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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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fruitie
post Jun 29 2017, 11:10 PM

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QUOTE(rhodon @ Jun 29 2017, 11:06 PM)
the guy keep on reassure me no problem. really headache now. maybe need to spend money to buy the ctos report then only know hmm.gif
*
Not until CTOS yet la. CCRIS can be checked for free via BNM kiosk. You can check next month.
Chill la...
fruitie
post Jun 30 2017, 11:22 AM

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As expected, I didn't get 5% cash back for my Taobao HZ. It's not 0.2% either, I'm suspecting it is 2%. hmm.gif

Gotta call up CIMB CS to make a complaint.
fruitie
post Jun 30 2017, 11:29 AM

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QUOTE(DarReNz @ Jun 30 2017, 11:27 AM)
erm if it's not 5% nor 0.2% should be 0% right ?
*
It's 2%. I think I read it on PBB thread, it is categorized under "groceries". doh.gif doh.gif
fruitie
post Jun 30 2017, 10:50 PM

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QUOTE(wjleong15 @ Jun 30 2017, 09:47 PM)
fuitie cimb vs reduce requirement to 60k pa?
confused.gif
*
Not sure because I don't think I'm interested in it.
fruitie
post Jul 1 2017, 12:20 PM

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QUOTE(wjleong15 @ Jul 1 2017, 12:35 AM)
I think so
I got confused
Cause in the vs page show 60k
I remember before was 100k
Then in their affinity cc programme show 100k

I want to apply their affinity cc programme
http://www.cimbbank.com.my/en/personal/pro...redit-card.html

So wanted to know whether vs is 60k or 100k
That's huge different...
doh.gif
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I think use this page: http://www.cimbbank.com.my/en/personal/pro...-signature.html
60k for VS level? laugh.gif CIMB is really desperate. I can fulfill regardless it's 60k or 100k but it's not interesting at all.
fruitie
post Jul 1 2017, 12:51 PM

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QUOTE(tan_aniki @ Jul 1 2017, 12:44 PM)
yup their VS is almost useless, just free 2 entries vouchers to PPL and if you didnt spend RM100k pa then you got no more entry... PB VS is worth more than this
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Yes, not worth the time to apply for it. If one wants for PPL, there are better cards out there with lower and more lenient requirements.
fruitie
post Jul 1 2017, 08:39 PM

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QUOTE(boonhan @ Jul 1 2017, 08:18 PM)
It weird they have pay full outstanding option,
No outstanding still charge u late payment as no full payment.

Btw, i hold cimb for 3 years and only once get finance charge. I aways paid via "full outstanding".
*
Tak kena means will not kena. At least you already kena once but not sure how they assess this part.
fruitie
post Jul 1 2017, 09:07 PM

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QUOTE(wjleong15 @ Jul 1 2017, 08:53 PM)
fruitie
In the past 2 months I received 3 auto cl increased via sms
citi ambank and cimb
strange...
is it because of approved pb housing loan?
*
Not sure. I hope they don't increase for me, buat susah me to call to refuse it. laugh.gif
I will have housing loan next time and see if that helps.
fruitie
post Jul 2 2017, 12:22 AM

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QUOTE(wjleong15 @ Jul 2 2017, 12:01 AM)
sorry for misleading
not really auto
but is just to reply yes or no
cimb is to call back say yes

feel strange...
citibank and ambank sms were in 2 days continuously
after nearly 2 months cimb pula

hlb use for many years but never offer me
bangwall.gif
*
Oh, CIMB also offered me but I didn't bother.
fruitie
post Jul 2 2017, 12:25 PM

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QUOTE(alexwsk @ Jul 2 2017, 11:18 AM)
let me clarify, i was buying clothing at departmental at Pacific Taiping Mall
The Store Taiping on the other hand is 0.2%, which is correct
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Nothing unusual, same goes to me when I bought clothes for my dad at Pacific Batu Pahat and got cash back using MBB VS. So it's groceries. I believe Pacific and The Store are using different terminals.
fruitie
post Jul 2 2017, 05:32 PM

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QUOTE(kclamtarc @ Jul 2 2017, 04:16 PM)
may i know what do you guys do when received your monthly statement? do you go try calculate each spending and see whether the total cash back printed in statement tally with your own calculation? because this is what i did, seem very ngiaw chee but i think that's the purpose I apply for cash back credit card haha.

i wonder why CIMB does not make the effort to clearly list out how many cash rebate we got for each individual spending rather than put in a total amount of cash rebate we get. afterall the system should be able to generate in just a click..?
*
Not only CIMB others as well. So far I know HLB Wise and MACH do this by tagging the categories.
fruitie
post Jul 2 2017, 09:18 PM

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QUOTE(kclamtarc @ Jul 2 2017, 09:02 PM)
hahaha... can we request to CIMB too? tongue.gif
*
No la. We can easily calculate it. biggrin.gif Excel is our best friend. laugh.gif
fruitie
post Jul 2 2017, 10:05 PM

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QUOTE(wyh @ Jul 2 2017, 09:49 PM)
Any way to determine payment through taobao is Shanghai or Hangzhou ?
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No way.. sweat.gif
It's 2% for HZ or 5% for SH.

Anyway, I will make complaint to CIMB for double standards despite same merchant - Taobao. They are obviously online transactions.
fruitie
post Jul 2 2017, 10:53 PM

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QUOTE(wjleong15 @ Jul 2 2017, 10:49 PM)
how to know is hz or sh?
in my statement show www.taobao.com only
however next month only know how much cash back
*
Er.. It's showing in unbilled transactions, I can see it.
fruitie
post Jul 3 2017, 12:38 AM

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QUOTE(wjleong15 @ Jul 2 2017, 11:19 PM)
now i saw leh
in second line

ALI*www.taobao.com
HANGZHOU CN

mean 2% rebate?
vmad.gif  ranting.gif

how to get back the 3%?
*
Yes, 2%. Go and complain, make our voice heard. I will do my part.
fruitie
post Jul 3 2017, 08:21 AM

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QUOTE(DarReNz @ Jul 3 2017, 07:45 AM)
fruitie since you have been a regular customer of taobao, does it come with 1% cross border fees ? i supposed this would happen if you are buying in MYR ?
*
Hmm. Mine is in RMB. smile.gif
fruitie
post Jul 3 2017, 09:15 AM

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QUOTE(jkngo2003 @ Jul 3 2017, 09:04 AM)
lazada is not online transtition anymore. please take note.

i have done few transition and check with cs this morning. all is not online transition
*
Did you try to lodge a complaint with CS? If Lazada is not online transaction, then what is? laugh.gif Anyway, using app it seems that has problems.
fruitie
post Jul 3 2017, 03:13 PM

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Called CIMB for Taobao Hangzhou issue and they said nothing much can be done as posting is done by merchants. They want me to contact Taobao to address this issue. doh.gif

So, in short nothing can be done until someone can find out how this posting is done. laugh.gif
fruitie
post Jul 3 2017, 03:52 PM

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QUOTE(David83 @ Jul 3 2017, 03:49 PM)
How about the Lazada case then?
Got two descriptions also. doh.gif
*
At least Lazada is app and desktop version, still easy to differentiate and I'm sure they will ask you guys to contact merchant too. laugh.gif
fruitie
post Jul 3 2017, 06:42 PM

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QUOTE(wjleong15 @ Jul 3 2017, 04:36 PM)
Let's wait end of this month statement come only complain
not yet receive cash back
*
No need... I already called and they asked me to contact Taobao instead. doh.gif

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