI*www.taobao.com HANGZHOU CN mean 2% rebate? how to get back the 3%? Yes, 2%. Go and complain, make our voice heard. I will do my part.
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fruitie
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Jul 3 2017, 08:21 AM
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Rise and Shine
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QUOTE(DarReNz @ Jul 3 2017, 07:45 AM) fruitie since you have been a regular customer of taobao, does it come with 1% cross border fees ? i supposed this would happen if you are buying in MYR ? Hmm. Mine is in RMB.
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fruitie
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Jul 3 2017, 09:15 AM
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Rise and Shine
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QUOTE(jkngo2003 @ Jul 3 2017, 09:04 AM) lazada is not online transtition anymore. please take note. i have done few transition and check with cs this morning. all is not online transition Did you try to lodge a complaint with CS? If Lazada is not online transaction, then what is?  Anyway, using app it seems that has problems.
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fruitie
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Jul 3 2017, 03:13 PM
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Rise and Shine
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Called CIMB for Taobao Hangzhou issue and they said nothing much can be done as posting is done by merchants. They want me to contact Taobao to address this issue.  So, in short nothing can be done until someone can find out how this posting is done.
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fruitie
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Jul 3 2017, 03:52 PM
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Rise and Shine
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QUOTE(David83 @ Jul 3 2017, 03:49 PM) How about the Lazada case then? Got two descriptions also.  At least Lazada is app and desktop version, still easy to differentiate and I'm sure they will ask you guys to contact merchant too.
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fruitie
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Jul 3 2017, 06:42 PM
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Rise and Shine
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QUOTE(wjleong15 @ Jul 3 2017, 04:36 PM) Let's wait end of this month statement come only complain not yet receive cash back No need... I already called and they asked me to contact Taobao instead.
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